• OCBC Bank Fixed Deposit

    Credit Card Application

    Fixed deposits are great way to freeze your savings for a certain period and earn interest charges. This investment apparatus locks a fixed amount of money for a tenor chosen by you and disburses the principal and interest upon maturity. Unlike other risk based investment products in the market, with a fixed deposit, your money is secured during the tenor. Fixed deposit is also known as time deposit.

    Fixed deposit is highly recommended by investment advisors as it comes nearly at “zero” risk since it is not linked to market performance. It also acts like a piggy bank for your short term goals which require financial impulse. As a part of its investment products portfolio, OCBC offers time deposits in both SGD and international currencies.

    About OCBC Bank

    OCBC in Singapore extends a massive range of banking and financial services in areas of retail banking, corporate banking, investment banking, wealth & asset management and insurance products. In the consumer banking sphere, it is one of the top three institutions in the country.

    OCBC (Oversea-Chinese Banking Corporation Limited) is a Singapore headquartered multinational banking and financial services firm founded in 1932. Listed on Singapore Exchange, OCBC is one of the biggest banking institutions in the country. It has assets worth over 224 billion SGD. The bank maintains a dominant position in Southeast Asia with branches in Indonesia, Malaysia, China, Hong Kong along with Australia & New Zealand in Oceania.

    About OCBC Bank Fixed Deposit Singapore

    The bank lets you easily place monies in fixed deposit instruments. As highlighted earlier, you can invest in SGD or major foreign currencies such as USD, Australian & New Zealand Dollar. Stay invested with as less as S$5,000 that can go up to S$999,999 which earns fixed interest at the rate of up to 2.30% p.a. The bank also lets you invest S$1 Million and above under special schemes. By investing a minimum amount of S$20,000 for a 12 month tenor, you will be eligible for interest charges at the rate of 2.30% p.a.

    Why choose OCBC Fixed Deposit?

    The bank offers time deposit schemes at appealing interest rates, backed by mobile apps and online tools to help you in managing the deposit account. Stay invested for up to 48 months and earn an interest at a rate as high as 2.30% p.a.

    Features and Benefits of OCBC Fixed Deposit

    Ocbc Fixed Deposit

    Ample Investment Bandwidth

    Starting at just S$5,000, you can invest up to S$999,999 in fixed deposit schemes from the bank. This kind of range gives you the freedom to choose how much you would like to invest. OCBC goes an extra mile by accepting investments of more than S$1 Million at branches.

    Interest Rates on par With Market Standards

    By investing S$20,000 and above for a period of one year, you can be eligible for interest rate of 2.30% p.a. Also earn attractive interest for various slabs of placement period and amounts.

    Vast Placement Period

    You can also choose a placement period starting at one month which can stretch up to 48 months. This arrangement gives you sufficient room in choosing a placement period that suits your need.

    Multi-Currency Options

    OCBC also lets you to invest in foreign currencies which includes USD. With a minimum of 5,000 units in respective currency, you can invest monies up to S$999,999 equivalent. Foreign currency time deposits will fetch more interest compared to Singapore Dollar. Placement periods are available in 3 and 12 month slabs for all foreign currency investments. Interest rates are subjected to periodic revision.

    Track and Manage Accounts Online

    With a variety of online & mobile banking options from OCBC, track and manage your investments in a secure environment. Also, the bank has over 19 branches across the country that are open on Sundays. If your weekdays are hectic, walk into the nearest branch for account servicing.

    OCBC Fixed Deposit - Eligibility

    Singaporeans, Singapore PRs and Foreigners above the age of 18 are eligible to apply.

    Minimum Initial Deposit

    The minimum placement amount is S$5,000. For amount over S$1 million, contact the nearest branch for opening an account.

    Fees & Charges

    A premature withdrawal fee is applicable for early termination of the time deposit account.

    OCBC Singapore Dollar Fixed Deposit Interest Rate 2018

    OCBC Fixed Deposits provide you with competitive rates of interest. If you want to invest more than S$1 million, then you can visit any OCBC branch or call them on customer care helpline to learn more about the interest rates that they offer at various tenures.

