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    UOB PRVI Miles World MasterCard

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    UOB PRVI Miles World MasterCard

    Credit Card BYTES FROM OUR KITCHEN

    UOB PRVI Miles World MasterCard Promotions

    • Till December 31, 2016, you can earn 10 miles for every S$1 spent on hotel bookings through Kaligo.
    • 8% discount at Hotels.com using the promo-code “mastercard”, up to December 31, 2016.
    • Free Starwood Preferred Guest Gold status with one stay in one of the Starwood Group hotels or resorts in the Asia-Pacific region. This gives you 50% more bonus Starpoints, automatic room upgrades, 4pm late checkout and other privileges. Valid till July 14, 2017.
    • Special offers at Universal Studios Singapore, S.E.A. Aquarium, Adventure Cove Waterpark, hotels, restaurants and others at Resorts World Sentosa.

    UOB PRVI Miles World MasterCard

    UOB PRVI Miles World MasterCard is a travel credit card with the flexibility of accumulating reward points for shopping too. These reward points can be redeemed for several purchases such as flight tickets, hotel bookings, cash rebate and shopping. This card is a good fit for those who travel often and love rewards.

    Joining Benefits/Perks:

    • Up to November 30, 2016, new UOB members can earn 10,000 bonus miles on applying for this card, and existing UOB members can earn 5,000 bonus miles.

    Features Of UOB PRVI Miles World MasterCard:

    • You can earn air miles for every purchase made on this card, as the miles are converted from the UNI$ Reward Points. With a spend of as low as S$760 every month for 12 months, you could fly for free to Bali.
    • The first-year annual fee is waived.
    • Up to 2 Supplementary Cards are free from annual fee.

    Rewards:

    • 6 miles for every S$1 spent on major airlines and over 271,000 hotels booked through Expedia and UOB Travel. The participating airlines include Singapore Airlines, SilkAir, Cathay Pacific, China Eastern Airlines, Garuda Indonesia, Korean Air, Thai Airways International, Qatar Airways, All Nippon Airways, British Airways, Emirates, Etihad, Qantas, and United Airlines.
    • 2.4 miles for every S$1 spent outside Singapore
    • 1.4 miles for every S$1 spent in Singapore

    You receive these miles as UNI$ that are valid for 2 years from the quarter in which they are accrued. UNI$s of all the UOB credit cards you have are accumulated in your name in 1 account, allowing you a faster accumulation of reward points. These UNI$ can be converted into KrisFlyer or Asia miles with each UNI$ yielding 2 miles. The conversion can be done in blocks of 10,000, at a conversion fee of S$25. The maximum time required for the redemption procedure is 7 working days. You can redeem the points in the following ways:

    • Instant Rewards: Use your credit card and state the UNI$ value when you go shopping. You need to confirm with the merchant or the bank about UNI$ acceptance.
    • Online redemption: Log in to the UOB’s website and go to the ‘Rewards’ section. Enter your card details here and start checking/redeeming your UNI$. You will get vouchers that can be used at selected outlets.
    • Mobile redemption: The UOB Mobile app will help you redeem points and convert them into vouchers.
    • Phone redemption: Call the 24-hour UOB Call Centre and follow the IVR instructions for points redemption.

    Benefits Of UOB PRVI Miles World MasterCard:

    • You can get all your travel needs attended to by the UOB PRVI Travel Butler.
    • You can avail any of the World MasterCard Rewards benefits that give you exclusive discounts on travel, leisure, entertainment, dining and shopping.
    • MasterCard also gives you 24-hour support on emergency card-related services anywhere in the world, 24x7.
    • You can also seek the services of the Global Concierge through your World MasterCard.

    Insurance Provided By The Card:

    UOB PRVI Miles Platinum World MasterCard offers personal accident and travel inconvenience insurance cover of up to S$1,000,000 for both the cardholder and their spouse. The compensation details are as given below:

    Cover Amount
    Accidental death, loss of one or more limbs, blindness in both eyes, and Permanent Total Disablement from gainful employment of all kinds while using a public transport during your travel S$1 million
    Connecting flight delay Up to S$200 for 4 hours delay
    Luggage Delay Up to S$200
    Loss of Luggage Up to S$400

    Instalment Payment Plans:

    Through UOB SmartPay, your credit card transactions above S$500 can be converted into low-interest monthly instalments for 3, 6 or 12-month duration. This is like a term loan with fixed monthly instalments to be made for each SmartPay transaction. There is also an interest-free grace period of over 30 days prior to making the first instalment payment. SmartPay can be applied to up to 5 transactions per month. Remember that converting payments to SmartPay will deprive you of accruing reward points.

