India International Personal Accident Insurance

India International Insurance provides a personal accident insurance available in four different plans that are designed to meet your needs. This insurance has specific provisions to provide you and your family with financial support in case of an accident, and the resulting hospitalization. Further, this plan also covers expenses for the treatment of specific diseases, all over the globe.

Features and Benefits

Here are some of the benefits that you are entitled to if you choose to purchase this plan:

  • There is a 24-hour worldwide coverage.
  • Cover for claims arising out of acts of terrorism, not including nuclear, chemical, and biological attacks.
  • There are discounts available on the family package.
  • If both parents are insured with India International, a free cover is available for up to 3 children. The child has to be aged 6 months to 18 years old. It is further allowed up to 25 years old if the child is a full-time student in any of the local schools.

Here are the details of the cover offered by this insurance plan

Benefits i-1 i-2 i-3 i-4
Accidental Death and Permanent Disablement S$50,000 S$100,000 S$200,000 S$300,000
Accidental Medical Expenses S$3,000 S$5,000 S$6,000 S$8,000
Medical Expenses S1,000 S$2,000 S$3,000 S$5,000
Childcare Daily Reimbursement (max 30 days) S$50/day S$100/day S$150/day S$200/day
Ambulance Fee S$300 S$500 S$600 S$800
Physician Treatment Expenses S$600 S$1,000 S$1,200 S$1,600
Bereavement Compensation   S$3,000 S$3,000 S$3,000 S$3,000

How to Buy This Personal Accident Insurance

If you want to purchase this insurance policy, you can do so by visiting the website. You need to click on “Buy Online”, after which you have to enter your personal details like name, occupation, age, and other such information. After this, you need to choose the type of cover you want to go for. You can pay online and confirm the insurance.

Claims Process

Here are the steps you need to follow if you want to file a claim for any situation covered by this policy:

  • Inform India International about any incident that might result in a claim. You can also submit the claims details to the claims department via email.
  • Download the PDF form from the website.
  • Complete the form with all the relevant details and attach necessary documents.

Documents Required for Making a Claim

Here are some of the documents that you might be required to furnish while making a claim:

  • Completed claims form.
  • Report on the incident.
  • Police report (if applicable).
  • Hospital bills and invoice.
  • Hospital reports.

Cancellation Policy

If you wish to cancel your insurance plan, you can do so any time after policy start date. You can cancel the plan by sending a registered letter to India International, stating the same. Your policy premium will be refunded for the remaining period if there has been no prior claim.

Hotline 

Here is how you can get in touch with India International, in case of any doubts or assistance related to your policy:

Phone +65 6347 6100
+65 6347 6111 ( for claims)
Fax +65 6224 4174
+65 6225 7743
Address 64 Cecil Street
#04,#05, IOB Building
Singapore 049711

Frequently Asked Questions

Q. What other information do I need to submit while making a claim?

A. Apart from the claims form and necessary documents, you need to provide some other relevant information. While making a claim you need to present the insurer’s name, contact details, policy number, date of loss, the location of the incident, and a description of the incident.

Q. Can I make a third party settlement by myself and still get compensated?

A. No, it is not advisable to make a settlement without India International’s consent. It is a breach of policy terms and might lead to a rejection of your claim.

Q. When should I file a police report?

A. It is necessary for you to file a police report if the claim is due to some malicious or illegal activity.

Q. What do I do if I receive a Writ of Summons?

A. In case you receive a Writ of Summons, you should forward it to the company so that they can settle the claims for you.

Q. What is a deductible under my policy?

A. It is the specific amount of money that you have to pay for each claim under this policy.

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