    Tenure Rate (% p.a.) S$5,000 – S$20,000 Rate (% p.a.) S$20,000 – S$50,000 Rate (% p.a.) S$50,000 – S$99,999 Rate (% p.a.) S$100,000 – S$249,999 Rate (% p.a.) S$250,000 – S$499,999 Rate (% p.a.) S$500,000 – S$999,999
    1 – 2 Months 0.05 0.05 0.05 0.05 0.05 0.05
    3 – 5 Months 0.1 0.1 0.1 0.1 0.1 0.1
    6 Months 0.15 0.15 0.15 0.15 0.15 0.15
    7 – 8 Months 0.15 0.15 0.15 0.15 0.15 0.15
    9 – 11 Months 0.2 0.2 0.2 0.2 0.2 0.2
    12 – 14 Months 0.25 0.25 0.25 0.25 0.25 0.25
    15 Months 0.55 0.55 0.55 0.55 0.55 0.55
    18 Months 0.55 0.55 0.55 0.55 0.55 0.55
    24 Months 0.55 0.55 0.55 0.55 0.55 0.55
    36 Months 0.65 0.65 0.65 0.65 0.65 0.65
    48 Months 1.25 1.25 Not Available Not Available Not Available Not Available

    Note: The interest rates for OCBC fixed deposits are:Esteem time deposits for S$5,000 – S$50,000 will earn 0.125% p.a. more than regular time deposits for the same amount.

    OCBC Foreign Currency Fixed Deposit Interest Rate Singapore (USD)

    Amount

    1 months

    (Interest p.a.)

    2 months

    (Interest p.a.)

    3 months

    (Interest p.a.)

    5 months

    (Interest p.a.)

    6 months

    (Interest p.a.)

    7 months

    (Interest p.a.)

    8 months

    (Interest p.a.)

    9 months

    (Interest p.a.)

    12 months

    (Interest p.a.)

    First $49,999 1.09% p.a. 1.17% p.a. 1.41% p.a. 1.43% p.a. 1.44% p.a. 1.45% p.a. 1.48% p.a. 1.50% p.a. 1.57% p.a.
    $50,000 - $99,999 1.17% p.a. 1.26% p.a. 1.50% p.a. 1.52% p.a. 1.54% p.a. 1.55% p.a. 1.59% p.a. 1.60% p.a. 1.68% p.a.
    $100,000 - $249,999 1.25% p.a. 1.34% p.a. 1.58% p.a. 1.62% p.a. 1.63% p.a. 1.65% p.a. 1.69% p.a. 1.71% p.a. 1.79% p.a.
    $250,000 - $499,999 1.33% p.a. 1.42% p.a. 1.67% p.a. 1.71% p.a. 1.73% p.a. 1.75% p.a. 1.79% p.a. 1.81% p.a. 1.90% p.a.
    Above $500,000 1.40% p.a. 1.50% p.a. 1.76% p.a. 1.80% p.a. 1.82% p.a. 1.85% p.a. 1.89% p.a. 1.91% p.a. 2.01% p.a.

    OCBC Foreign Currency Time Deposit Interest Rate (Australian Dollar)

    Amount

    1 months

    (Interest p.a.)

    2 months

    (Interest p.a.)

    3 months

    (Interest p.a.)

    5 months

    (Interest p.a.)

    6 months

    (Interest p.a.)

    7 months

    (Interest p.a.)

    8 months

    (Interest p.a.)

    9 months

    (Interest p.a.)

    12 months

    (Interest p.a.)

    First $49,999 0.29% p.a. 0.25% p.a. 0.39% p.a. 0.39% p.a. 0.39% p.a. 0.39% p.a. 0.37% p.a. 0.37% p.a. 0.40% p.a.
    $50,000 - $99,999 0.49% p.a. 0.48% p.a. 0.62% p.a. 0.64% p.a. 0.64% p.a. 0.64% p.a. 0.63% p.a. 0.63% p.a. 0.66% p.a.
    $100,000 - $249,999 0.70% p.a. 0.70% p.a. 0.86% p.a. 0.88% p.a. 0.89% p.a. 0.89% p.a. 0.88% p.a. 0.88% p.a. 0.93% p.a.
    $250,000 - $499,999 0.91% p.a. 0.92% p.a. 1.10% p.a. 1.13% p.a. 1.14% p.a. 1.14% p.a. 1.13% p.a. 1.14% p.a. 1.19% p.a.
    Above $500,000 1.11% p.a. 1.15% p.a. 1.33% p.a. 1.37% p.a. 1.39% p.a. 1.39% p.a. 1.39% p.a. 1.39% p.a. 1.46% p.a.

