AIG Insurance

Explore all the Insurance Plans offered by AIG Singapore

Protect your home, family and other valuable assets with an AIG Insurance policy and enjoy complete peace of mind. Be it a personal plan or a business plan, insurance is a must-have for ensuring the safety of individuals and companies alike. Singaporeans can take a personal insurance policy to cover their travels, homes, vehicles and lifestyle aspects. Entrepreneurs owning businesses can mitigate business risks and safeguard their companies and industries from losses or damages with a comprehensive business insurance policy.

AIG Singapore Overview

AIG Asia Pacific Insurance Pte. Ltd., is a world class general insurance company with over 70 million customers worldwide, providing a bouquet of insurance services to Singaporeans. Established in Singapore since 1953, AIG combines claims expertise along with excellent customer service to deliver a range of products comprising of personal and business insurance. Every insurance product from AIG is tailor made to suit customers with an understanding of the requirements of the local community, all the while leveraging the latest technology available. Catering to individuals and corporate customers alike, AIG is committed to deliver innovative insurance solutions to tackle complex risks and also provide a hassle-free claim settlement process.

Types of Insurance products offered by AIG Singapore

Personal Insurance

  • AIG Travel Insurance
  • AIG Motor Insurance
  • AIG Home Insurance
  • AIG Personal Accident Insurance
  • AIG Health Insurance
  • AIG Lifestyle Insurance - Golfers’ Insurance / ID Guard Insurance

Business Insurance

  • AIG Global and Major Risks Insurance
  • AIG SME Business Insurance
  • AIG Single and Special Risk Insurance
  • AIG Group Insurance
  • AIG Commercial Motor Insurance

AIG Personal Insurance

AIG offers excellent personal insurance solutions to individuals covering family, homes, vehicles, travel, health and lifestyle segments.

AIG Travel Insurance

Plans - Travel Guard and Student Assist

Opt for an AIG travel insurance policy and stay protected while you travel on a holiday or on business. AIG offers single-trip and annual multi-trip travel plans for individuals and their families. Customers can choose from two types of plans namely - Travel Guard and Student Assist. Travel Guard offers 24/7 worldwide protection to policyholders and their families with medical cover, travel inconvenience covers, personal accident cover and various other supplementary benefits. As a student, you will be safeguarded round the clock against any risks with a Student Assist plan offering personal accident benefits with compensation for study interruptions, travel inconvenience covers and optional coverage for accidental and medical expenses.

AIG Motor Insurance

Plans - AutoPlan, AutoValue and AutoPlus

Vehicle owners can choose from three different motor insurance plans from AIG and safeguard their private cars from accidental damages. The AutoPlan offers complete flexibility for choosing workshops for repairs and enhanced coverage for private cars with personal accident covers, 100% Indemnity with New-for-Old Replacement, key replacement and reinstatement of windscreens, third party liability cover and compensation for accidental medical expenses. AutoPlus policyholders can enjoy No-claim bonus benefits, waivers of excess on accident repairs, personal accident covers, third party liability cover and a selection of AIG authorized workshops for car repairs. Customers holding the AutoValue plan can opt for vehicle repairs with claims at any AIG authorized workshop and also get various benefits like personal accident cover, third party liability cover, reinstatement of windscreens and accidental medical coverage.

AIG Home Insurance

Plans -

Enhanced Public Housing Contents Insurance

  • Homes Advantage
  • Homes Complete
  • Homes Advantage Package
  • Public Housing Protection Plan

Your home is your most cherished asset. Every home need adequate protection against damages occurring due to various natural and unexpected disasters. AIG ensures that your home is completely protected with a home insurance plan created specially based on your home type. The Enhanced Public Housing Contents Insurance plan offers HDB flat owners superior coverage along with the HDB Fire Insurance scheme. This plan provides covers for household contents, personal liability, personal accidents, losses or damages to buildings and alternative accommodation benefits. Homes Advantage is a must-have plan for every house owner which allows the flexibility of choosing the amount of coverage, items and individuals to be included in the insurance plan. Coverage for household contents, building structures, personal effects and worldwide personal liability are some of the benefits under this plan. The Homes Advantage Package plan offers first loss protection, All-Risks Cover for home contents, alternative accommodation benefits, Worldwide Personal Liability worth $1M and higher coverage limits for unscheduled household items. This home insurance scheme is available as three different plans namely - Classic, Premier and Superior.

Homes Complete is an all-inclusive plan providing protection for household contents and also safeguarding the policyholder’s personal identity from cybercrimes. This package also includes alternative accommodation benefits, worldwide personal liability and personal accident protection. The Public Housing Protection Plan has been designed to protect you home, family, household contents and valuables against losses and damages, due to natural and man-made disasters. The plan also covers personal accidents, accidental hospitalisation, alternative accommodation and worldwide personal liability.

