• loading

    We found 3 Best HSBC Credit Cards

    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    S$100 Shopping Voucher BANKBAZAAR EXCLUSIVE DEAL
    What you get
    What you need
    What you'll love
    What you need to consider
    What it costs
    BankBazaar Exclusive Deal
    0
    S$100 Shopping Voucher BANKBAZAAR EXCLUSIVE DEAL
    What you get
    What you need
    What you'll love
    What you need to consider
    What it costs
    BankBazaar Exclusive Deal
    0
    S$100 Shopping Voucher BANKBAZAAR EXCLUSIVE DEAL
    What you get
    What you need
    What you'll love
    What you need to consider
    What it costs
    BankBazaar Exclusive Deal
    Close

    Compare, check your eligibility and apply for credit cards online.

    Best HSBC Credit Cards is Rated as "Excellent!" by 4 Users

    Fees & Charges

    Promised Interest Rate

    Customer service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HSBC Credit Card Overview

    HSBC is a global bank with branches in over 70 countries. It’s relationship with Singapore dates back to 1877 when it was known as the Hong Kong and Shanghai Banking Corporation Limited. The bank has a host of financial products and services for every type of clientele - from credit cards, loans, insurance, investments and deposits, to premier banking, personal banking, commercial banking and private banking.

    HSBC’s credit cards come with a wide range of features that will appeal to those living in Singapore. The credit cards come with promotional offers, rewards and cashback, alongside discounts, privileges and exclusive deals. HSBC credit cards offer annual fee waivers, reasonable interest rates, low foreign exchange fees, high credit limits, balance transfers, and easy bill payment options. You can apply for an HSBC credit card using BankBazaar.sg and the entire process of approval and card dispatch will take just one to two working days. You can also check your application status online on BankBazaar or on the bank’s website.

    Best HSBC Credit Cards in Singapore

    Card Name

    Joining Fee

    Annual Fee

    Suitable For

    Joining Perks

    HSBC Revolution Credit Card

    NIL (waived)

    S$160.50 (waived for the first 2 years)

    Shopping, dining and entertainment expenses

    Up to S$160 cash back/American Tourister Caravan TSA Luggage (70 cm)

    HSBC Visa Platinum Credit Card

    NIL (waived)

    S$192.60 (waived for the first 2 years)

    Petrol, groceries, dining and recurring bills

    Up to S$160 cash back//American Tourister Caravan TSA Luggage (70 cm)

    HSBC Advance Credit Card

    NIL

      •Advance Banking Customers - NIL (permanently waived)

      •Non-Advance Banking Customers – S$192.60 (waived for the first year)

    All purchases

    Up to S$160 cash back/American Tourister Caravan TSA Luggage (70 cm)

    HSBC Premier MasterCard Credit Card

    NIL

    NIL (permanently waived)

    Travel, dining, petrol and recurring bills

    NIL

    HSBC Visa Infinite Credit Card

    NIL (waived)

    S$650

    Travel, lifestyle, dining and concierge

    35,000 air miles free

    HSBC Advance Credit Card

    This credit card offers a flat cashback rate on all purchases made. Here’s how you can earn cashback on this card:

    • Advance Banking customers will earn 3.5% cashback on monthly spends of above S$2,000 and 2.5% cashback on monthly spends of S$2,000 and below.
    • Non-Advance Banking customers will earn 2.5% cashback on monthly spends of above S$2,000 and 1.5% cashback on monthly spends of S$2,000 and below.
    • This credit card is equipped with Visa payWave and Apple Pay.
    • Enjoy additional privileges on petrol purchases at Shell and Caltex stations, Golden Village, Agoda and more.

    Types of HSBC Credit Cards in Singapore

    The different kinds of credit cards offered by HSBC and their benefits are mentioned below:

    HSBC Credit Card

    Cashback credit cards

    • HSBC Visa Platinum Credit Card: This credit card gives you cash rebates as well as reward points on essential purchases. With attractive discounts and promotional offers announced every few months, this card is worth every penny you spend on it. Here are some of its main features:
      • You can earn 5% cash rebate on recurring utility bill payments, petrol purchases and groceries.
      • Spending on petrol at Caltex and Shell stations can save you up to 19% on the bill.
      • You can get a maximum of 2% cash rebate on dining transactions.
      • Apart from the cash rebates you also earn 1 Rewards Point for every S$1 spent using your HSBC Visa Platinum credit card.
      • You can make contactless payments by linking your HSBC credit card to Apple Pay as well as through Visa payWave.
    • HSBC Premier MasterCard Credit Card - Though this is a luxury credit card, it primarily gives you cash rebates. Here are the benefits of this card:
      • You can get a maximum of 5% cash rebates on recurring utility bills and local grocery stores, and up to 2% cash rebate on local dining.
      • Buying petrol at Caltex and Shell stations will get you a discount of up to 20%, while petrol from other stations will be cheaper by up to 6%.
      • Apart from these, you will get 1 Rewards Point for every S$1 you spend using the HSBC Premier MasterCard.
      • You also get a long list of travel, dining and golfing discounts when you have this card.

