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    HSBC Credit Cards

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    HSBC Singapore is one of the first banks to be set up in Singapore. It remains one of the largest players in retail banking and wealth management sectors around the world. The parent bank of HSBC Singapore has a presence across 67 countries and territories around the world.

    HSBC Credit Card

    A qualifying full bank with presence in retail banking, commercial banking, wealth management, investment banking, insurance, Credit Cards, capital and security markets among others, HSBC has been operating in Singapore since 1877.

    HSBC is known for its strong retail network globally. Its network of self-service terminals and Premier Centres are strategically present around the world to offer convenient banking solutions to its customers.

    Promotions

    HSBC runs promotions yearlong on categories including dining, shopping, travel, entertainment and more, online and in-store purchases. Some of the popular merchants where you can benefit from such promotions include Lazada, Swensen’s, Shell, Zalora, Expedia and more. You can learn more about the card promotions here.

    Features and Benefits

    Some of the most important benefits and features that HSBC cards offer are as follows:

    • You’ll receive attractive cashback on many cards.
    • Annual fee on cards will be waived completely for HSBC Advance customers. Other customers may also enjoy annual fee waivers for a year or more.
    • You may receive welcome gifts like merchandise, reward points, cashback or discounts as joining bonus.
    • With some cards, you can earn higher reward points on dining, online shopping, entertainment or other expenditure.
    • Some cards don’t have a minimum spend criteria or a cap on earning rewards.
    • You can earn attractive air miles on some cards.
    • Some cards will give you unlimited access to priority pass lounges.
    • You may also get free travel insurance.
    • For some premier cards, you may have the option to choose your own welcome gift when applying for a main card.
    • You could earn cash rebate on local groceries, dining, some recurrent bills and petrol.

    Most Popular HSBC Credit Cards

    The following are the most popular cards offered by HSBC along with their perks:

    Card Name Annual Fee Rate of Interest (EIR) Best Suited for Rewards Programme
    HSBC Advance Credit Card Principal Card: S$192.60 (Perpetual waiver for Advance customers) Supplementary Card: Free 25.9% p.a. All retail spends Cashback Read More
    HSBC’s Revolution Credit Card Principal Card: S$160.50 Supplementary Card: Free 25.9% p.a.
    • Online shopping
    • Entertainment
    • Dining
    HSBC's Rewards Programme Read More
    HSBC Visa Platinum Credit Card Principal Card: S$192.60 Supplementary Card: Free 25.9% p.a.
    • Dining
    • Groceries
    • Recurring bills
    • Fuel
    Cash Rebate and HSBC’s Rewards Programme Read More
    HSBC Visa Infinite Credit Card Principal Card: S$650 for retail customers and S$488 for Premier customers Supplementary Card: Free 25.9% p.a.
    • Travel
    • Luxury shopping
    • Fine dining
    • Lifestyle
    HSBC’s Mileage Programme Read More
    HSBC Premier Mastercard Credit Card Principal Card: Free Supplementary Card: Free 25.9% p.a.
    • Recurring bills
    • Dining
    • Fuel
    Cash Rebate and HSBC’s Rewards Programme Read More

    HSBC Visa Infinite Credit Card: Best Travel Card

    • Instant sign-up gift bonus that gives you 35,000 air miles (as 87,500 HSBC Rewards Points).
    • Access to over 700 VIP airport lounges across the world.
    • Complimentary travel insurance.
    • Complimentary airport limousine pickup and drop.
    • Expedited immigration clearance service.
    • Access to top hotels around the world that offer exclusive privileges.
    • Concierge service available anytime, anywhere to assist you with specific queries and requests.

    HSBC Revolution Credit Card: Best Rewards Points Card

    • 5x rewards points on online spending/booking, entertainment activities and dining.
    • 1 rewards point with every S$1 you spend on other retail transactions.
    • No minimum qualifying spend criteria.
    • Option to convert rewards points into air miles.

    HSBC Advance Credit Card: Best Cashback Card

    • Get up to 3.5% cashback on all your retail spends if you’re an Advance customer. Retail customers can earn a cashback of 2.5%.
    • Minimum spend criteria have to be met to earn higher cashback.

    HSBC Premier Mastercard Credit Card: Best Cash Rebates Card

    • Up to 6% cash rebates on dining, petrol and recurring bills.
    • One rewards point for every dollar spent on your card.