AIG Personal Accident Insurance

Plans - Junior Advantage and Sapphire Enhanced

Protect you child aged between 1 month and 12 years with a Junior Advantage plan from AIG and ensure that their future is secured. The plan includes Special Education benefits, accidental medical benefits and surgical reimbursement, daily hospital cash along with emergency medical evacuation benefits. The AIG Sapphire Enhanced plan covers all your personal accident insurance needs with accident medical reimbursement, mobility aid and ambulance services reimbursement, temporary total disablement benefits and reimbursement for traditional Chinese medicinal treatments.

AIG Health Insurance

Plans - Venus Care and GlobalHealth Advantage Plan

AIG offers two types of comprehensive health insurance policies with excellent medical benefits, namely - Venus Care and GlobalHealth Advantage Plan. Venus Care is targeted towards women and covers all their medical needs. This plan includes in-hospital and post-hospitalization medical reimbursement, female cancer diagnosis payout, female wellness monthly maintenance benefit, reimbursement for traditional Chinese medicinal treatments and compassionate death allowance. The GlobalHealth Advantage Plan can be bought by individual and families, with features inclusive of 24/7 emergency assistance, hospitalization benefits, emergency medical evacuation, optional dental cover, choice of annual deductibles, worldwide coverage and hospital selection based on the area of coverage.

AIG Lifestyle Insurance - Golfers’ Insurance and ID Guard Insurance

Golfers’ Insurance

AIG provides an all-inclusive package for golfers across the country with personal accident cover, accidental medical compensation, reimbursement of club subscription fees and cover for Golfing Equipment, Personal Effects and public liabilities. The plan also includes Hole-in-One benefits and reimbursement for hiring golfing equipment and golf club breakage.

ID Guard Insurance

ID Guard protects your personal identity against fraud and cybercrimes. The plan includes worldwide coverage for identity fraud, ATM assaults, injuries due to theft or robbery, personal liability and loss of personal effects.

AIG Business Insurance

Businesses face multiple risks and to mitigate these, a robust insurance policy is required to be held by entrepreneurs and businessmen. AIG provides an array of business insurance solutions catering to the diverse needs of industries and companies in Singapore.

AIG Global and Major Risks Insurance

AIG’s Global and Major Risks Insurance offers customized plans to safeguard businesses against financial losses occurring due to operational risks. This insurance policy protects a business’s liabilities, assets and revenue channels.

AIG SME Business Insurance

Small and medium enterprises can benefit from this business insurance plan with coverage for accidental damages to business property, burglary, fire, business interruption, electronic equipment, plate glass breakage, loss of money, third party liability, products liability, work injury compensation, transit of goods, personal accidents and fidelity guarantee.

AIG Single and Special Risk Insurance

AIG’s commercial line of products span across various industry types and cater to companies of all sizes. The Single and Special Risk insurance provides comprehensive coverage to the industries categorised under the below mentioned business types -

Casualty Department

  • Product Liability
  • Public Liability
  • Work Injury Compensation
  • Specialty Contractors and Renovators Scheme (SCARS)
  • Yard Entry Scheme (Y.E.S)

Marine Insurance

AIG provides coverage for marine goods and cargo with four types of covers - marine cargo which provokes cover for marine goods in transit, marine third party liability insurance, inland marine cover for goods in transit or storage and comprehensive marine loss control services.


AIG protects customers like aircraft owners, airport owners, operators and aircraft product manufacturers belonging to the aerospace industry with exceptional benefits and coverage options. The extensive coverage included here are for aerospace products liability, aerospace refuellers liability, airport contractor's liability, airline catering liability, ground handlers, airport cover, fixed wing aircraft and helicopters.


Under the Energy sector, AIG Singapore provides cover for -

  • All Risks and Business Interruption
  • Offshore Property Damages
  • Contractors’ All Risks
  • Erection All Risks


Commercial properties are protected against accidental losses or damages with All Risk and Business Interruption cover, Fire and Extraneous Perils cover and compensation for damages due to acts of terrorism.

Financial Lines

The financial insurance lines offer from AIG are as follows -

  • Directors and Officers Liability Insurance - Protects against management liability.
  • Commercial Crime Insurance - Provides protection against cyber fraud attacks.
  • Professional Indemnity Insurance - Provides protection against financial losses.
  • Financial Institutions Liability Insurance - Protects financial institutions against liabilities.
  • Cyber Insurance - Protects companies against liability arising from management of personal data.
  • Public Offering of Securities Insurance - Protects companies against claims occurring due to the increase in capital.
  • Kidnap and Ransom Insurance - Provides consultant services to business owners.

Trade Credit Insurance

This insurance plan from AIG protects domestic and international open account sales against pending dues and also insures the policyholder’s source of cash and accounts.