    Best HSBC Travel / Air Miles Credit Cards

    • HSBC Visa Infinite Credit Card - This is an invite-only credit card that gives you oodles of travel privileges. The exciting benefits that come with this card are:
      • You earn up to 2.25 air miles per S$1 spent using this card.
      • You can access more than 700 Priority Pass lounges at airports worldwide.
      • You get one free limousine trip to the airport and one expedited immigration clearance every time you spend S$2,000 using your HSBC Visa Infinite card. You can redeem these gifts a maximum of 24 times in a year.
      • You get free travel insurance of up to US$2 million which includes accidental death and disablement and travel inconveniences.
      • You get your own personal Travel and Lifestyle Butler, who can help you with hotel and flight bookings, getting tickets for special events and movie or theatre shows, making spa and doctor’s appointments, reserving tables at Michelin-starred restaurants, etc.
      • You earn S$100 as cash rebate every time you refer a friend for this card and he/she gets an approved card.

    Best HSBC Rewards Credit Cards

    • HSBC Revolution Credit Card - With HSBC Revolution Card, you can earn unlimited rewards points and exchange them for attractive gifts and discounts. The card gives you the following:
      • 5 Rewards points every S$1 spent on online transactions, dining and entertainment.
      • All other purchases give you 1 point.
      • You can also enjoy discounts and special deals on travel, shopping and entertainment.
      • You can make contactless payments by linking your HSBC credit card to Apple Pay as well as through Visa payWave.
    • HSBC Advance Visa Platinum Credit Card - This credit card is ideal for those who love accumulating rewards points and living it up. The features advantages of HSBC Advance Visa Platinum Cardare:
      • You earn 10 Rewards points per S$1 spent on online purchases, dining and entertainment.
      • All other purchases are eligible for 1 Rewards point.
      • You get discounts and special deals on travel, entertainment, shopping and lifestyle categories.
      • You can make contactless payments through Apple Pay and Visa payWave.

    Best HSBC Supplementary Credit Cards

    HSBC allows you to give supplementary cards to your family members with every principal credit card you have. Supplementary cards have the same privileges as the principal cards, but the points, miles and cashback collected by the supplementary cards are added to the principal cardholder’s account. Usually, the annual fee for supplementary cards is half of that of the principal card. HSBC gives free supplementary credit cards - that is, there is no annual fee ever. You can also get as many supplementary cards as you need for every principal card that you have.

    HSBC Credit Card Promotion in Singapore

    HSBC has a number of lucrative promotional offers on its credit cards this year. A few of them are listed below:

    • If you visit Forum The Shopping Mall often, you will be delighted by the free weekend parking available on HSBC credit cards. All you need to do is spend at least S$50 in a single bill at the mall. Only the first 50 HSBC credit card users can get this privilege, until 31st December, 2017.
    • Enjoy an extra 9% discount on hotel bookings, tours and holiday packages on Asiatravel.com using the promocode HSBC-9. This offer is valid until 31st December, 2017.
    • Hotel bookings through Expedia will be cheaper by 10% if you use the promocode HSBCEXPSG and pay with your HSBC credit card. The offer expires on 31st December, 2017.
    • Get 15% discount on spending at least S$100 at Zalora by using the promocode HSBCZ. This offer is valid until 31st December, 2017.
    • At FarEastFlora.com, you can get 10% to 15% discount on various products using the promocode HSBC2017. The promotion runs until 31st December, 2017.
    • New RedMart users can enjoy a concession of S$18 and free delivery on transaction of S$100 or more. You need to use the promocode HSBC2017. The promotion expires on 31st December, 2017.

