UOB Lady’s Debit Card

UOB Lady's Debit Card is specifically designed for ladies. This debit card is loaded with benefits like dining offers, fuel savings, travel perks, complimentary weekend parking, and more. To add on, this card also offers annual fee waiver when you make at least 12 Mastercard transactions during the year.

Features & Benefits of UOB Lady’s Debit Card

UOB Lady's Debit Card
UOB Lady's Debit Card Reviews Best for Women
  • Up to 10% SMART$ rebate: Earn up to 10% SMART$ rebate instantly at more than 400 participating outlets such as Market Place, Cold Storage, Giant, Jasons, and more. 1 SMART$ is equivalent to S$1. You can use your SMART$ to offset your future purchases.
  • Mastercard wine benefits: Dine with your loved ones in Signore, China, and Hong Kong and get a free bottle of wine. The Mastercard wine privileges are available at several restaurants across the Asia Pacific. You need to meet the minimum spend requirement at the participating restaurants and pay using your Mastercard to get a complimentary bottle of wine.
  • Complimentary weekend parking: Get 2-hour parking for free at Forum The Shopping Mall, [email protected], Scotts Square, Paragon, Shaw House, and Shaw Centre on weekends. You must spend at least S$50 in a single transaction to get the complimentary parking.
  • Petrol savings: Get 4% SMART$ rebate at all the Shell stations across Singapore.
  • Tap and pay for bus/train rides: With this card, you will be able to just tap and pay for your train and bus rides.
  • Contactless payments: Make secure payments via Apple Pay, Mastercard contactless, or UOB Mighty Pay.
  • Easy cash withdrawal: With the help of features like Mighty Pay and Apple Pay, you will be able to make cash withdrawals by just tapping on your mobile device at a few select Near Field Communication (NFC) contactless ATM machines.


  • Up to 20% discount at select outlets at Changi Airport Singapore (Terminals 1, 2 and 3 - transit and public areas). The promotional period ends on 31 December 2018.
  • Enjoy discounts on your movie ticket prices at Cathay Cineplexes. Pay S$8.50 from Monday to Thursday (includes sneak preview). Pay S$11 between Friday and Sunday, and on public holidays. Get S$1 discount on any of the popcorn combo sets you buy. The promotion ends on 31 December 2018.
  • Additional 10% off your hotel bookings on Expedia. You must book the hotel for at least 2 nights to enjoy the promotional offer. The booking period ends on 31 March 2019 and the offer is applicable for stay before 30 June 2019.

NOTE: For detailed terms and conditions regarding the debit card promotions, please visit the bank’s official website.

Fees and charges

Type of charge Charge
Annual fee S$18 (waived when you make at least 12 Mastercard transactions in a year)
Overseas cash withdrawal charges S$5 per withdrawal
Card replacement fee S$20
Foreign currency transactions Administrative fee of 2.8% of the amount of the transaction
Sales draft copy request S$5
Monthly POS transaction record S$5

Eligibility Criteria

This card is exclusively for women. The eligibility criteria includes:

  • You need to be at least 16 years old.
  • You can either be a Singapore citizen, Permanent Resident or a foreigner.
  • There is no minimum income criterion.
  • In case you’re a Singapore citizen or a Permanent Resident, you need to submit a photocopy of your NRIC.
  • If you’re a foreigner, you need to submit your passport copy (with a minimum validity of 6 months).
  • You must hold either a personal/joint UOB savings or current account.

How to Apply for a UOB Lady’s Debit Card?

You can apply in two ways:

  • You can visit the nearest UOB branch, fill in the relevant application form, and submit all the mandatory documents.
  • You can fill in the online application form on the official UOB website.

Other debit cards by UOB

  • UOB Direct Visa Debit Card
  • UOB Visa Debit Card
  • UOB Delight Debit Card
  • UOB Lady’s Debit Card
  • KrisFlyer UOB Debit Card
  • Mighty FX Debit Card


Q. How can I benefit from UOB SMART$ Rebate Programme with respect to insurance?

A. When you buy or renew EQ insurance and United Overseas Insurance, you will qualify for 5% rebate.

Q. Will I be eligible for a 2-hour complimentary parking on public holidays?

A. Yes, you will be eligible.

Q. Will I get any grocery benefits at Cold Storage?

A. For transactions below S$100, you will earn a 0.3% SMART$ rebate.

Q. Can I change my daily Mastercard limit?

A. Yes, you can modify your daily Mastercard limit by downloading the ‘UOB Debit Card Daily/Monthly Limit Form’ on the bank’s website.

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