• Credit Card BYTES FROM OUR KITCHEN

    Credit Cards that Give the Best Free Travel Insurance

    We are all aware where the term “flight risk” comes from. Many people consider traveling by a flight to be the most dangerous thing they will ever do in their lives. And what about those who travel frequently? They often apply for travel insurance so that their future and that of their families can be secured in case of any misfortunes that may befall on them.

    It is a safe assumption to make that if you are a frequent traveller, you must own at least one travel or air miles credit card. You know the basics of your card – how to earn air miles, how to redeem them etc. but do you also know if your credit card comes with complimentary travel insurance? Some of the best credit cards in Singapore now offer lump sum free travel insurance to cardmembers and their families.

    Your credit card does not offer travel insurance? Then it is time to upgrade to one of these:

    Standard Chartered Visa Infinite Credit Card

    The Standard Chartered Visa Infinite Credit Card offers its cardmembers complimentary travel insurance of up to S$1,000,000 when they use this credit card to pay for their travel fares:

    • Personal Accident Cover:
      • If the insured person is below 70 years old - Maximum cover of S$1,000,000.
      • If the insured person is aged 70 years and above - Maximum cover of S$500,000.
    • Cover for medical expenses:
      • If the insured person is below 70 years old - Maximum cover of S$50,000.
      • If the insured person is aged 70 years and above - Maximum cover of S$25,000.
    • Cover for travel assistance services including emergency medical evacuation and repatriation + medical and travel assistance - Maximum cover of S$100,000.
    • Cover for travel assistance services for compassionate visit - Maximum cover of S$5,000.
    • Cover for delayed baggage - Maximum cover of S$1,000.
    • Cover for baggage loss - Maximum cover of S$5,000.

    Citi PremierMiles Visa Card

    Cardmembers who purchase their flight tickets using the Citi PremierMiles Visa Card will receive travel accident insurance, medical assistance programme and travel inconvenience cover for themselves and family members in the following way:

    • Travel Accident Insurance (this includes death or permanent disablement due to an accident in a common carrier):
      • Cover for cardmember - Maximum cover of S$1,000,000.
      • Cover for their spouse - Maximum cover of S$1,000,000.
      • Cover for children - Maximum cover of S$50,000.
    • Medical Assistance Program:
    • Medical + accidental dental expenses incurred when travelling overseas:
      • Cover for cardmember - Maximum cover of S$40,000.
        • Cover for their spouse - Maximum cover of S$40,000.
        • Cover for children - Maximum cover of S$20,000.
      • Emergency medical evacuation:
        • Cover for cardmember - Maximum cover of S$100,000.
        • Cover for their spouse - Maximum cover of S$100,000.
        • Cover for children - Maximum cover of S$100,000.
      • Repatriation:
        • Cover for cardmember - Maximum cover of S$50,000.
        • Cover for their spouse - Maximum cover of S$50,000.
        • Cover for children - Maximum cover of S$50,000.
    • Travel Inconvenience cover (this is only applicable to cardmembers):
      • Baggage delay – S$200 per 8 hour delay and a maximum cover of S$500.
      • Baggage loss – Up to S$500 for every reimbursed item with a maximum cover of S$1,000.
      • Flight delay - S$100 per 8 hour delay and a maximum cover of S$500.
      • Trip interruption – Maximum reimbursement of S$500.
      • Trip Cancellation - Maximum reimbursement of S$500.

    UOB PRVI Miles Visa Card/ UOB PRVI Miles Platinum American Express

    The UOB PRVI Miles Cards offer travel inconvenience cover and personal accident cover of up to S$1,000,000 to cardmembers and their families in the following way:

    • Public conveyance personal accident cover for cardmember and spouse – S$1,000,000.
    • Travel inconvenience cover (applicable to cardmembers only):
      • Connecting flight delay of 4 hours - Maximum cover of S$200.
      • Luggage delay of 6 hours and above - Maximum cover of S$200.
      • Luggage loss cover - Maximum cover of S$400.

    The American Express Singapore Airlines KrisFlyer Credit Cards

    All credit cards offered under the bracket of American Express Singapore Airlines KrisFlyer Credit Cards offer travel accident and inconvenience cover in the following way:

    • The American Express Singapore Airlines KrisFlyer Credit Card – Complimentary travel inconvenience and accident benefits of up to S$350,000.
    • The American Express Singapore Airlines KrisFlyer Ascend Credit Card - – Complimentary extra travel insurance of up to S$1 million + travel inconvenience and accident benefits that include baggage delay, flight delay etc.
    • The American Express Singapore Airlines Solitaire PPS Credit Card – Free travel inconvenience and accident benefits of up to S$1 million.
    • The American Express Singapore Airlines PPS Club Credit Card - Free travel inconvenience and accident benefits of up to S$1 million.

    These credit cards are some of the top picks that offer complimentary travel insurance and will not only take care of your flight journeys but everything from A to Z while you are on your trip. Additionally, more often than not, credit cards that offer complimentary travel insurance also offer other travel benefits including limousine rides to/from the airport, personal concierge services, airport lounge access to VIP airport lounges across the world, travel assistance 24 hours a day and so on.

    So set out to not only own a credit card that offers you air miles, but one that that offer the whole travel package.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.