• UOB Private Home Loan

    Home Loan BYTES FROM OUR KITCHEN

    UOB provides custom made and tailored financial solutions to its customers to ensure top notch quality and value of service. Some of the products offered by UOB include deposits, credit and debit cards, loans, investments, insurance etc. Their promising services include eBanking, wealth banking, business banking, corporate and Institutional banking.Whether you are planning to buy a private residential property, refinance your current home mortgage or upgrade to an even bigger property, UOB Private Home Loan provides you with the most flexible packages with attractive interest rate structures that are perfectly tailored to suit your needs. You can contact a UOB Home Loans Specialist who can help you craft the perfect loan package.

    Features and Benefits of the UOB Private Home Loan

    • Maximum Financing Amount: 

      UOB provides you their UOB Private Home Loan with financing of up to 80% of the valuation or the purchase price of your home, depending on whichever is lower.

    • Flexible and tailored repayment options:

      UOB offers tailored instalment plans for the loan repayment tenure that will best suit your needs and requirements for the UOB Private Home Loan. You can further increase the flexibility of your finances by maximizing the use of your CPF savings.

    • Provision of a Bridging Loan:

      If you want to purchase a new home and have not yet received the proceeds from the sale of your current home or existing property, UOB can provide you with a bridging loan to help with the down payment for your new home. Through this way, you can own your dream home faster.

    Interest Rate Structure

    UOB offers competitive interest rate structures for the UOB Private Home Loan. You have the option of choosing from comprehensive fixed rate structure, floating rate structure or even a combination of the two. In addition to this, UOB also provides preferential interest rate structures for their bridging loan.

    Applying for the UOB Private Home Loan

    • You can make an appointment by filling in the UOB Private Home Loan Contact Form with your personal details available on the official UOB Singapore website and a UOB Property Loans Specialist will contact you within the next business day.
    • You can contact UOB via telephone by calling their Call Centre Hotline available between 8 AM and 8 PM.
    • You can walk into your nearest UOB Group Branch and speak to any Home Loans Specialist and apply for the UOB Private Home Loan directly in person.
    • If you have any further queries on the loan or need further assistance, you can fill in the Customer Assistance form available on the official UOB Singapore website and UOB will get in touch with you soon.

    Promotions

    Apply for a home loan with UOB and receive shopping vouchers worth S$1,000 along with a short lock in period of one year and no requirement to purchase MRTA. Given below is the promotional offer for the vouchers:

    • Apply for a property loan amount between S$300,000 to S$1 million and get The Choice or Dairy Farm gift vouchers worth S$500.
    • Apply for a property loan amount above S$1 million and get The Choice or Dairy Farm gift vouchers worth S$1 million.

    UOB Private Loan interest rates

    Year Interest rate
    Year 1 FDP+0.95%
    Year 2 onwards FDP+0.95%
    Penalty period 1 year only

    Frequently Asked Questions

    1. Under which scenarios can I apply for the UOB Private Home Loan?

      You can apply for a UOB Private Home Loan for the following reasons –

      • When you want to purchase a new private residential property.
      • When you want to upgrade to a bigger property.
      • When you want to refinance the current mortgage on your home.
    2. What is the maximum financing offered under the UOB Private Home Loan?

      UOB offers financing for the UOB Private Home Loan for up to 80% of the valuation cost or the purchase price of your home, depending on which is lower.

    3. How do I make the down payment for my new home if I have not yet received the settlement for my existing home?

      If you are yet to receive the proceeds from the sale of your existing home or property, UOB can provide you with a Bridging Loan that will help you make the down payment on your new home so you do not miss the chance to buy your dream home.

    4. What are the interest rate structures offered by the UOB Private Home Loan?

      The UOB Private Home Loan offers you with different interest rate options to choose from. You have the option to select interest rate structures from different fixed rate packages, floating rate packages or even a combination of the two.

    5. I have more queries and need further information on the UOB Private Home Loan. How do I contact a Property or Home Loans Specialist for my clarifications?

      If you have any further queries or need more information on the loan or need further assistance with the application process, you can fill in the Customer Assistance form available on the official UOB Singapore website and UOB will get in touch with you shortly.

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