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    UOB Visa Infinite Card for Miles: Yet to Get Reviews

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    It’s a luxury card that has been designed for frequent travellers looking for exclusive travel and lifestyle benefits.

    The highlights of the card are:

    • Get 2 miles for every S$1 spent on overseas dining and shopping, as well as on shopping at select luxury brands in Singapore. Terms and conditions apply.
    • Get UNI$30,000 (equivalent to 60,000 miles) as a joining bonus. Alternatively, you can get your first-year annual card fee waived.
    • Get access to certain prestigious clubs, hotels, and Michelin-starred restaurants.
    • It’s an invitation-only card.

    Best suited for: Since it involves a high annual fee, the card is best suited for affluent spenders.

    Key Features

    Feature Description
    Annual fee S$1,926 (option to get first year fee waived)
    Miles per S$1 on overseas dining and shopping 2 miles
    Miles per S$1 on local luxury purchases 2 miles
    Miles per S$1 on all other purchases 1.2 miles
    Complimentary travel insurance Up to US$1 million
    Hotel privileges
    • Complimentary daily breakfast for two
    • Room upgrade
    • Early check-in/late check-out
    • Welcome amenities at various luxury hotels including the Ritz-Carlton, Peninsula and Shangri-La
    Concierge service
    • 24/7 concierge for:
      • Medical emergencies
      • Travel assistance
      • Vehicle assistance
      • Emergency home assistance
    Airport lounge access Not available
    Airlines that miles can be used in Singapore Airlines and Cathay Pacific
    Limousine Not available
    Expedited immigration Not available

    Joining Perks and Signup Bonuses

    • Get UNI$30,000 as a welcome bonus. UNI$1 is equivalent to 2 miles.
    • Alternatively, get your first-year annual fee waived.

    Additional benefits

    • Get access to prestigious, members-only clubs, including The Tower Club and The China Club in Singapore.
    • Get complimentary green fee at Singapore’s Sentosa Golf Club.
    • Enjoy exclusive discounts on dining at a wide range of restaurants in Singapore and abroad.
    • Special privileges at various hotels including Starwood Hotels, Park Hyatt, Ritz-Carlton, Shangri-La, Peninsula, and more.
    • Several other UOB promotional offers are also applicable on the card.

    Let Us Illustrate:

    Assume that you are frequent traveller who owns this card. As a welcome bonus, you get UNI$30,000 (or 60,000 miles). Now, assume that you and your spouse are planning to travel to Thailand from Singapore. Take a look at the table to see how many miles you need with Singapore Airlines and Cathay Pacific to get a couple of tickets (one way/return) to Thailand.

      Singapore Airlines (Saver Awards) Cathay Pacific (Standard Awards)
    One way tickets (Business class) 40,000 miles 50,000 miles
    Return tickets (Business class) 80,000 miles 80,000 miles

    You need 80,000 miles to get a couple of return tickets (business class) to Thailand from either of the two airlines. Since you already have 60,000 miles, you just need another 20,000 miles (or UNI$10,000) to make this happen.

    Redeeming your Earned Rewards

    • Get UNI$5 per S$5 for the first S$10,000 you every every month on eligible transactions. Thereafter, get UNI$3 for every S$5 spent.
    • Get 1.2 miles for every S$1 spent on all other purchases.
    • Each UNI$ is equal to 2 miles which means that you earn 2 miles for every Singapore dollar spent on overseas dining and shopping, as well as on shopping at select luxury brands in Singapore.
    • Air miles won’t be awarded directly. You have to convert your UNI$ reward points into miles.
    • UNI$ earned can be converted into either KrisFlyer Miles or Asia Miles in blocks of 10,000 miles. You have to accumulate at least UNI$5,000 to effect a conversion.

    Complimentary Insurance Coverage

    Get complimentary travel insurance coverage of up to US$1 million with this card. The insurance covers:

    • Flight delay
    • Luggage delay
    • Personal accident
    • Purchase protection

    How Does the Concierge Service Work?

    UOB Visa Infinite concierge service is available round-the-clock to assist you with a variety of things, including restaurant reservations and medical emergencies. Call the bank today to know more.

    Interest rates

    Type of interest Charge
    Retail purchases 25.9% p.a. or S$3, whichever is higher
    Cash advance 28% p.a.
    Instalment payment plan 0%

    Other Fee and Charges

    Type of charge Charge
    Overseas transaction fee 2.8%
    Late payment fee S$90
    Over-limit fee S$40
    Cash advance fee 6% of the withdrawal amount or S$15, whichever amount is higher
    Supplementary card fee S$374.50 (first two cards are free for life)

    Activating the card for overseas expenses

    Yes, the magnetic stripe on the back of your card needs to be activated if you wish to use your card overseas for retail transactions.