    Requirements to Apply HSBC Credit Card

    If you want to apply for an HSBC Credit Card, you need to comply with certain requirements set by the bank. Here are the parameters you need to meet for various credit cards:

    • Eligibility criteria for Singapore citizens and Permanent Residents:
      • You need to be at least 21 years old.
      • You should meet the minimum annual income criteria as per each card’s requirements. This could range from S$30,000 to S$120,000.
      • If you don’t meet the income requirements, you need to have/start a fixed deposit of at least S$10,000 to S$30,000 with the bank.
      • You need to be an HSBC Premier customer to get the HSBC Premier MasterCard.
    • Eligibility criteria for foreigners:
      • You must be at least 21 years old.
      • Your annual income has to be between S$40,000 and S$150,000.
      • You need to be an HSBC Premier customer to get the HSBC Premier MasterCard.

    How to Activate HSBC Credit Card?

    HSBC credit cards are delivered to you in a deactivated state. This is to ensure that the cards are not misused before they reach you. Activation is necessary for the first-time use and for overseas use.

    To activate your HSBC credit card for use, you need to call the following toll-free numbers:

    1. 1800-227 6868 for HSBC Visa Platinum/Revolution cards
    2. 1800-227 8889 for HSBC Premier MasterCard
    3. 1800-227 8886 for HSBC Advance Visa Platinum Card
    4. 1800-227 8811 for HSBC Visa Infinite Card

    For activating your credit card for use, you need to select 1 in the first step and then 1 in the second step in the Interactive voice response (IVR) codes of the toll-free numbers. For overseas use you need to select 1 and 2.

    How to Cancel HSBC Credit Card?

    You can cancel your credit card account by informing the bank and sending the card back in a cut-up condition. You also need to pay all the dues immediately. The bank may cancel your card in case of your death, bankruptcy, legal and mental disability, or fraudulent activity noticed on the card.

    HSBC Credit Card Hotline Number

    The bank’s credit card hotline is a toll-free number: 1800-227 6868. In case you need the services of the Visa Infinite Travel and Lifestyle Butler, you can contact 1800 227 8811.

    News About HSBC Bank Credit Cards

    • Get Exciting Cashbacks at Esso, Boots, Lidl and other Retailers with Your First Direct Card

      Have you applied for your First Direct Card yet? Well, if you haven’t, you might want to, especially noting the exciting cashbacks you’ll receive at a number of retail merchants.

      First Direct recently announced the launch of its cashback schemes for First Direct debit and credit card holders. The move comes just about a month after HSBC, a sister bank to First Direct, launched cashback schemes on the same lines.

      Under the scheme, if you hold an HSBC card or a First Direct card, you can register a maximum of 5 cards for the cashback scheme. Note that a number of financial institutions and building societies that include Lloyds and Halifax have launched similar schemes in the past.

      In order to register for the cashback schemes, all you’ve got to do is visit the HSBC Visa Offer page or the First Direct Visa Offer page and fill out the online application form with your card details. You can earn cashbacks of up to GBP 10 or 10% of your purchases at various retail merchants including H&M, Boots, Esso, Lidl and Holland and Barrett. 

      25th September 2017

    • HSBC banking fees surpass $1 billion

      Earlier this year, fixed income falls affected some of the largest investment banks in Q2. However, the $1 billion+ that HSBC earned through banking fees, helped combat the fixed income falls.

      The global banking and the marketing divisions of HSBC earned revenues of approximately $4 billion in 3 months until 30 June 2017. This excludes the effects of credit and funding valuations (up by 7% every year).

      The revenue boost was due to the year-on-year rise of 16% from global banking fees. This banking fees rise compensated for the sales and trading revenue fall of 6% to approximately $1.8 billion. A downfall of 11% was seen in total revenues generated from fixed income sales and trading. However, 25% rise was seen in the bank’s smaller business equities. 

      The fixed income falls was not only recorded at HSBC but also its rivals in the US and Europe during the second quarter. 

      16th August 2017

    • HSBC introduces private banking services in Australia

      HSBC Holdings Plc has started private banking division in Australia in order to widen its operations in the Asia-Pacific region. The bank has started this section to provide private banking services to its Australian customers. The customers of the bank include high net-worth individuals as well as family offices who have invested in assets that are worth more than AUS$10 million.

      The chief executive of HSBC in Australia holds that Australia is a very important market for HSBC due to the growth prospects in the country. He also said the addition of a private banking division to the prevailing commercial, investment, and retail banking sectors will boost the operations of HSBC.

      According to third-party research, Australia has the third-largest number of high net worth individuals in the Asia-Pacific region, out of which over 29,500 Australian families live with a net worth of over AUS$10 million.

