QBE has collaborated with Safe Meridian to bring you a number of different insurance plans that provide you with insurance coverage all over the world. You can customise a plan according to your needs and also to meet your budget requirements. The plans are available in Bronze, Silver, Gold and Platinum options at premiums that are designed to fit what you’re looking for.
The following are some of the key highlights of the QBE health insurance:/p>
Some of the cover benefits that you receive with this plan are:
|Daily room & board||Single Room, Semi-private room|
|Hospital Cash Benefit||Up to S$65/night||Up to S$100/night||Up to S$100/night||Up to S$160/night|
|Surgical Procedures||Full Reimbursement|
|Doctor’s/Surgeon’s fees||Full Reimbursement|
|Organ transplant||Full Reimbursement|
|Kidney Dialysis||Full Reimbursement|
|Psychiatric Treatment||Lifetime limit up to S$39,000||Lifetime limit up to S$52,000||Lifetime limit up to S$58,500||Lifetime limit up to S$78,000|
|Cancer Treatment||Full Reimbursement|
In order to buy this health insurance, you need to be a Singapore citizen, PR, or a foreigner with a valid work pass in Singapore.
To purchase this insurance policy, you can contact your insurance broker, or contact QBE directly. You can directly contact the company by phone on +65 6692 9151 or just send an e-mail to [email protected]
There are a number of different ways by which you can pay for this insurance, some of which are given below:
Some of the documents that you might require to make a claim are as follows:
In case you are not satisfied with your policy and want to cancel it, you can do so by contacting the company. However, you are only allowed to cancel the policy within the first 14 days of policy commencement. Further, if you have applied for a claim in this time period, you are not allowed to cancel this policy.
You can get in touch with QBE in the following ways:
Q. How quickly will my claim be processed?
A. Once you have applied for the claim with complete information and documents, your claim will be processed on priority basis. Normally, the amount of time taken for the process mainly depends upon the nature of your request.
Q. Is there any country where my insurance is not valid?
A. You have medical cover all over the world, except the USA.
Q. Why do I need to inform QBE about a change in job?
A. You need to inform QBE about a change in job or any other such particulars immediately because this might mean a change in the terms of your policy. A change in job or address might mean a change in potential risk that is associated with it
Q. Are my routine check-ups and vaccines covered by this policy?
A. In the bronze and silver plans of this insurance, you are not covered for check-ups and vaccines. However, if you choose to go with the gold or platinum plan, you will be covered adequately for these situations
Q. Will my physiotherapy sessions be covered by this policy?
A. Yes, but you will need to pre-authorise the claim. This policy is extended to sessions provided by chiropractors, acupuncturists, traditional medicine practitioners, etc.