UOB Health Insurance


This medical insurance scheme offers comprehensive coverage and takes care of the medical needs when you need it the most.

Features and Benefits

  • The medical insurance plan is approved by Medisave.
  • You can use the savings in Medisave account for paying the premiums.
  • The plan offers coverage for both medical and outpatient expenses.
  • PRUshield provides lifetime coverage and also offers guaranteed renewability.

Who is it for?

  • This plan is well-suited for individuals who seek coverage that is beyond what is provided by Basic MediShield.
  • Individuals between the ages of 0 to 65 years can avail this plan.

PRUshield Extra

The PRUshield plan has been introduced with the objective of complementing the benefits offered by the PRUshield plan.

Features and Benefits:

  • PRUshield is a cash premium plan which essentially enhances the coverage provided by the existing PRUshield plan.
  • The plan covers your hospital bills right from scratch. It also reimburses the co-insurance and deductible portions of PRUshield.
  • The renewability of the plan is guaranteed. However, in order to enjoy the advantages offered by this plan, you must be covered by an active Basic PRUshield plan.

Who is it for?

  • Individuals between the ages of 0 to 65 years can avail this plan.
  • Ideal for individuals who are already covered by a Basic PRUshield plan and are looking for a plan which complements the benefits offered under the same.

PRUmedical Cash

The PRUmedical Cash plan enables you financially by providing you a certain amount as daily income when you are admitted in a hospital.

Features and Benefits:

  • Enjoy death benefits worth SGD 3,000, provided as a lump sum.
  • This plan is designed to lower the financial burden which accompanies medical expenses.
  • You can avail daily income protection for each day of the duration of your hospitalization. Daily income protection up to an amount of SGD 500 is provided.
  • Under this plan, you will be paid over and above your medical and hospital plan.
  • The PRUmedical Cash plan enables you to receive cash benefits on a daily basis when you are hospitalized overseas for an emergency medical condition.

Who is it for?

  • The plan is designed for the people who wish to increase their present medical coverage.
  • The plan is suitable for self-employed individuals.
  • Individuals between the ages of 0 to 45 years can avail this plan.

PRUsmart Lady II

PRUsmart Lady II is a protection plan designed specially for ladies. This is an all-round medical protection plan which comes with several benefits, providing essential protection.

  • In case the policy holder is diagnosed with an illness covered under the policy, they will receive lump sum amount following their diagnosis.
  • The plan covers the expenses of select treatments for several medical procedures typically affecting women.
  • The PRUsmart Lady II plan covers the cost of a comprehensive medical checkup cried out every 2 years.
  • If you have purchased this policy for yourself, your child or your spouse upon a significant event in your or their life, you will be eligible for a discount of 15% on the first premium as loyalty benefit.

Who is it for?

  • This plan is designed for women looking for illness coverage.
  • Individuals between the ages of 16 to 55 years can avail this plan.


PRUparent is a comprehensive protection plan designed specially for your parents, to ensure that they enjoy good health and long-term healthcare benefits.

Features and Benefits:

  • It offers living benefits like long-term care and hospital benefits.
  • It provides financial protection in the unfortunate event of death.
  • The plan covers hospitalization expenses and medical treatment expenditures for your parents till they are 85 years old.
  • This plan includes the provision of providing a monthly income to help individuals with their day to day expenses.

Who is it for?

  • This plan is ideal for individuals who seek the benefits of long-term care, hospitalization and surgical benefits for their parents.
  • Individuals between the ages of 45 to 70 years can avail this plan.

PRUfirst Gift

This plan offers protection and coverage for your child even before he / she is born.

Features and Benefits:

  • The plan offers coverage to the pregnant mother against any complications arising during child birth including disability, permanent illness or demise.
  • Coverage for the new born child against disability, demise, terminal illness and congenital diseases.
  • This plan not only protects your child, but also provides for the education of your child.

Who is it for?

  • This plan is designed for pregnant women who are looking for coverage plans for protecting themselves and their child against complications during childbirth.
  • Mothers who wish to offer their child a head start by giving him / her a comprehensive coverage even before birth.

How to apply?

Walk into a nearby branch of United Overseas Bank and speak with a representative to know more about the application process. You can also call the bank on their phone number to gather information about the same.

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