Etiqa offers ePROTECT maid, which is available in 3 different plans, customised to suit your needs. With this insurance, you can protect your maid against situations such as medical emergencies, hospitalisation, and repatriation. All these benefits meet the standards set by the Ministry of Manpower while protecting your liability in a number of different cases.
Here are some of the benefits that you are entitled to if you choose to go with this plan:
These are the details of the cover you get under this insurance plan
|Plan A||Plan B||Plan C|
|Letter of Guarantee to MOM||S$5,000|
|Hospitalisation and Surgical Expenses||S$15,000/year|
|Wages and Levy Compensation||Up to 30/day|
|Recuperation Benefit||Up to S$10/day||Up to S$15/day||Up to S$20/day|
|Alternative Maid Benefits||Up to S$10/day||Up to S$15/day||Up to S$20/day|
|Physical Abuse by Maid||Up to S$5,000|
You can also choose to opt for additional benefits, the details of which are given below
|Optional Coverage||Insured Amount|
|Letter of Guarantee to the Philippine Overseas Office||S$7,000|
|Reimbursement of Indemnity||S$5,000 (S$250 excess)|
|Additional Hospitalisation and Surgical Expenses||S$5,000 to S$25,000|
|Critical Illness Cover||S$5,000/S$10,000/S$20,000|
|Additional Maid’s Liability||S$25,000/S$50,000/S$75,000|
Here are some things that are not covered under this insurance plan
Your premium payments depend on the duration and type of plan that you choose to go with. There is a current promotion, which offers you a 10% discount on premium payments. The details of the premium payments are as follows.
|Type of Plan||Premium Amount||Premium Amount after 10% discount|
You are considered eligible for this insurance policy only if:
Here are some of the documents that you will be required to furnish while purchasing this insurance policy
You can get the much-needed cover for your maid by purchasing this policy. Here are the ways you can purchase this policy.
You can choose to discontinue the plan at any time, by giving Etiqa a 7-day notice. You can do so, by sending a registered letter stating the same. Provided that you have not made a claim in that time period, you are entitled to a refund of premium on the following basis:
Here is how you can get in touch with Etiqa:
Q. Will my maid continue to be covered if she goes home for holidays?
A. No, this plan ceases to be in effect when your maid leaves Singapore. However, this policy shall automatically be reinstated when she returns to Singapore.
Q. How soon does this insurance cover come in effect?
A. Usually, the insurance commences in a minimum of 5 working days of application date, this duration will not exceed 182 days. One important thing to note is that this process should be completed before your maid’s arrival in Singapore, in order to avoid complications at the Immigration and Checkpoints Authority.
Q. Is there any minimum age requirement that makes me eligible?
A. Yes, you as the applicant should at least be 21 years of age. Your maid should be at least 23 years of age at the commencement of the policy.
Q. What is a Re-Hiring compensation?
A. Under this policy, you are entitled to a compensation for agency fees required to hire a new maid, due to the hospitalisation of your previous maid. You have to appoint a replacement within 30 days of the termination of the previous service.
Q. Can I opt for a wider coverage for my maid?
A. Yes, Etiqa provides you with the option of increasing the cover for your maid for certain situations, by paying an extra premium.