    OCBC Foreign Currency Time Deposit Interest Rate (Chinese Yuan)

    Amount

    1 months

    (Interest p.a.)

    2 months

    (Interest p.a.)

    3 months

    (Interest p.a.)

    5 months

    (Interest p.a.)

    6 months

    (Interest p.a.)

    7 months

    (Interest p.a.)

    8 months

    (Interest p.a.)

    9 months

    (Interest p.a.)

    12 months

    (Interest p.a.)

    First 249,999 units 0.94% p.a. Not Available 0.95% p.a. Not Available 0.91% p.a. Not Available Not Available 0.87% p.a. 0.89% p.a.
    250,000 units - 499,999 units 1.08% p.a. Not Available 1.12% p.a. Not Available 1.08% p.a. Not Available Not Available 1.05% p.a. 1.08% p.a.
    500,000 units - 999,999 units 1.14% p.a. Not Available 1.18% p.a. Not Available 1.15% p.a. Not Available Not Available 1.12% p.a. 1.15% p.a.
    1,000,00 0 units – 2,499,999 units 1.20% p.a. Not Available 1.25% p.a. Not Available 1.22% p.a. Not Available Not Available 1.19% p.a. 1.22% p.a.
    Above 2,500,000 units 1.25% p.a. Not Available 1.32% p.a. Not Available 1.28% p.a. Not Available Not Available 1.26% p.a. 1.29% p.a.

    OCBC Foreign Currency Time Deposit Interest Rate (GBP)

    Amount

    1 months (Interest p.a.)

    2 months (Interest p.a.)

    3 months (Interest p.a.)

    5 months (Interest p.a.)

    6 months (Interest p.a.)

    7 months (Interest p.a.)

    8 months (Interest p.a.)

    9 months (Interest p.a.)

    12 months (Interest p.a.)

    First 49,999 0.30% p.a. Not Available Not Available Not Available Not Available Not Available Not Available Not Available Not Available
    50,000 - 99,999 0.30% p.a. 0.04% p.a. Not Available Not Available Not Available Not Available Not Available Not Available Not Available
    100,000 - 249,999 0.30% p.a. 0.09% p.a. Not Available Not Available Not Available Not Available Not Available Not Available Not Available
    250,000 - 499,999 0.30% p.a. 0.14% p.a. 0.06% p.a. 0.04% p.a. 0.03% p.a. 0.04% p.a. 0.03% p.a. 0.04% p.a. 0.09% p.a.
    Above 500,000 0.30% p.a. 0.18% p.a. 0.14% p.a. 0.15% p.a. 0.14% p.a. 0.15% p.a. 0.14% p.a. 0.15% p.a. 0.22% p.a.

    OCBC Foreign Currency Time Deposit Interest Rate 2017 (Hong Kong Dollar)

    Amount 1 months (Interest p.a.) 2 months (Interest p.a.) 3 months (Interest p.a.) 5 months (Interest p.a.) 6 months (Interest p.a.) 7 months (Interest p.a.) 8 months (Interest p.a.) 9 months (Interest p.a.) 12 months (Interest p.a.)
    First 500,000 units 0.32% p.a. 0.38% p.a. 0.46% p.a. Not Available 0.45% p.a. Not Available Not Available 0.52% p.a. 0.55% p.a.
    500,000 units - 999,999 units 0.37% p.a. 0.43% p.a. 0.51% p.a. Not Available 0.52% p.a. Not Available Not Available 0.59% p.a. 0.63% p.a.
    1,000,000 units - 1,999,999 units 0.42% p.a. 0.48% p.a. 0.56% p.a. Not Available 0.58% p.a. Not Available Not Available 0.66% p.a. 0.71% p.a.
    2,000,000 units - 4,999,999 units 0.47% p.a. 0.53% p.a. 0.61% p.a. Not Available 0.64% p.a. Not Available Not Available 0.73% p.a. 0.78% p.a.
    Above 5,000,000 units 0.52% p.a. 0.58% p.a. 0.67% p.a. Not Available 0.70% p.a. Not Available Not Available 0.80% p.a. 0.86% p.a.

    OCBC Foreign Currency Time Deposit Interest Rate 2017 (Euro)

    Euro deposits at OCBC don’t earn any interest as of now.