    HSBC Visa Platinum Credit Card: Best Grocery Card

    • Up to 5% rebate on grocery, recurring bills, dining and petrol transactions.
    • Earn one rewards point for every dollar you spend with your card.

    Reward Programs Offered by HSBC

    Attractive reward programs are available on HSBC cards. They are as follows:

    • HSBC’s Mileage Programme that allows you to earn air miles on transactions you make with your card and fly to various corners of the world for less. KrisFlyer miles (can be redeemed on Singapore Airlines) and Asia miles (can be redeemed on Air Asia) programmes are two of the most popular reward travel programmes in Asia. You can redeem your reward points for air miles in blocks of 5,000 rewards points. 5,000 rewards points = 2,000 air miles. If you have the HSBC Visa Infinite Credit Card, you’ll be eligible for the programme.
    • HSBC-Shell Escape Programme allows you to convert your card balance into free petrol. This offer is valid at Shell petrol stations across Singapore. For every S$5 charged to your card, you’ll earn 1 Shell Escape point. For a minimum monthly spend of S$2,000 on your card including a spend of S$200 at Shell petrol pumps in Singapore, you can earn up to 500 Shell Escape points which roughly translates to S$16 worth of petrol at a Shell petrol station in Singapore. You can enrol for this programme by downloading a form online. All HSBC cardholders are eligible to participate in this programme.
    • HSBC Premier Mastercard Preferential Rewards programme ensures that you can redeem most of the rewards offered by the bank by using 10% less reward points as compared to other cards. You can check the rewards catalogue available on the dedicated bank page to learn more about the rewards.

    Bill Payment

    To pay off the outstanding balance i.e. your monthly card bill, you can use any of the following convenient payment options:

    • AXS stations across the island
    • Bank website (online@hsbc, provided you have a chequing account with the bank)
    • With cash, cash card or NETS at 7-Eleven convenience stores
    • SingPost SAM and post offices throughout Singapore
    • Bulk cash deposit machines
    • Cash at a bank branch
    • Phone banking
    • Through cheque made payable to HSBC
    • Interbank GIRO or other automated payment services

    To pay at a 7-Eleven payment terminal, simply provide the cashier with your 16-digit unique card number. You won’t have to carry your monthly bill.

    Credit Card Hotline

    You can call the 24-hour customer care hotline 1800-HSBC NOW (4722 669) if you’re in Singapore or (65) 6-HSBC NOW (4722 669) if overseas, for all your general queries. The 24-hour phone banking hotline is 1800-227 8888 (Singapore) and (65) 6227 8888 (overseas). To learn more about the exclusive hotlines available to special category of cards, please refer to the bank website.

    To redeem the reward points earned on your card, you can call the 24-hour rewards redemption hotline 1800-739 2737. Simply key in your rewards codes and redeem the points.

    HSBC Credit Card Statement

    Receiving HSBC card statement has become completely hassle-free with the introduction of e-statements. Your card statement will be sent to your registered email address. The attached statement can only be opened with a unique password. It’ll apply to all your existing card accounts and can be accessed even without personal internet banking.

    Card Activation and Cancellation

    Before you activate your card, remember to register your valid mobile number with the bank if it hasn’t been done already. Also, inform the bank if you change your number so that it can be updated in the bank’s records.

    To activate your card, complete the following simple steps:

    • Call 1800-4722 669 if you’re in Singapore or (65) 64722 669 if you’re abroad.
    • Select ‘1’ from the menu and ‘1’ again from the next menu to activate your card.
    • You’ll be sent a one-time password (OTP) to your registered mobile. Enter it to complete the process.

    If you want to activate the magnetic strip of your card for ATM transactions and retail purchases abroad, complete the following steps:

    • Call 1800-4722 669 from a Singapore number or (65) 64722 669 if you’re calling from abroad.
    • Select ‘1’ from the first menu and ‘2’ from the next to enrol your card for overseas transactions.
    • Enter the OTP sent to your registered mobile number when prompted to complete the process.

    To cancel your card, get in touch with the bank to know the exact process.

    Balance Transfer

    If you want access to more cash or want to reduce your debt burden ratio, this may be the best time to transfer all your credit card and credit line debts to a low-interest HSBC card account of your choice.

