Using your credit card during the promotional season is one of the smartest ways to save money. If you are a regular shopper then such promotions can help you save money on most of your expenses. You can get the best promotional deals on your dining, travel, fashion, and shopping.
There are 4 types of promotions offered in Singapore.
If you are yet to apply for a credit card then you should ideally select one based on your shopping requirements and preferences. For instance, if you fly frequently, you may consider opting for an air miles credit card that offers higher air miles or reward points. By doing so, you can get higher air mile rewards when you spend using your card. Although a cashback or dining credit card can be used to book your air tickets, this may not give you the desired air mile rewards.
Similarly, you can choose between a dining and a cashback credit card if you are looking for dining discounts or cashback offers. Choosing the right card can help you make the most of your promotions. You may get cash rebates, free luggage, air miles, and other attractive gifts when you sign up for a new card.
If you are geared up to go on a shopping spree during the festive season, you surely need to consider capitalizing on these discounted promotional offers. You will get a wide spectrum of online promotional offers to choose from. Some online websites like Zalora, Lazada, ASOS, and Sephora offer attractive discounts during the festivities.
Most of these promotional offers will have a validity period or the gifts will only be available till stocks last. Therefore, you need to ensure that you make use of these promotional offers as quickly as possible.
If you are shopping at any selected establishments, you can save money with the year-end sale offers and promotional discounts on these gifts. Some major promotional offers are available during the Chinese New Year and Christmas seasons.
Many banks like HSBC, Citi, and UOB offer cashback, reward points, or upfront discount on your (based on minimum spend) fuel purchases. If you are using any one of these cards, you can save on your fuel expenses.
If you are planning to go on a vacation with your family or friends, you can use your card to book your tickets through Agoda or Expedia websites to enjoy travel promotional offers.
Spending using your card on travel promotions can not only help you earn rewards but by booking your tickets through websites such as Agoda, Expedia, etc., you can save money on your hotel bookings or enjoy free hotel stays.
Some cards offer rewards in the form of air miles or reward points as a sign-up or joining bonus. These reward points can then be converted into air miles and then redeemed for a free flight tickets on selected airlines.
Many cards in Singapore offer cashback on your online spends, grocery purchases, recurring telecommunication bills, and dining spends. The cashback percentage may vary from one card to another. Many cards are collaborated with bigger brands like Sheng Siong and Uber to give you higher cashback rates.
Whether you are shopping online or directly from an establishment, spending on these promotional offers can maximise your savings on your daily card spends.