    OCBC Fixed Deposit Schemes

    Singapore Dollar Time Deposit

    • You can choose a tenure of your choice – FD periods range from 1 month to 48 months.
    • You can make premature withdrawals from your FD account. However, you will earn no interest in some cases and lesser interest in all other cases.
    • The minimum amount that needs to be deposited is S$5,000.
    • You need to be at least 18 years of age to open an FD account with OCBC.

    Foreign Currency Fixed Deposit Account

    • You can choose from several currencies offered by OCBC.
    • The rates are subject to change at the discretion of the bank.
    • All Singaporean citizens, Permanent Residents and Foreigners can invest in the Foreign Currency Deposit Account. The minimum age to qualify is 18 years.

    OCBC Deposit Insurance Scheme

    Singapore Deposit Insurance Corporation insures Singapore Dollar (SGD) deposits of non-bank depositors and SRS (Supplementary Retirement Scheme) deposits in SGD. The sum insured under this scheme is for a maximum amount of S$50,000 per depositor and scheme member according to the law. The Corporation does not insure deposits in foreign currencies, structured deposits, dual currency investments and other investment products.

    OCBC Fixed Deposit Accounts

    OCBC 360 Deposit Account

    OCBC provides the option of investing in its 360 Deposit Account, where you can earn bonus interest in multiple ways.

    The base interest rate offered on this account is 0.05% p.a. Additional 1% p.a. Interest on your initial S$70,000 if your account balance is at least S$200,000. You will also earn interest in these ways:

    • You can credit salary of at least S$2,000 via GIRO to earn 1.2% interest p.a.
    • When you make payments of at least three bills online or using GIRO, you can earn interest of 0.3% p.a. The total amount must at least stand at S$150.
    • Spending a minimum of S$500 with OCBC credit cards qualifies you for another 0.3% p.a.
    • You can invest or insure with OCBC, and this will earn you up to 1.2% p.a., depending on the amount.

    You can apply online for the OCBC 360 Deposit Account, or you can use the Online Banking feature. You could also visit a branch and apply for it.

    OCBC Frank Deposit Account

    Wouldn’t you want your savings to work as hard as you did? OCBC’s got the solution to this in the form of the FRANK Deposit account. This is a savings account that offers high rates of interest. Besides, if you’re below the age of 26, you need not worry about placing any minimum deposit, maintaining a minimum balance, or paying monthly fees. The OCBC FRANK Deposit account is a good option for you if you’re still a student, without any income of your own.

    Let’s glance through some of the key features of the FRANK Deposit account:

    • You need to be at least 16 years of age to apply.
    • You can earn an interest of up to 0.4% p.a.
    • The account comes with the FRANK Debit Card and you can choose from 120 card designs for your card.
    • You can access your account anytime and anywhere.

    You can apply for the FRANK Deposit Account by mail or by visiting your nearest FRANK Store.

    Other Products offered by OCBC Singapore

    OCBC Fixed Deposit FAQs

    1. I would like to open a Time Deposit account to mobilise savings. What are my options to open an account since I am busy on weekdays and would not be able to visit a branch?
    2. 19 full services OCBC branches are open on all Sundays between 11:00 a.m. to 7:00 p.m. You can visit the nearest branch to open a Time Deposit account. Besides, existing FD customers can also open and service their accounts online.

    3. Which tenure option provides me the best interest rate for a Fixed Deposit?
    4. The 12 month tenor option fetches the highest interest charges at 2.30% p.a.

    5. Is there is a way I can track and manage my FD with OCBC?
    6. You can manage your account by means of Online Banking and also by downloading the banking app available for Android and iOS based smartphone devices.

    7. Can I take a loan on the amount in my Foreign Currency Fixed Deposit Account?
    8. You can take a loan against the amount in your FD account, if you you are residing in Singapore. You will need to contact the bank for the same.

    9. Will I have to pay tax on interest earned in my Foreign Currency FD Account?
    10. Yes, you will have to pay withholding tax or income tax if you are a non-Singaporean. This is also true for interest earned on all Foreign Currency FD accounts.

    11. Is the Deposit Insurance Scheme applicable to Foreign Currency FD accounts?
    12. No, the scheme isn’t applicable to Foreign Currency FD accounts. It is only applicable to SGD FD accounts up to S$50,000.

    13. Does the bank offer the Deposit Insurance Scheme?
    14. No, it is offered by the Singapore Deposit Insurance Corporation, and is regulated by the central bank Monetary Authority of Singapore (MAS).

    15. Can I make deposits of shorter durations than 1 month?
    16. You’ll have to contact the bank for shorter tenures of term deposits.