    SmartPay duration Processing fee Effective interest rate
    3 months 3% 18.18%
    6 months 3% 10.43%
    12 months 5% 9.5%

    Fees And Charges:

    Type of fee Amount payable
    Annual fee S$256.80
    Supplementary card fee S$128.40 (from 3rd card onwards)
    Interest rate 25.9% p.a.
    Cash advance fee 6% of the advance amount or S$15, whichever is higher
    Interest on cash advance 28% p.a.
    Fee for crossing credit card limit S$40

    An additional penal interest of 3% will be charged for both credit card bills and cash advances in case of late payment.

    Overseas Transactions And Payments In Foreign Currencies:

    Foreign currency factor of 3.25% will be charged on transactions in foreign currencies with the UOB PRVI Miles World MasterCard, of which 1% will be retained by MasterCard. Transactions made in Singapore dollar overseas is subject to an International Processing Fee of 1% of the amount paid.

    Cash Withdrawals:

    Cash Advance is allowed on UOB credit cards in case of emergency. You cannot withdraw less than S$200 or more than 75% of your credit limit or available credit limit, whichever is lower. There are 3 ways to do this:

    • Go to any UOB ATM in Singapore or UOB/Cirrus/PLUS ATMs outside Singapore
    • Go to one of the UOB bank branches
    • Transfer money through internet banking from your credit card to any bank account

    How To Apply For UOB PRVI Miles World MasterCard:

    There are 3 ways of applying for UOB PRVI Miles World MasterCard:

    • Go to the UOB website, select the card, fill in your personal and contact information, income details, and upload the relevant documents. UOB executives will contact you and take you through the rest of the process.
    • Go to one of the bank’s branches with the required documents and apply in person.

    Eligibility Criteria For UOB PRVI Miles World MasterCard:

    • Minimum age: 21 years
    • Minimum income: S$80,000 OR a Fixed Deposit of S$30,000 or more with UOB

    Documents Required:

    • Salaried individuals:
      • Photocopy of NRIC (both sides)
      • Latest computerised payslips for the past 3 months OR
      • Latest 12 months’ CPF Contribution History Statement OR
      • Latest Income Tax Notice of Assessment AND latest computerised payslips for the past 3 months
    • Self-employed individuals:
      • Photocopy of NRIC (both sides)
      • Latest 2 years’ Income Tax Notice of Assessment
    • Foreigners:
      • Employment Pass with at least 6 months’ validity
      • Photocopy of Passport with at least 6 months validity
      • Latest computerised payslips for the past 3 months OR
      • Latest 12 months’ CPF Contribution History Statement OR
      • Latest Income Tax Notice of Assessment AND latest computerised payslips for the past 3 months

    Repayments:

    You have to pay at least 3% of the current balance every month or S$50, whichever is higher. If you delay the payment, a late payment fee of S$60 will be charged. The 9 ways in which to pay your credit card bills are:

    1. At UOB ATMs, with your UOB savings/current account or with accounts in other banks such as DBS, POSB and OCBC.
    2. Through recurring InterBank GIRO transfer from any account by filling in the GIRO request form.
    3. Via phone-banking, by calling 1800-2222-121 any time of the day
    4. Through internet banking from your UOB account
    5. At SingPost SAM Machines
    6. At AXS Stations
    7. At iNETS kiosks
    8. By cash at cash deposit machines or at bank branches
    9. By cheque, payable to UOB Credit Card and mentioning your card number on the reverse of the cheque leaf. It can be dropped in at cheque deposit machines or mailed to UOB Cards and Payments, Robinson Road, PO Box No. 1688, Singapore 903338.

    Reporting Lost/Stolen Credit Cards:

    The Association of Banks in Singapore (ABS) dictates that customer liability on lost or stolen card is only up to S$100. What you need to do when you discover your credit card as having been stolen, misplaced or lost, is to call UOB immediately and report the lost card. The bank will block your card and prevent more transactions on it. If you suspect that the card has been stolen, inform the bank and report the theft to the police. However, this S$100 liability is revoked and full liability imposed if you are found to be party to the fraud, and the loss of card is due to your deceitfulness or negligence. So it would be wise for all customers to ensure safe and secure handling of the credit card, both physically and virtually.  

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