    Activate your card through any one of the following modes:

    You can also choose to activate the magnetic stripe permanently or for a limited period.

    Instalment Payment Plans Available

    SmartPay

    • Convert your purchases into interest-free, monthly instalments with this plan.
    • Spread your payment over 3, 6, or 12 months.
    • There is one-time processing fee of up to 5% depending on the tenure you choose.

    Apply for SmartPay by:

    • By filling an online form.
    • By sending an SMS to the bank.
    • Using your personal internet banking account.

    Some of the important terms and conditions of this plan are:

    • Your purchase value must be at least S$500.
    • The purchase amount must not exceed your available credit limit.
    • You must apply for SmartPay within 14 days from the time of issue of the statement of your card.

    Cash Withdrawal on the Credit Card

    • Use your credit card to borrow cash through ATMs, internet banking, and over the bank counter if you have an emergency.
    • Withdraw any amount in the range of S$200-S$3,000 in one day.
    • Overall cash advances under this facility can’t exceed 75% of the credit limit available on your card.
    • Cash advance interest rate is 28% p.a.
    • Cash advance fee is 6% p.a., subject to a minimum of $15.

    Eligibility Criteria

    Find out everything about the eligibility parameters of this card on our UOB credit cards page.

    Lost/Stolen cards

    • Report the incident to the bank at the earliest by calling the bank’s customer service hotline.
    • File a police report and submit a copy of the same to the bank if asked for.

    Your liability for unauthorised transactions on your card will be limited to S$100, unless:

    • It is established that you were complicit in the fraud.
    • You were grossly negligent.
    • You refuse to cooperate with the bank.

    Each one of us has a credit card based on our needs. If you want more information on cards, you can visit our website. We provide extensive information about all financial products.

    Credit Card Tips

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    GIRO

    Automatic bill payments from your bank account to credit card account can be done by setting up GIRO. The form is available on the bank’s site; download and fill it, and send it to UOB. You can stop these payments by disabling GIRO – contact the bank to know more.

    How to Apply for the Card & Check the Application Status

    By invite-only

    Since the card is invitation-only, you can click on “Express interest” on the webpage of the bank. The bank will get in touch with you if you fit the customer profile the bank is looking for. You can call the bank’s customer service hotline to check your application status.

    How to Check Balance

    Internet, Phone or Mobile Banking

    You can know your existing balance through any of the following:

    • Phone Banking
    • Internet Banking
    • UOB Mighty

    How Can the Bill Be Paid?

    iNETS/ATMs/GIRO/Online banking and others

    Your options for bill payment are:

    • UOB ATM
    • iNETS Kiosk
    • AXS machines
    • SAM machines
    • Phone banking
    • Interbank GIRO
    • Internet/Phone banking
    • Cash and cheque payments

    How Much Is the Minimum Payment to Be Made on the Card?

    S$50 or 3% of current balance

    Every month, you need to pay at least 3% of the outstanding balance or S$50, whichever is more. Additionally, you must pay any outstanding dues you have incurred on your account.

    What Is the Grace Period?

    21 days

    The grace period during which no interest will be charged is 21 days from the generation of the bill. This is subject to your payment of the previous bill in its entirety.

    Which Mobile Wallets Can This Be Used With?

    PayNow/Android Pay/UOB Mighty/Samsung Pay/Apple Pay

    You can link your credit card to the following mobile wallets:

    • PayNow
    • Apple Pay
    • UOB Mighty
    • Android Pay
    • Samsung Pay

    Can It Be Used With EZ-Link?

    Yes

    Yes, the card can be used to top-up your EZ-Link card automatically. You must download the form from the website of the bank, select your card to be recharged and sent it to the Transit Link office.

    How to Block or Unblock the Card

    Contact the bank via hotline

    To stop usage of the UOB Visa Infinite Card or to restart it, get in touch with the bank through the bank’s hotline.

    How to Reset the PIN

    Fill and send the PIN Change form to UOB

    In case you want to change the PIN of your card, you must do the following:

    • Download the form from the website of the bank.
    • Fill in the necessary details.
    • Mail the form to the bank.

    What Is the Billing Cycle and the Bill Due Date?

    Check the statement

    The billing cycle is calculated from when your card is approved. You will receive the statement showing the financial transaction in a cycle. Your statement will show the due date.

    How to Get a Replacement Card

    Use the relevant form

    You must visit the website of the bank to download the card replacement form and fill it. Send the completed form to the bank.

    How to Temporarily Increase the Limit of the Card

    Contact the bank

    The temporary increase in your credit limit is valid for the following reasons:

    • Travel
    • Wedding
    • Medical/hospitalisation
    • Funeral arrangements

    To increase the credit limit temporarily, you need to contact the bank.

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