    News About OCBC Fixed Deposit

    • OCBC-Lion Global Investors Offer New Hybrid Unit Trust

      OCBC Bank has launched a new unit trust along with Lion Global Investors. The product, known as the Lion-OCBC Global Income 2021 Fund, combines fixed maturity products with capital gains using a call option strategy.

      Tan Siew Lee, Head of Wealth Management Singapore, OCBC Bank, said this product diversifies investments across a portfolio of international bonds that have an average investment-grade rating. This, she said, would appeal to customers who don’t want to invest all their wealth into a single bond. Since the product has a short investment tenure of only 3 years, it is suited to clients who want to invest in short-term options while mitigating interest rate risk at the same time.

      The product offers a minimum payout of 9% which is divided into 3.5% p.a. for the first year, 4% p.a. in the second year, and a variable return for the third year with an assured minimum payout of 1.5%.

      The product also charges investors up to 3% as a sales charge (one-time) at the time of sale. Investors are also charged 1.2%, 0.8%, and 0.4% as annual management fee for years 1, 2, and 3 respectively, after providing a semi-annual 0.1% rebate.

      21 May 2018

    • Bank of Singapore (BOS) Ties up with SMBC Trust Bank

      Bank of Singapore (OCBC’s private banking segment) has tied up with SMBC trust Bank (unit of Sumitomo Mitsui Banking Corp) to provide global investment opportunities for clients of SMBC.

      In terms of assets, SMBC is the second largest in Japan and offers its customers a range of financial services, with its core function being private banking services. Through this tie-up, BOS hopes that it can reach out to Japanese citizens with high net worth.

      According to BOS, the assets under management in this sector have shown a healthy growth of 19% per year in 2017. With investors in Japan looking to diversify their investments and invest outside Japan, this offering from BOS and SMBC could greatly benefit both banks.

      The Boston Consulting Group estimates that Japanese private wealth in the year 2021 is set to touch US$16.2 trillion, an increase of US$1.3 million from 2016. Japanese investment in real estate (outbound) showed a growth of 70% in 2017 when compared to the previous year to reach almost US$3.5 billion.

      21 May 2018

    • OCBC to Revise CDP Transaction Fee from 2 April 2018

      OCBC announced that CDP transaction fee revision will take effect from 2 April 2018, following which it will update the bank charges for the CPFIA (Central Provident Fund Investment Account). The revision was earlier scheduled to be effective from 1 January 2018.

      16 January 2018

    • What kind of an investor are you?

      We all like to stow money away in some form or the other, and that makes us all investors. But even among us investors, there are different types. Here are 3 different types of investors you are likely to encounter:

        • The safe player

        You don’t want to lose any part of the principal amount and you are not willing to take any kind of risk. You can think about expanding the financial horizon with other options like CPF special account, STI ETF and corporate bonds among others.

        • The Explorer

        You probably are checking the stocks now and trying to invest in many products to achieve quick results. You believe in seizing the day to gain maximum returns. Such risk taking requires a thorough understanding and hence should be undertaken with caution.

        • The outsourcer

        If you talked to your fund manager just now, you know you don’t want to handle your money. You just outsource the decision-making while enjoying the benefits. However, you might want to double-check what your fund manager is up to, to avoid losses in the future.

        Now that you know what type you are, you can plan on diversifying your funds for maximum benefits.

      31 October 2017

    • Q2 earnings of UOB boosted by trading activities

      According to a report, the trading activities performed well and boosted the earnings of United Overseas Bank in its second quarter. United Overseas bank or UOB is one of the largest in Singapore. It witnessed a profit rise by 5.1 % making it a huge total of S$801 million for a period of 3 months. This rise was measured when compared to the same period, last year. The average forecast for this year was S$769 million, which was easily defeated. Wee Ee Cheong spoke about the competitive loan pricings and short term rates of interest.

      Non-interest income was the standout performer which saw a growth of 13.9 % making it a lump sum of S$813 million. This was a result of the strong and successful trading activities. The commission income and the fee went up by 2 % making it a total of S$475 million. This happened because of the fees associated with the credit cards and greater wealth management. During the first half, the net profit experienced a growth that was marginal (0.2 %) making it a total of S$1.57 billion. The total income went up by 2.8 % making it a total of S$3.99 billion. According to Mr. Wee, the balance sheet and the financial position of the bank remains strong despite all the volatility in the financial market, concerns regarding gas and oil, Brexit, etc. The second quarter witnessed a growth of 1.4 %. Last year’s second quarter witnessed a growth of 1.2 %. The quarterly earnings for every share went up from S$1.84 to S$1.94 and the asset value went up from S$17.71 to S$18.16. Mr. Lee stated that winding up of Swiber Holdings will also be monitored closely. According to him, things were manageable and there were no concerns at all.

