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The convenience a debit card provides is a fact that is well known. Each card has its own perks. Using it is easy and you can keep stock of your finances since you don’t spend more than what you have. To put it simply, a debit card is a powerful tool to have in your wallet. The UOB Direct Visa Debit Card provides you with all the benefits of an ATM card along with additional privileges that ensure that you don’t have to compromise on your lifestyle.
If you compare the feature and benefits that the UOB Direct Visa Debit card provides with that of a UOB ATM Chip Card, you will realise that the uses of the ATM card are limited to cash withdrawals and payments for local PIN-based purchases. A debit card, on the other hand, has features and benefits that make spending guilt-free!
|Type of fee||Fees and charges|
|Annual fee||S$18 (waived for 3 years). Subsequent annual fee waiver on making 12 Visa transactions every year.|
|Overseas withdrawal fee non-UOB ATMs||S$5 per transaction|
|Card replacement fee||S$20|
In order to be eligible for the UOB Direct Visa Debit Card, you need to ensure the following:
You can apply in one of two ways.
P.O. Box 1688
Q. If my card is stolen, will I still be held liable for any transactions made?
A. No, in the case of theft of your card, you will not be held liable for any transaction made after UOB has received a notification of theft or loss of the card.
Q. How are foreign currency transactions charged to my debit card?
A. All foreign currency transactions with the exception of United States Dollar (USD) and Australian Dollar (AUD) will be first converted to USD and then to Singapore Dollars (SGD) based on the prevailing exchange rate. All Visa debit cards will also attract an administrative fee of 2.8% of the amount of the transaction.
Q. What do I do if I do not receive cash at an ATM but my account is debited?
A. If you do not receive the amount that is debited from your account contact the 24-hour Customer Service Hotline at +65 6222 2121. Alternatively, you can also contact the UOB branch you bank with.
Q. Is there a transaction limit with respect to ATM withdrawals in Singapore?
A. On a daily basis, you can withdraw any amount up to the withdrawal limit on your debit card which is usually S$3,000 from ATMs in Singapore.
Q. Can I use my SMART$ for a transaction that is lower than the SMART$ available on my card?
A. SMART$ can only be used for redemption when the purchase or transaction being made by you is higher than the SMART$ available on your card.