FWD provides a comprehensive health insurance policy that ensures that you are covered not only in Singapore but all over the world. You can be covered under this plan even if you have to move abroad due to a job posting or any other such reason. You can enjoy cashless claims with this international health insurance, whenever and wherever you want. Further, you can choose a plan that is most suitable for your needs and budget.
By purchasing this health insurance, you are entitled to a number of different benefits all over the globe. Some of the benefits offered by this plan are:
The benefit that you receive depends on the annual limit plan that you choose to go with. Some of the benefits are as given below:
|Daily room & board||Single or Shared Room|
|Daily cash benefit||S$100||S$100||S$150||S$150||S$200||S$200|
|Hospital Charges||Fully paid||Fully paid||Fully paid||Fully paid||Fully paid||Fully paid|
|Worldwide Emergency Treatment||Illness- S$25,000
Accident – Fully Paid
|Dental cover||Fully paid||Fully paid||Fully paid||Fully paid||Fully paid||Fully paid|
|Organ transplant||Fully paid||Fully paid||Fully paid||Fully paid||Fully paid||Fully paid|
|Kidney Dialysis||N/A||N/A||S$20,000||S$30,000||S$50,000||Fully paid|
|Pre-hospitalisation cover||90 Days|
|Post-hospitalisation cover||90 Days|
This section is about all the situations which are excluded from this policy offer. Some of the claims which you are not covered for are as follows:
You need to meet some conditions in order to be able to get covered under this insurance policy. The eligibility criteria are as follows:
You can purchase this policy by visiting the website and filling the online form.
You need to provide certain documents while submitting the claims form.
If you want to make a medical claim, you will have to inform the provider within 90 days of the treatment. For accidental death and disability, you will have to file a claim within 30 days of the incident.
You need the following documents to make a claim:
If you are not satisfied with the policy, you can cancel the insurance within 14 days of the commencement date, by contacting FWD. If you have chosen to cancel your annual plan and there are no claims made in the time period, you are entitled to get a refund of the premium paid. An administrative fee will be deducted to make up for the charges of underwriting the policy document.
In case of emergency or assistance you can call on +65 6820 8888.
Q. What If I am covered by a government health insurance scheme?
A. The International Health Plan is designed to complement any existing insurance plans. Government plans generally provide only partial cover in certain cases. This health insurance policy adds to it to provide you with full medical cover.
Q Will I be continued to be covered by this insurance plan if I move abroad?
A. Yes, you will continue to be covered. However, some places that make you ineligible are USA, Japan, Canada, and Korea.
Q. Am I liable to inform a change in address or job?
A. It is important for you to FWD about any address or job change. A change in job or address could mean a change in insurance terms if there is a potential risk.
Q. Will I be covered for childbirth?
A. Yes, you can opt to go for the maternity benefit. This provides you cover for delivery and other north related situations.
Q. Can I be reimbursed for vaccinations?
A. Yes, you will be covered for every vaccination and routine doctor visits.