Citibank Fixed Deposit

Citi fixed deposit schemes allow you to accrue more interest on your savings than you would otherwise get with regular savings accounts provided you do not access your deposited funds for a fixed period of time. The bank offers 2 different types of term deposit accounts: S$ Time Deposits and Foreign Currency Time Deposits. You may choose to deposit your savings in any of the 11 major currencies offered by the bank in terms of the Foreign Currency Time Deposits. The minimum deposit placement amount required for both types of accounts is S$10,000. You can enjoy as much as 0.1% p.a. interest on tenures of up to 48 months when you secure your additional SGD funds in Citi fixed deposit accounts.

Citi Fixed Deposit Interest Rates

All Citi S$ Time Deposits offer tenures ranging from 1 week to 48 months.

This table illustrates the fixed deposit interest rates offered with this account:

Deposit Amount (SGD) Tenure (% p.a.)
  1 Week 2 Weeks 1 Month 2 Months 3 Months 6 Months 12 Months 24 Months 36 Months
$10,000 to $49,999 0.050 0.050 0.050 0.080 0.080 0.100 0.100 0.100 0.100
$50k to $100,000 0.050 0.050 0.050 0.080 0.080 0.100 0.100 0.100 0.100
$100k to $250,000 0.050 0.050 0.050 0.080 0.080 0.100 0.100 0.100 0.100
$250k to $500,000 0.050 0.050 0.050 0.080 0.080 0.100 0.100 0.100 0.100
$500k to $750,000 0.050 0.050 0.050 0.080 0.080 0.100 0.100 0.100 0.100
$750k to $1M 0.050 0.050 0.050 0.080 0.080 0.100 0.100 0.100 0.100
$1M to $3M 0.050 0.050 0.050 0.080 0.080 0.100 0.100 0.100 0.100

Note: Rates are only indicative and are correct as of 23 January 2019.

Citi Foreign Currency FD Interest Rates

Kindly contact the bank for a current breakdown of interest rates for this account.

Features and Benefits of Citi FD

  • Affordable minimum deposit amount starting at S$10,000.
  • Tenors starting from 1 week to 48 months offered for greater flexibility.
  • Easily accessible management of your accounts through telephone banking or online banking facilities.
  • Wide choice of 11 foreign currencies available to open time deposit accounts with.
  • A broad range of time deposit placement amounts from S$10,000 to S$3 million.

Citi FD Schemes

S$ Time Deposit

You can enjoy up to 0.1% p.a. interest on Citi S$ Time Deposits with tenures that range from 1 week to 48 months. This account requires a minimum deposit placement amount of S$10,000 and you can earn competitive rates on time deposit placement amounts that go as high as S$3 million.

Foreign Currency Time Deposit

If you anticipate needing to deal in any foreign currencies in the future, this term deposit account may come in useful for that occasion. With this account, you can potentially earn higher returns than you would get with SGD deposits in general. This account comes with 1 week, 1 month, 2 months, 3 months, 6 months, 9 months, and 12 months tenures, which makes it a good option for you if you are looking for a wide range to choose from. You can place your deposits in 11 major foreign currencies. These include: Euro (EUR), Australian Dollar (AUD), New Zealand Dollar (NZD), Sterling Pound (GBP), Canadian Dollar (CAD), Swiss Franc (CHF), Japanese Yen (JPY), Hong Kong Dollar (HKD), US Dollar (USD), Offshore Renminbi (CNH), and South African Rand (ZAR).

Eligibility Criteria to Open a Citi FD Account

  • Minimum tenor: Starts from 1 week.
  • Maximum tenor: Up to 48 months.
  • Minimum placement amount: Starts at S$10,000.

Required Documents:

  • Kindly contact Citi for a list of mandatory documents you will need to provide to support your term deposit application.

Other Deposit Accounts Offered by the Bank

Citi offers a variety of savings and current accounts that you may want to learn more about to help you meet your everyday banking needs.

Current accounts available with Citi include:

  • CitiAccess
  • Global Foreign Currency Account
  • US$ Checking Account

Savings accounts offered by Citi include:

  • Citi MaxiGain Savings Account
  • Basic Banking Account
  • Citibank InterestPlus Savings Account
  • Citibank MaxiSave Account
  • Citibank Tap and Save Account
  • Citibank Junior Savings Account
  • Money Market Account
  • US$ Savings Account
  • Citibank Step-Up Account

News About Citibank Fixed Deposit

  • CNY-Special Top-Up Promotion on Citi Transfer-In Investments

    Citi announced a New Funds Top-Up promotion where the customers will earn cash rewards and extra bonuses for a steady inflow of funds from other accounts to Citi investment accounts. The offer is valid till February 28, 2018.

    05th January 2018

  • Total Wealth Adviser launched by Citibank Singapore

    Total Wealth Adviser is a goals based planning tool which measures performance by the success of investment by meeting the client’s personal goals. The tool targets Citigold customers whose assets under management are $200,000 to $1 million. Customers can monitor their different goals. The tool gives the customer a comprehensive overview of the liabilities and long and short term assets. Clients are also allowed to map goals to portfolio based on the risk tolerance. The aim is to produce an investment portfolio which performs in line with the customers’ expectations. The focus will be shifted from defining performance as return against a benchmark to the short term performance to a customer’s goal.

    20th September 2016

  • Citibank FD Promotion

    Runtime: This is an ongoing promotional offer. This will continue till 29th February, 2016

    Particulars: Avail interest rate of 1.60 percent per annum with SGD Time Deposits.

    The table below will provide you with details about Foreign Currency Fixed Deposit Rates of Interest (Promotional)

    Currency 1 month (per annum) 3 months (per annum)
    AUD 2.00 percent per annum 2.20 percent per annum
    USD 0.30 percent per annum 0.50 percent per annum
    NZD 2.80 percent per annum 3.00 percent per annum
    CNH 4.50 percent per annum 4.70 percent per annum
    ZAR 5.00 percent per annum 5.20 percent per annum

    Terms and Conditions

    To know more about the terms and conditions, please, get in touch with the bank.

  • Citibank Deposit Promotion

    Runtime: Till 31 Dec, 2015

    Particulars: Citibank InterestPlus Savings Account

    Enjoy a bonus interest rate of 2.5 percent per annum along with Shopping Vouchers worth S$200.

    Fixed Deposit Promotion

    Enjoy a promotional rate of 1.35 percent per annum for a period of 9 months for Singapore Dollar time deposits, when you deposit fresh funds. You will need to deposit a minimum amount of S$50,000 to avail this offer. The maximum deposit allowed per customers is S$5,000,000.

    You will also enjoy higher interest rates of 2.05 percent per annum to 4.70 percent per annum for deposits made in foreign currencies such as AUD, NZD, USD, CNH and ZAR for a period of 1 month to 3 months.

    New Funds Promotion

    Deposit fresh funds to your Citibank Bank Accounts and enjoy Shopping Vouchers worth S$40 to S$500 for deposit amounts of S$50,000 to S$499,999.

    Please contact Citibank Singapore to know about all the applicable terms and conditions.

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Foreign Currency Fixed Deposits from Top Banks
Currency Specific Fixed Deposit
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Australian Dollar Foreign Currency Fixed Deposit by Bank
GBP Foreign Currency Fixed Deposit by Bank
NZD Foreign Currency Fixed Deposit by Bank
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Fixed Deposit Promotion by Banks
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