      02 August 2016

    • OCBC Claims To Have Taken Lead in the Bancassurance Market in 2015

      OCBC Bank, one of the leading names in the field of bancassurance in Singapore, has claimed that its market share of bancassurance products has surpassed that of DBS Bank in the 3rd quarter of 2015. The bank experiences a surge in its sale of insurance products and its market share has increased to 34 percent. OCBC is one of the banks in Singapore that has pioneered bancassurance and has been one of the market leaders in this field for the last 14 years. The total weighed premium of the bank exceeded S$100 million.

      The insurance subsidiary of OCBC Bank works in partnership with Great Eastern insurance company and provides a wide range of insurance products. In the first 9 months of 2015, OCBC Bank has been able to bring in S$250 million worth of total weighted premiums.

      20 November 2015

    • Bloomberg ranks OCBC as third strongest bank in the world

      OCBC ranked third amongst the world’s strongest banks by Bloomberg Markets Magazine. Two other big banks of Singapore’s ranked amongst the world’s top 10 strongest banks. DBS ranked 9th and UOB ranked 10th. This has marked the fourth time in the last five years that the three Singapore banks ranked amongst the strongest banks in the world according to the annual Bloomberg ranking. The banks in Singapore are renowned for their resilience and strong hold in the market. The banks are financially sound owing to strict regulations on the financials of the banks as well as the access of credit on the borrowers’ end.

      The bank that topped the list was Hong Kong’s Hang Seng Bank for the second year in a row. The second spot was taken by Japan’s Norinchukin Bank. It tied for the same position last year.

      The Bloomberg ranking evaluates public and private lenders on the basis of five weighted financial indicators. 40% of the banks’ scores were determined by the ratio of Tier 1 capital to risk-weighted assets. 20% accounted for the ratio of total assets to nonperforming assets. Another 20% went to the ratio of reserves for loan losses to nonperforming assets. 15% was based on the ratio of deposits to funding. The remaining 5% was based on the efficiency ratio which is a comparison of costs with revenue.

      30 July 2015

    • OCBC Is Now Offering Higher Interest Rates for Fixed Deposit

      The upcoming launch of savings bonds in Singapore and the fact that there are now stricter rules about the amount of capital banks can held have prompted the banks to offer promotional interest rates with fixed deposit schemes. Lack of deposit funds is another reason that might have prompted the banks to take this step so that they can get a competitive advantage and will be able to lure the customers to deposit cash with them. The Singapore savings bonds are likely to create a lot of competition for banks that offer time deposit schemes as they are likely to offer better interest rates and a lot of other benefits.

      Now, customers can enjoy an interest rate of 1.5 percent by depositing an amount of S$25,000 for a period of 12 months with OCBC. Earlier, the bank was offering an interest of 1.40 percent per annum, for depositing S$20,000 for a period of 1 year. The different time deposit schemes offered by the bank allow the customers to deposit a minimum amount of S$5,000, up to a maximum amount of S$999,999. The customers can avail placement periods of 1 month – 36 months.

      Singapore Bonds will be available to Singaporeans starting October and they will offer them with a long-term investment option as they come with a term of up to 10 years. They will also offer better interest rates to the customers, in comparison to the various deposit schemes available in the country. Hence, banks such as OCBC are coming up with promotional interest rates for making sure that the customers are willing to invest on OCBC fixed deposit schemes.

      23 July 2015

    Fixed Deposits from Top Banks
    Foreign Currency Fixed Deposits from Top Banks
    Currency Specific Fixed Deposit
    US Dollar Foreign Currency Fixed Deposit by Bank
    Australian Dollar Foreign Currency Fixed Deposit by Bank
    GBP Foreign Currency Fixed Deposit by Bank
    NZD Foreign Currency Fixed Deposit by Bank
    Euro Foreign Currency Fixed Deposit by Bank
    Canadian Dollar Foreign Currency Fixed Deposit by Bank
    Fixed Deposit Promotion by Banks
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