    If you choose the 6-month balance transfer option, an AIR of 2.5% p.a. will be applied to your transferred funds. A processing fee of S$88 will be applied for funds below S$10,000, setting the EIR at 4.39% p.a. For funds equal to or above S$10,000, the processing fee will be waived.

    If you choose the 12-month option, an AIR of 4.88% p.a. will be applied. The processing fee remains unchanged at S$88 for an approved amount less than S$10,000. The EIR will be 6.77% p.a. in this case.

    A 3% monthly minimum payment criterion has been set. If you’re not settling the dues in full at the end of every month, EIR will be subjected to compounding and the effective rate of interest will go up.

    You can apply for balance transfer in one of the following ways:

    • Apply online
    • Call 1800-4722 669
    • Text BT NAME NRIC NUMBER to 74722

    Cash Advance Facility

    If you want to borrow cash on your credit card, you can use the PIN provided to withdraw cash from an ATM or withdraw money from one of the bank branches. However, the bank reserves the right to decline your request for a cash advance. Also, once a request for a certain amount has been raised and approved, the request can’t be withdrawn.

    On every transaction, you’ll be charged a cash advance fee equal to 6% of the amount withdrawn or S$15, whichever is higher. Interest rate of 28% p.a. will be charged from the date a transaction is posted to your account till you pay back the amount in full or till the next statement is generated.

    Eligibility Criteria

    The following are the eligibility requirements you’ll have to meet to get approval for the following cards:

    Card Name Minimum Income for Citizens and PRs Minimum Income for Foreigners Minimum Age Read More
    HSBC Advance Credit Card S$30,000 p.a. S$40,000 p.a. 21 years If you don’t meet the minimum income criteria, you can still be eligible if you can provide a collateral of a fixed deposit of value S$10,000 or more.
    HSBC’s Revolution Credit Card S$30,000 p.a. S$40,000 p.a. 21 years Provide a fixed deposit as collateral worth not less than S$10,000 if you don’t meet the income criterion and still wish to be eligible for the card.
    HSBC Visa Platinum Credit Card S$30,000 p.a. S$40,000 p.a. 21 years You must be able to provide a fixed deposit collateral of S$10,000 or more to be eligible if you don’t meet the minimum income criterion.
    HSBC Visa Infinite Credit Card S$120,000 p.a. S$120,000 p.a. 21 years Maintain a fixed deposit of S$30,000 or more with the bank till the closure of the account if you don’t meet the minimum income eligibility criterion.
    HSBC Premier Mastercard Credit Card S$30,000 p.a. S$40,000 p.a. 21 years Place a collateral of S$10,000 in deposits with the bank if you can’t provide valid income documents or don’t meet the minimum income eligibility criterion set by the bank. The credit on your card will be capped at half the total deposit you make.

    Instalment Payment Plans

    HSBC offers you two instalment plans with every card. You can either opt for the cash instalment plan or the card instalment plan.

    The cash instalment plan is an easy loan that can be paid off in monthly instalments over a range of tenors starting from 12 months. You can borrow excess liquidity not exceeding 90% of the credit limit on your card to make a purchase meet your cash shortfalls.

    Your finances can be managed better with these loans some of which are available at 0% APR and attractive processing fees.

    The card instalment plan makes it easier for you to make purchases. You can make a minimum spend of S$500 at one of the participating merchant outlets and pay the dues in easy monthly instalments without interests. 6-, 12-, 18- and 24-month tenors are currently offered by the bank. You can find the full list of participating merchants on the bank’s website.

    Annual Fee

    The annual fees payable on your cards are as follows:

    Card Name Annual Fee Annual Fee Waiver
    HSBC Advance Credit Card S$192.60 One year for retail customers and perpetual waiver for Advance Banking customers
    HSBC’s Revolution Credit Card S$160.50 Two years
    HSBC Visa Platinum Credit Card S$192.60 Two years
    HSBC Visa Infinite S$650 for retail customers and S$488 for Premier customers Accumulate 160,000 points on your card if you’re a retail customer and 120,000 points if you’re a Premier customer to enjoy annual fee waiver.
    HSBC Premier Mastercard Credit Card FREE Perpetual

    To enjoy annual fee waiver on your platinum card, you’ll have to make a minimum spend of S$12,500 annually.

