HSBC Life Insurance

Hong Kong and Shanghai Banking Corporation (HSBC) offers a life insurance plan that provides you with the peace of mind you deserve at an affordable price. The ValueTerm insurance policy comes with a lot of flexibility and gives you comprehensive coverage against permanent disabilities and death.

Features and Benefits:

The ValueTerm Insurance scheme comes with a myriad of benefits and features that can prove to be advantageous for you.

  • Affordable Protection – Avail coverage with this life insurance plan up to an age of 90 years. You can also secure the future of your family and loved ones if an unfortunate event occurs in your life. You can enjoy great peace of mind at a cost that is easily affordable. The coverage is available for a period of 10 years to 30 years or up to an age of 55 to 90 years. As per your needs, you can choose the insurance cover term
  • Disability Coverage – You can enjoy coverage for permanent and total disability before you reach the age of 65 years. This coverage can be used to clear the bills for rehabilitation treatments and medical needs
  • Level Premiums – The requirement for life insurance grows with your age. However, the amount of premium that you are required to pay for the ValueTerm insurance scheme remains the same throughout the entire term
  • Flexibility of enhancing coverage – With ValueTerm insurance scheme, you can add a critical illness rider. The benefit furthers the assured sum of your policy when diagnosed with any of the 37 listed critical illnesses. You will receive a lump sum payment which is basically the accelerated part of the insured sum. Thus, it makes things easier for you and helps you to concentrate only on the recovery without worrying about income loss, medical costs, etc.

How it works?

Profile Requirements for Coverage Premium for ValueTerm
Non-smoking male reaching the age of 45 on his next birthday Assured Sum of SGD 1,000,000 up to 65 years of age. Yearly: SGD 2,650 Daily: SGD 7
Non-smoking female reaching the age of 35 on her next birthday Assured Sum of SGD 1,000,000 up to 65 years of age. Yearly: SGD 1,120 Daily: SGD 3

Note: The above-mentioned figures have been provided for illustration purposes only. The insurance premiums and eligibility and subject to underwriting.

How to apply?

You can apply for the ValueTerm insurance plan in the following ways:

  • Call the hotline number of the bank to apply for this insurance scheme
  • You can walk into the nearest branch to make an application
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