EQ offers an extensive health insurance plan that offers you cover in a number of different situations. With this insurance you can choose from 4 different plans based on your needs and according to your budget. Now, you can get through your recovery period without worrying about cash or other such factors.
You get a number of different benefits with this policy. Some of which are as follows:
|Basic Plan||Silver Plan||Gold Plan||Platinum Plan|
|Daily room & board||Up to S$10,000||Up to S$20,000||Up to S$30,000||Up to S$50,000|
|Emergency Outpatient Treatment||Up to S$10,000||Up to S$20,000||Up to S$30,000||Up to S$50,000|
|Outpatient Kidney Dialysis Treatment||Up to S$10,000||Up to S$20,000||Up to S$30,000||Up to S$50,000|
|Outpatient Cancer Treatment||Up to S$10,000||Up to S$20,000||Up to S$30,000||Up to S$50,000|
|Organ Transplant||Up to S$10,000||Up to S$20,000||Up to S$30,000||Up to S$50,000|
|Accidental Miscarriage||Up to S$1,000|
|Surgical Implants||Up to S$1,000||Up to S$2,000||Up to S$3,000||Up to S$5,000|
|Daily Hospital Cash||S$50||S$50||S$100||S$150|
There are certain situations where EQ is not liable to provide you cover under your policy. You can go through the terms and conditions of your policy offer to understand these situations better. Some of the exclusions are as follows:
|Annual Premium Payment||Basic Plan (S$)||Silver Plan (S$)||Gold Plan (S$)||Platinum Plan (S$)|
|19-30 years old||282.48||333.84||367.01||433.35||425.86||502.90||529.65||624.88|
|31-40 years old||353.10||417.30||451.54||541.42||516.81||624.88||635.58||782.17|
|41-50 years old||447.26||518.95||564.96||666.61||637.72||765.05||776.82||948.02|
|51-60 years old||729.74||660.19||904.15||817.48||1,003.66||906.29||1,200.54||1,083.91|
|61-65 years old (renewal only)||1,129.92||926.62||1,412.40||1,157.74||1,580.39||1,295.77||1,906.74||1,563.27|
|66-70 years old (renewal only)||1,506.56||1,369.60||1,863.94||1,678.83||2,066.17||1,863.94||2,471.70||2,187.08|
Note: The premium payments that you have to make depends on your age and the plan variation that you choose to go with.
You have to meet certain conditions in order to purchase this health insurance. The criteria to be met is given below:
In order to purchase this health insurance, you need to download the form from the EQI website. After completing the form, you just need to send it back to the insurance provider.
You can file a claim under this policy in an easy and hassle free manner. The following are some steps that can help you file the claim:
Note: There are separate forms for Inpatient and Outpatient claims.
Q. Am I covered by this policy if I live outside Singapore?
A. No, this coverage is considered invalid if you are leaving abroad for a period exceeding 90 consecutive days. However, if you inform EQ in the case of overseas posting, you might be covered by making an additional premium payment.
Q. Will I be covered if I travel abroad for treatment?
A. You will be covered in this situation to a certain extent. If the nature of your travel is medical, you will be covered according to the charges in a Singapore Restructured Hospital.
Q. Am I covered against SARS and bird flu?
A. You are protected against SARS and bird flu in case of hospitalisation or surgery, only if it does not require you to be quarantined due to an epidemic.
Q. Am I covered for day surgery?
A. Yes, you are covered for day surgery under this policy.
Q. Do I need to inform EQI if I move out or change my job?
A. Yes, in the case of change of address or job, you are required to notify EQI immediately. This is so because there might be changes in the cover terms which you might not be eligible for, due to potential increased risk.