    Personal Line of Credit

    If you want easy access to more cash, HSBC’s personal line of credit is good option as you can borrow up to 6 times your monthly income.

    The prevailing rate of interest for HSBC’s Advance, Revolution and Platinum cardholders is 16.5% p.a. HSBC Premier customers will be charged an interest rate of 12% p.a. and 18.5% p.a. will be applicabl to retail banking customers.

    Loan on HSBC Credit Cards

    With your card, you can not only make purchases but also borrow cash to meet your short-term cash needs. In addition to cash advance facility, the cards offer you the chance of borrowing money using cash instalment plan and card instalment plan. You can also start a personal line of credit for more liquidity. Balance transfer, a form of personal loan, is also available.

    Complimentary Privileges

    The following are some of the most exciting complimentary privileges that you’ll get with your card:

    • Personal travel insurance policy for you and your family that offers a sum insured of US2 million for Visa Infinite cardholders, S$1 million with Premier Mastercard credit card and S$300,000 with Advance, Visa Platinum and Revolution cards in case of an accident. To enjoy this privilege, simply charge your travel expenses like ticket bookings on your card.
    • If you’re a holder of Premier Mastercard, Advance Visa Platinum, Visa Platinum or Revolution credit cards, rest assured knowing that you’re covered up to a maximum of S$500,000 for any mishaps that might occur on a golf course anywhere in the world.
    • With your HSBC Visa Infinite Credit Card, you can enjoy the hospitality and convenience of a priority pass lounge. Immigration clearance will be made faster and easier for you whilst abroad and you’ll also get limousine transfers.
    • With your Premier Mastercard Credit Card, you can enjoy free Uber rides, access to airport lounges and free Wi-Fi.

    Security Features

    To ensure that you enjoy seamless and safe services on your HSBC card, the bank has introduced many security features such as:

    • Activation of magnetic strip for retail purchases made abroad. This has to be done every time you leave Singapore.
    • Each card will have contactless features that make transactions fast and completely secured.
    • An OTP will be sent to your registered mobile every time you make an online transaction to minimise chances of fraud.
    • You’ll receive SMS alerts after every successful card transaction. This is a default service and is available completely free of charge.

    Temporary Credit Limit Increase

    If you want to increase the credit limit on your card, you’ll simply have to download, fill and send back the Credit Limit Review Form available on the bank’s website. You’ll also have to append the following support documents:

    Salaried Employees

    • Computerised payslips for the last three months
    • Proof of CPF contribution for the last six months
    • Most recent notice of assessment and payslips

    Self-employed and commission-based employees need to provide notice of assessment for the last two years and foreigners working in Singapore will have to provide their employment pass with a minimum validity of six months.

    The form can be either uploaded directly to the bank’s website or mailed to the Robinson Road branch of the bank.

    News About HSBC Bank Credit Cards

    • HSBC Bank to Open New Branch in January 2018

      HSBC Bank is all set to open its new branch on Raffles Place in Singapore next year. This branch will cater to the bank’s Retail Banking and Wealth Management (RBWM) customers.

      27th December 2017

    • Win Christmas Vouchers Worth S$150 and More with Your HSBC Credit Cards

      Christmas is almost here and yes, everyone must be ready with their shopping lists! As an HSBC credit card holder, all you need to do is shop for minimum amount and get a chance to win fabulous gifts like never before.

      20th December 2017

    • Get Exciting Cashbacks at Esso, Boots, Lidl and other Retailers with Your First Direct Card

      Have you applied for your First Direct Card yet? Well, if you haven’t, you might want to, especially noting the exciting cashbacks you’ll receive at a number of retail merchants.

      First Direct recently announced the launch of its cashback schemes for First Direct debit and credit card holders. The move comes just about a month after HSBC, a sister bank to First Direct, launched cashback schemes on the same lines.

      Under the scheme, if you hold an HSBC card or a First Direct card, you can register a maximum of 5 cards for the cashback scheme. Note that a number of financial institutions and building societies that include Lloyds and Halifax have launched similar schemes in the past.

      In order to register for the cashback schemes, all you’ve got to do is visit the HSBC Visa Offer page or the First Direct Visa Offer page and fill out the online application form with your card details. You can earn cashbacks of up to GBP 10 or 10% of your purchases at various retail merchants including H&M, Boots, Esso, Lidl and Holland and Barrett.

