Most Singaporeans who use their credit cards for their regular shopping needs receive air miles as rewards through the rewards programme. If you have enough accumulated miles, you can utilise them to book a free flight for yourself or any of your family members. Some credit card companies even give you the option to redeem your miles for cashback or vouchers.
Credit card air miles rewards are aimed to benefit frequent travelers. By using such cards, you receive miles for every S$1 that is spent locally or overseas. You need not necessarily travel in a flight to be eligible for the air miles rewards. You can earn miles when you use the card for your retail purchases, online shopping, dining, etc.
You need to remember that every bank will have its own procedure when it comes to redeeming your accumulated miles. Most cards reward you in the form of reward points or miles which then has to be converted and redeemed.
Banks have different frequent flyer programs that can be used while redeeming your miles. Some of these programs allow conversion of your miles to Asia Miles, KrisFlyer Miles, and AirAsia BIG points.
A fee would be applicable for converting your miles to the miles associated with the frequent flyer program.
|UOB PRVI Miles Platinum American Express Card||DBS Altitude American Express Card||Citi PremierMiles Visa Card|
|Local spends||1.4 miles for every S$1 spent||1.2 miles for every S$1 spent||1.2 Citi Miles for every S$1 spent|
|Overseas spends||2.4 miles for every S$1 spent||2 miles for every S$1 spent in a foreign currency||2 Citi Miles for foreign currency spends|
|Bonus miles||20,000 loyalty miles with a spend of S$50,000 in a year||10,000 bonus miles when you renew your card membership||10,000 Citi Miles when you renew your membership|
Singapore Airlines allows you to add up to 5 people as your redemption nominees. The KrisFlyer Miles rewards programme allows you to get flight upgrades and award tickets. Anyone in your circle that includes your family, friends and colleagues can be added as your redemption nominee. You need to remember that you will not be able to change the nominees for the next six months.
While adding nominees is completely free, you will need to pay a fee in the form of miles or money when you wish to delete a nominee.
You can even redeem your miles for flight upgrades. You can upgrade from Premium Economy Class, Business Class, and First Class.