India International Maid Insurance

With Maid Bond Package, the maid insurance policy offered by India International Insurance(III), your maid will get comprehensive coverage that conforms with the legal requirements set by the Ministry of Manpower (MOM), Government of Singapore. India International Insurance also offers optional extensive top-up covers that adds to the basic cover to augment your benefits.

The standard package of India International Insurance for maids include:

  • Guarantee Bond for the Immigration Department of Singapore.
  • Cover against death/permanent disability.

Key Highlights of the Maid Bond Package

India International Insurance offers two different plans, Standard and Enhanced. The table below shows the amount offered under each benefit:

Benefit Enhanced Standard
Insurance bond to Philippines Embassy S$2,000 (if processed through a Maid Agency) or S$7,000 NA
Insurance guarantee to Ministry of Manpower Up to S$5,000 Up to S$5,000
Waiver of counter indemnity for insurance guarantee to MOM Excess S$ 250 NA
Accidental death or permanent disablement Up to S$60,000 Up to S$60,000
Bereavement expenses Up to S$2,000 Up to S$2,000
Domestic maid liability Up to S$5,000 Up to S$5,000
Maid's personal belongings Up to S$250 Up to S$250
Termination/rehiring expenses Up to S$250 Up to S$250
Repatriation expenses Up to S$10,000 Up to S$10,000
Alternative domestic help benefit Up to S$30 per day for a maximum of 60 days Up to S$20 per day for a maximum of 60 days
Wages and levy reimbursement Up to S$50 per day for a maximum of 60 days Up to S$30 per day for a maximum of 60 days
Hospital and surgical expenses Up to S$ 20,000 per year Up to S$ 15,000 per year
Treatment for Dengue fever Up to S$300 Up to S$150
Treatment by Traditional Chinese Medicine practitioner Up to S$300 Up to S$150
Outpatient medical expenses Up to S$2,500 Up to S$1,250

Premiums You Need to Pay

This is what the two plans under this insurance policy will cost you:

Plan Type/Premium Charged Standard Enhanced
14 Months S$169.50 S$198.30
26 Months S$222 S$268.30

Documents Required at the Time of Purchase

You will need the following documents when you buy this insurance policy:

  • Copy of your NRIC (front and back).
  • Copy of the first page of the maid’s passport if he/she is a foreigner (the page must have the picture, passport number, and name of the maid).
  • Copy of the Renewal Letter from the Work Permit Department/In-Principle Approval Letter issued by MOM.

How Does This Insurance Fulfil MOM’s Requirements for a Maid of Foreign Nationality?

III’s maid insurance plan fulfils MOM’s requirements in the following ways:

  • Insurance Guarantee Bond of S$5,000 (as security deposit).
  • Surgical and hospital expenses of at least S$15,000 per year.
  • Personal accident cover of S$40,000.

If your maid is a foreigner and requires outpatient treatment, the expenses incurred will be covered by this policy.

Here’s How You Can Buy This Insurance Policy

If you wish to purchase this insurance policy, you can visit the official website of India International Insurance and click on the “get a quote” button. You will be directed to a page where you can enter the details including the policy period, start and end date, policyholder’s name, and find out how much you will have to pay.

If you wish to enhance the coverage offered for hospital and surgical expenses, you can do so by paying an additional premium.

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