      25th September 2017

    • HSBC banking fees surpass $1 billion

      Earlier this year, fixed income falls affected some of the largest investment banks in Q2. However, the $1 billion+ that HSBC earned through banking fees, helped combat the fixed income falls.

      The global banking and the marketing divisions of HSBC earned revenues of approximately $4 billion in 3 months until 30 June 2017. This excludes the effects of credit and funding valuations (up by 7% every year).

      The revenue boost was due to the year-on-year rise of 16% from global banking fees. This banking fees rise compensated for the sales and trading revenue fall of 6% to approximately $1.8 billion. A downfall of 11% was seen in total revenues generated from fixed income sales and trading. However, 25% rise was seen in the bank’s smaller business equities.

      The fixed income falls was not only recorded at HSBC but also its rivals in the US and Europe during the second quarter.

      16th August 2017

    • HSBC introduces private banking services in Australia

      HSBC Holdings Plc has started private banking division in Australia in order to widen its operations in the Asia-Pacific region. The bank has started this section to provide private banking services to its Australian customers. The customers of the bank include high net-worth individuals as well as family offices who have invested in assets that are worth more than AUS$10 million.

      The chief executive of HSBC in Australia holds that Australia is a very important market for HSBC due to the growth prospects in the country. He also said the addition of a private banking division to the prevailing commercial, investment, and retail banking sectors will boost the operations of HSBC.

      According to third-party research, Australia has the third-largest number of high net worth individuals in the Asia-Pacific region, out of which over 29,500 Australian families live with a net worth of over AUS$10 million.

      07th December 2016

    • HSBC credit cardholders in Singapore can now use Apple Pay

      From December 1st, Apple Pay, the mobile wallet, is available to HSBC credit card users. The bank has an amazing launch promotion where card users who connect their credit card to Apple Pay will receive $5 off every purchase they make through the mobile payment wallet feature. This offer is valid till 15th January, 2017, and the customer will have to spend a minimum of S$10 on each transaction.

      Customers can utilise Apple Pay at many places such as Starbucks, TopShop, Uniqlo, NTUC FairPrice, Cold Storage, Shaw Theatres, and more.

      To use Apple Pay, you should first sign up with your credit card details in the app. You can scan your card for this step. Next, you can use your iPhone, Apple Watch, or iPad at stores that have near field communication (NFC) technology. Tap your device to make the payment and you can later view your credit card statement for transaction details.

      07th December 2016

    • HSBC Petrol Promotions

      Runtime – This is an ongoing promotional offer.

      Particulars - When you refuel your vehicle at any of the Caltex Petrol Stations, you can enjoy instant discounts of 16 percent on the petrol. Along with this, you can avail cash rebates of up to 6 percent. You must use your HSBC credit cards to make the payment at Caltex petrol stations.

      You can enjoy instant discounts of 14 percent when you refuel your vehicle at Shell petrol stations and use your HSBC credit cards to make the payment. Along with this, you can avail cash rebates of up to 6 percent.

      Terms and Conditions – Please, get in touch with the bank to know more about the terms and conditions of this particular promotional offer.

    • HSBC Offers Low Balance Rate On Credit Card Balance Transfer

      Cardholders looking to get their finances in order now have a way out via HSBC’s balance transfer scheme. The bank is offering low balance transfer rates to individuals who transfer their credit card balances or credit lines over to HSBC. The bank is currently offering a transfer rate of 2.50% per annum for 6 months, and a transfer rate of 4.88% for 12 months with a processing fee of S$ 88. However, this processing fee could be waived off if a balance transfer amount of S$ 10,000 or more is approved by the bank.

    • One person can dine for free at Singapore Marriott Tang Plaza Hotel with HSBC Credit Card

      Runtime: The offer is valid from 1st to 30th April, 2016 for first 500 redemptions.

      Particulars:

        • Those having HSBC Credit card can enjoy one-for-one lunch buffet from Monday to Saturday at Singapore Marriott Tang Plaza Hotel.

        • The offer is valid for 4 redemptions per cardholder.

        • 2 days prior reservations are to be made and it is subject to availability.

        • The cardholder must quote – HSBC 1- for -1 while making the reservation.

      Terms and Conditions: Kindly contact HSBC to know more about the terms and conditions applicable on this offer.