Political Risk Insurance

ÀIG’s Political Risk Insurance offers extensive protection to physical assets, equity investments, cross-border loans and contracts for good or services. Coverage is provided to financial institutions, investors and corporate customers against unexpected losses due to political risks and perils.

Surety Bond

Surety Bonds are issued by AIG on the behalf of contractors engaged in the construction of ships, buildings, oil rigs and shipyards. Three types of surety bonds are offered - Bid Bonds, Payment Bonds / Advance Bonds and Performance Bonds.

AIG Group Insurance

Multiple Group insurance policies are offered by AIG to corporate employers, which can be customised to meet the requirement of a particular company type and its employees.

Plans -

  • Corporate Assist
  • Esteem
  • Group Personal Accident
  • GlobalHealth Advantage Plan
  • GroupPlus

Corporate Assist

Employers can avail this insurance plan for their employees to cover their travel requirements with complete protection.


As an affordable group personal accident plan, Esteem includes benefits like 24/7 worldwide protection, child education fund, post-hospitalization benefits, cover against acts of terrorism and natural disasters and emergency medical evacuation to corporate employees.

Group Personal Accident

This insurance plan provides personal accident covers for death and permanent disablement, emergency medical evacuation, accident medical reimbursements and hospital allowance for every type of company employee.

GlobalHealth Advantage Plan

The GlobalHealth Advantage Plan from AIG covers all the medical needs of corporate employees with customised benefits, special group rates, wellness benefits, optional dental cover, premium discounts and blanket coverage available for all pre-existing conditions.


A GroupPlus plan is an amalgamation of Group Personal Accident insurance and Travel insurance, without general exclusions and age limits. The personal accident benefits include cover for permanent disablement and injury and bereavement benefits. The travel insurance aspect of this policy covers complimentary cover for spouse and children on business trips, complimentary leisure trip upgrades for C-level executives and their families, employment disruption benefits, kidnap benefits, personal liability and medical benefits.

AIG Commercial Motor Insurance

Plans - Commercial AutoPlan and Commercial AutoPlus

AIG offers two types of commercial motor insurance plans - Commercial AutoPlan or Commercial AutoPlus. Under the Commercial AutoPlan, policyholders can enjoy flexibility with regards to choosing a workshop of their choice for repairs. The plan also offers unlimited liability cover, third party property damage cover, windscreen cover, third party and passenger liability cover with 24/7 emergency helpline for customers. The commercial AutoPlus plan provides manufacturer warranty protection, unlimited liability cover, AIG authorised workshops for repairs, third party and passenger liability cover, car key protection and a Multi-Vehicle Fleet Policy for companies owning ten or more vehicles.

FAQs for AIG Insurance

  1. Can private flat and other types of property owners buy an Enhanced Public Housing Contents Insurance policy from AIG?
  2. No, the Enhanced Public Housing Contents Insurance can be bought only by HDB flat owners in Singapore.

  3. What should be the age of policyholders while availing personal accident plans?
  4. Individuals aged between 16 and 65 years can apply for any personal accident plan, which can be generally renewed until the age of 75.

  5. What type of AIG insurance policies offer beneficiary nomination benefits?
  6. AIG life insurance, personal accident and health insurance policies qualify for nomination of beneficiaries. They should mandatorily comprise of the following conditions -

    • Offer death benefits,
    • Insure the policyholder’s life,
    • Come under Singapore law,
    • Should be issued by companies registered in Singapore,
    • Should not be the subject of any trust created under s 73 of the Conveyancing and Law of Property Act and
    • Should not be an annuity bought under the CPF Minimum Sum Scheme.
  7. What are the steps to be taken by a motor insurance policyholder, if the vehicle is sold during the policy period?
  8. Motor insurance policyholders can cancel their existing policies by submitting a written document to AIG, in cases where the vehicle is sold in the middle of the policy period. Documents like the original Auto Certificate of Insurance and a copy of Sales Agreement/De-registration Letter from LTA have to be returned along with the written letter to AIG Insurance.

  9. What is the eligibility for availing family plans under the Travel Guard insurance scheme?
  10. Families with two adults travelling with any number of children who are either under 18 years of age or under 23 years, studying at a recognized educational institution are eligible to take a family travel plan.

News About AIG Insurance

  • AIG gets new technology head

    American International Group Inc. (AIG), a leading global insurance provider, has appointed Seraina Macia as the new Chief Executive of its technology arm.

    Macia was earlier the Chief Executive Officer (CEO) and President of AIG’s Europe, Middle East and Africa region. She has also held office as the CEO at Hamilton USA, which was bought by AIG for US$110 million in May 2017.

    Macia will also contribute to the growth of Attune, a joint venture between AIG, Hamilton and Two Sigm Investments, which will work with data and technology.

    AIG plans to expand its operations in the field of data mining and analytics.

    BankBazaar Singapore

    19th July 2017

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