      07th December 2016

    • HSBC credit cardholders in Singapore can now use Apple Pay

      From December 1st, Apple Pay, the mobile wallet, is available to HSBC credit card users. The bank has an amazing launch promotion where card users who connect their credit card to Apple Pay will receive $5 off every purchase they make through the mobile payment wallet feature. This offer is valid till 15th January, 2017, and the customer will have to spend a minimum of S$10 on each transaction.

      Customers can utilise Apple Pay at many places such as Starbucks, TopShop, Uniqlo, NTUC FairPrice, Cold Storage, Shaw Theatres, and more.

      To use Apple Pay, you should first sign up with your credit card details in the app. You can scan your card for this step. Next, you can use your iPhone, Apple Watch, or iPad at stores that have near field communication (NFC) technology. Tap your device to make the payment and you can later view your credit card statement for transaction details.

      07th December 2016

    • HSBC Petrol Promotions

      Runtime – This is an ongoing promotional offer.

      Particulars - When you refuel your vehicle at any of the Caltex Petrol Stations, you can enjoy instant discounts of 16 percent on the petrol. Along with this, you can avail cash rebates of up to 6 percent. You must use your HSBC credit cards to make the payment at Caltex petrol stations.

      You can enjoy instant discounts of 14 percent when you refuel your vehicle at Shell petrol stations and use your HSBC credit cards to make the payment. Along with this, you can avail cash rebates of up to 6 percent.

      Terms and Conditions – Please, get in touch with the bank to know more about the terms and conditions of this particular promotional offer.

    • HSBC Offers Low Balance Rate On Credit Card Balance Transfer

      Cardholders looking to get their finances in order now have a way out via HSBC’s balance transfer scheme. The bank is offering low balance transfer rates to individuals who transfer their credit card balances or credit lines over to HSBC. The bank is currently offering a transfer rate of 2.50% per annum for 6 months, and a transfer rate of 4.88% for 12 months with a processing fee of S$ 88. However, this processing fee could be waived off if a balance transfer amount of S$ 10,000 or more is approved by the bank.

    • One person can dine for free at Singapore Marriott Tang Plaza Hotel with HSBC Credit Card

      Runtime: The offer is valid from 1st to 30th April, 2016 for first 500 redemptions.

      Particulars:

        • Those having HSBC Credit card can enjoy one-for-one lunch buffet from Monday to Saturday at Singapore Marriott Tang Plaza Hotel.

        • The offer is valid for 4 redemptions per cardholder.

        • 2 days prior reservations are to be made and it is subject to availability.

        • The cardholder must quote – HSBC 1- for -1 while making the reservation.

      Terms and Conditions: Kindly contact HSBC to know more about the terms and conditions applicable on this offer.

    • HSBC Visa Platinum Credit Card Dining Promotion

      Runtime: Dining offers on the HSBC Visa Platinum Credit Card are valid till 30th June 2016, unless mentioned otherwise.

      Particulars:

      HSBC has partnered with some of the top restaurants to offer its credit card customers great discounts. Some of the offers include 30% off on online orders at FeastBump and 25% off on online orders at FoodPanda. Customers can also avail of offers like “one dines free for every three adults paying” at Regent Singapore and Shangri-La, Singapore. Credit cardholders can also avail of 15% discounts on ala carte bills at Spizza Mercato, The Broiler Louisiana, and Wildlife Burgers + Bar Singapore. To avail of the offers, customers need to pay for the bill with their credit card.

    • HSBC Bank Cash Advance Fee Revision

      HSBC Bank has revised their Cash Advance Fee interest rates where the new interest rates will take effect from January 8th, 2016. The interest rate that that was previously 26.5% per annum has now been revised to 28% per annum on the amount withdrawn. This interest rate will be chargeable on a daily basis from the date of withdrawal until the full payment is made. The EIR or the Effective Interest Rate has also been revised from 24% per annum to 25% per annum. This rate is chargeable on a daily basis from the transaction date until complete payment of the current statement balance has been made in case the bills have not been paid in full by the due date.

      20th December 2015

    • HSBC Credit Cards World Rugby Series Promotion

      Runtime – From now till 31 Dec, 2015.

      Particulars – Enjoy a discount of 10 percent when you purchase tickets for the HSBC World Rugby Sevens Series that will be held in Singapore on 16 – 17 Apr, 2016 at Singapore National Stadium.

      Terms & Conditions

      You will need to purchase the tickets with your HSBC credit cards. Other terms and conditions laid down by the bank may also be applicable.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.