• HSBC New Zealand Dollar Foreign Currency Fixed Deposit

    When you earn a lot, it is a great thing. But you must also thing about savings. Financial crisis may hit you any time. You will not get a prior notice from a problem situation. If you have a good amount of savings you can easily tackle your problems. Earning well now can help you to achieve many of your goals but saving well will help you manage your future. When it comes to savings, people trust fixed deposits to a great extent. When you make a placement, your money remains safe with the bank. You can also earn substantial amount of interest on the placement that you make.

    HSBC Bank is one of the best banks in the world and you can get great financial services and products from them. The Foreign Currency Fixed Deposit account offered by Hong Kong and Shanghai Bank comes with a myriad of features and benefits. The account renews itself upon maturity. The rates of interest associated with this account is lucrative for the customers. There are different currencies that you can choose from for the foreign currency fixed deposit account. New Zealand Dollar or NZD is one of the currencies.

    When compared to a regular savings account, a fixed deposit yields you a much higher rate of interest. A foreign currency time deposit helps you make an investment in the currency you prefer. To make it easy and convenient for you, HSBC undertakes deposits in the form of telephonic transfers, cheques, cash, and demand drafts.

    The minimum deposit amount for a New Zealand dollar foreign currency fixed deposit is NZD 25,000. However, this amount is subject to change without any prior notice from the bank. HSBC offers you several withdrawal options. When your fixed deposit matures, the deposit will be renewed automatically at the prevailing rate of interest along with the interest earned.

    Rate of Interest offered by HSBC New Zealand Dollar Foreign Currency Fixed Deposit Scheme

    The interest rates range between 0% p.a. and 1.56% p.a. The fixed deposit term options range from 2 weeks to 12 months. For a 2-week and 3-week fixed term deposit, the rate of interest you earn is 0% p.a. HSBC Advance and HSBC Premier customers are entitled to higher interest rates.

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