    • HSBC Visa Platinum Credit Card Dining Promotion

      Runtime: Dining offers on the HSBC Visa Platinum Credit Card are valid till 30th June 2016, unless mentioned otherwise.

      Particulars:

      HSBC has partnered with some of the top restaurants to offer its credit card customers great discounts. Some of the offers include 30% off on online orders at FeastBump and 25% off on online orders at FoodPanda. Customers can also avail of offers like “one dines free for every three adults paying” at Regent Singapore and Shangri-La, Singapore. Credit cardholders can also avail of 15% discounts on ala carte bills at Spizza Mercato, The Broiler Louisiana, and Wildlife Burgers + Bar Singapore. To avail of the offers, customers need to pay for the bill with their credit card.

    HSBC Credit Card Reviews

    • HSBC Credit Card
      "one of the few cards that gives points for insurance"
      0.5 4.0/5 "Great!"
      I was using a cashback card that gave me 1.5% cashback on my insurance premium until i discovered the HSBC Revolution card. 2 miles/dollar is definitely a better reward than 1.5% cashback!
      Was this review helpful? 12
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "great card for earning rewards"
      0.5 4.0/5 "Great!"
      this is a great all-in-one card. I don't like carrying too many credit cards in my wallet but i still want to get decent rewards. The HSBC revolution card does just that cause its accelerated points for dining, online and entertainment covers quite a lot of bases.
      Was this review helpful? 9
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "Online transactions earn me 5x Rewards"
      0.5 5.0/5 "Blown Away!"
      I like the HSBC revolution card. It fits my lifestyle and gives me 2 miles on the categories that are most relevant to me. There are other cards out there that offer better 'mileage' for these categories, but i dont think there's any that offers this combination.
      Was this review helpful? 6
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "Recurring telco bills, grocery and fuel cashback is good. "
      0.5 4.0/5 "Great!"
      I use my HSBC card mainly for petrol, buying groceries, and mobile bills to hit the $800 requirement every month. I've been getting $120 back every quarter, so that's pretty good.
      Was this review helpful? 5
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "not useful"
      0.5 2.5/5 "Just OK"
      Low cashback rate that is hard to even get. The only good thing about this card is the 5% cashback on telco bills. But my phone and internet bills are only $70 a month.
      Was this review helpful? 2
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "the best card for recurring telco bills"
      0.5 5.0/5 "Blown Away!"
      There's no competition when it comes to cashback on recurring telco bills. With the HSBC Visa Platinum card, I get 5% off every month just by spending $400 every month. It works out for me because since my combined starhub bill is already more than $400.
      Was this review helpful? 4
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "quarterly cashback mechanic is not good"
      0.5 2.0/5 "Expected more"
      The quarterly spend requirement is ridiculous. I missed my cashback so many times just because 1 out of 3 months I didn't spend as much. Other cards are easier to use, and even give more cashback.
      Was this review helpful? 4
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "saving on my insurance premiums every month"
      0.5 4.5/5 "Excellent!"
      I've got a family of 5 and monthly insurance premiums eat into my savings quite a bit. I'm glad that the HSBC Advance card allows me to earn $35 cashback on insurance premiums every month. I made sure to become an Advance Banking customer to get an additional 1% cashback.
      Was this review helpful? 4
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "not enough ancillary benefits"
      0.5 3.5/5 "Pretty good"
      I got the HSBC Advance card when they had a nice sign-up promotion, but aside from using it on my insurance premiums, I don't think it's a very useful card. There aren't many other perks a HSBC card gives, unlike other bank cards.
      Was this review helpful? 3
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "gorgeous card"
      0.5 5.0/5 "Blown Away!"
      I love the new HSBC card designs, especially the red lion head of the HSBC Advance card.
      Was this review helpful? 3
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "better than the other cashback cards of this nature"
      0.5 5.0/5 "Blown Away!"
      Although the HSBC Advance card has a cashback cap, unlike the Amex or Stan Chart versions, I find that I can still comfortably spend within the limit and occasionally even get 2.5% cashback. I'll use a different cashback card for things like groceries or dining, and use the Advance card for purchases that usually don't earn cashback on other cards.
      Was this review helpful? 3
      , singapore
      Reviewed on Oct 10, 2017
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