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    HSBC Cashback Credit Cards

    Your credit card is not just a piece of plastic that can offer you with access to instant credit, but it can also help you to save money and provide you with access to a variety of promotions, deals, discounts and privileges. In fact, by opting for the right credit card you can save a decent amount of money and get more value for your bucks. There are many credit card issuers in Singapore that offer a variety of cashback credit cards and these cards can offer you a percentage of the amount that you spend per transaction as cashback, which will then be credited to your credit card account. HSBC is one such bank that offers cashback cards and HSBC cashback credit cards will help you to enjoy more savings with all your transactions.

    Overview of HSBC Cashback Credit Cards

    The Hong Kong and Shanghai banking Corporation (HSBC) is one of the largest banking and financial institutions in the world. The bank has a prominent presence in Singapore and offers a wide variety of products that include credit cards, loans etc. HSBC offers different types of credit cards that are designed to meet the needs of Singaporeans from all walks of life. HSBC Cashback Credit Cards can help you to save a lot of money and will also provide you with access to a range of other rewards. The bank does not offer credit cards in Singapore that can be regarded as cashback cards in the traditional sense but the cards offered by the bank do offer great deals and discounts that can help you to save a lot of money.

    Here are the HSBC credit cards that can help you to save money:

    1. HSBC Premier MasterCard Credit Card - You will enjoy a discount of 5 percent on grocery shopping and will also enjoy several other lucrative deals when you shop online or at different merchant outlets with this credit card. You will not have to pay any annual fee for this card.
    2. HSBC Visa Platinum Credit Card – You will enjoy cash rebates of up to 10 percent for purchases made with this card at various popular restaurants in the island, including Andersen’s of Denmark, Cold Stone Creamery and Candy Empire. You will also enjoy discounts of up to 12 percent for travel bookings done with this HSBC credit card.

    HSBC Cashback Credit Cards Eligibility

    • You should be aged 21 and above to apply for any of the credit cards offered by HSBC Bank in Singapore.
    • You should be a Citizen or a Permanent Resident with a minimum annual income of SGD 30,000.
    • If you are self-employed or if you are a foreigner living in Singapore, you should have an annual income of minimum SGD 40,000.

    HSBC Cashback Credit Cards Fees & Charges

      Premier Gold Classic Premier Infinite Advance Platinum Revolution
    Annual Fee (main card) FREE USD 65 USD 15 FREE Invitation only FREE SGD 180 SGD 150
    Annual Fee (supplementary card) FREE USD 40 USD 10 FREE FREE FREE FREE FREE
    Charges for late payment USD 55 USD 55 USD 55 SGD 55 SGD 55 SGD 55 SGD 55 SGD 55
    Over limit Fee USD 40 USD 40 USD 40 SGD 40 SGD 40 SGD 40 SGD 40 SGD 40
    Fee for replacement of card (lost/ stolen card) FREE USD 20 USD 20 FREE SGD 20 SGD 20 SGD 20 SGD 20
    GIRO/ Unsuccessful standing instruction USD 30 USD 30 USD 30 SGD 30 SGD 30 SGD 30 SGD 30 SGD 30
    Fee for returned check due to lack of funds USD 30 USD 30 USD 30 SGD 30 SGD 30 SGD 30 SGD 30 SGD 30
    Statement retrieval fee USD 5 /statement (3 - 12 months old) USD 10 / statement (more than 12 months) USD 5 /statement (3 - 12 months old) USD 10 / statement (more than 12 months) USD 5 per statement (3 - 12 months old) USD 10 / statement (more than 12 months) SGD 5 per statement (3 - 12 month old) SGD 10 / statement (more than 12 months) SGD 5 per statement (3 - 12 month old) SGD 10 / statement (more than 12 months) SGD 5 per statement (3 - 12 month old) SGD 10 / statement (more than 12 months) SGD 5 per statement (3 - 12 month old) SGD 10 / statement (more than 12 months) FREE in case of eStatements
    Retrieval of invoices USD 5 / copy (current to 3 months) USD 10 / copy (more than 3 months) USD 5 / copy (current to 3 months) USD 10 / copy (more than 3 months) USD 5 / copy (current to 3 months) USD 10 / copy (more than 3 months) SGD 5 / copy (current to 3 months) SGD 10 / copy (more than 3 months) SGD 5 / copy (current to 3 months) SGD 10 / copy (more than 3 months) SGD 5 / copy (current to 3 months) SGD 10 / copy (more than 3 months) SGD 5 / copy (current to 3 months) SGD 10 / copy (more than 3 months) SGD 5 / copy (current to 3 months) SGD 10 / copy (more than 3 months)
    Fee for cash advances 5 percent of the amount withdrawn or USD 15 (whichever is higher) 5 percent of the amount withdrawn or USD 15 (whichever is higher) 5 percent of the amount withdrawn or USD 15 (whichever is higher) 5 percent of the amount withdrawn or SGD 15 (whichever is higher) 5 percent of the amount withdrawn or SGD 15 (whichever is higher) 5 percent of the amount withdrawn or SGD 15 (whichever is higher) 5 percent of the amount withdrawn or SGD 15 (whichever is higher) 5 percent of the amount withdrawn SGD 15 (whichever is higher)
    Interest Rate for Cash Advances 26.5 percent 26.5 percent 26.5 percent 26.5 percent 26.5 percent 26.5 percent 26.5 percent 26.5 percent
    Fee for Foreign Currency transactions 1.5 percent of the transaction amount 1.5 percent of the transaction amount 1.5 percent of the transaction amount 1.5 percent of the transaction amount 1.5 percent of the transaction amount 1.5 percent of the transaction amount 1.5 percent of the transaction amount 1.5 percent of the transaction amount
    Annual fee for Mileage Programme USD 24 / annum USD 24 / annum USD 24 / annum SGD 40 / annum SGD 40 / annum SGD 40 / annum SGD 40 / annum SGD 40 / annum
    Charges for tax payment facility Not Available Not Available Not Available 0.5 percent of the payment amount 1.5 percent of the payment amount 0.7 percent of the payment amount 0.7 percent of the payment amount 0.7 percent of the payment amount

    Cash Advance and Interest on Cash Advance for HSBC Cashback Credit Cards

    The cash advance fee for the HSBC credit cards is minimum USD 15 (USD or SGD depending on the card) or 5 percent of the transaction amount.

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