UOB PRVI Miles World Mastercard is one of the best air miles credit cards you can opt for. Some of the key features include:
Best suited to: Someone who travels frequently and is keen on earning miles at a higher rate. It is also suitable for someone looking for other travel-related benefits like complimentary travel insurance, butler service, and more.
|Annual fee||S$256.80 (1-year fee waiver)|
|Miles per S$1 on local expenses||1.4 miles|
|Miles per S$1 on overseas expenses||2.4 miles|
|Complimentary travel insurance||Up to S$1 million|
|Hotel privileges||Special benefits at more than 450,000 hotels worldwide|
|Travel Butler service||UOB PRVI Travel Butler service - An exclusive hotline number (6302 5993) to assist you with insurance, hotel, car rental, and flight bookings|
|Airport lounge access||Not available|
|Airlines that miles can be used in||Jet Airways, Singapore Airlines, Silk Air, and more|
|Expedited immigration||Not available|
With this card, you will be entitled to several benefits such as:
Let’s assume your minimum monthly spend is S$3,000. You earn a minimum of 1.4 miles for every S$1 spent on eligible transactions. Based on this, let’s take a look at the underlying maths involved for your yearly miles accrual:
Consider your monthly transaction amount is a minimum of S$3,000. On every S$1 spent by you locally, you earn 1.4 miles. Considering this example, let's see how many miles you can accrue on a yearly basis.
Number miles accumulated in 1 year (depending on 1.4 miles earned for every S$1 spent) = 36,000*1.4 = 50,400 miles
The table below gives you a simple illustration of how you can use your accrued miles for different destinations and airlines:
|Singapore Airlines||Silk Air|
|One-way ticket (Economy Advantage with travel plan from Singapore to Malaysia)||15,000 miles||15,000 miles|
|Return ticket (Economy Advantage with travel plan for Singapore - Thailand)||50,000 miles||50,000 miles|
*Disclaimer - The following numbers have been used only for illustrative reasons, and can change in accordance with bank’s/airline’s discretion.
With this credit card, for every S$5 you spend on a local transaction, you will earn UNI$3.5. For a foreign currency transaction, you earn UNI$6 for every S$5 you spend. UNI$ earned by you will reflect in your monthly credit card statement. You can also call the 24-hour hotline number or visit www.uob.com.sg to know your UNI$ balance.
You can redeem your reward points in the following ways:
With the help of UOB Frequent Flyer Programme, UNI$ earned can either be converted into Asia miles or KrisFlyer miles. Under this programme, UNI$1 will be equivalent to 2 miles. For every conversion, an administrative fee of S$25 will be applicable.
With a UOB PRVI Miles World Mastercard, you will be entitled to complimentary travel inconvenience and personal accident insurance coverage of up to S$1 million. Under this policy, you will receive several benefits.
|Personal accident coverage|
|Type of loss due to an accident||Percentage of the principal sum payable to you|
|In the event of your death||100%|
|In case you lose one or more limbs||100%|
|In case you end up losing both your eyes||100%|
|You suffer from total permanent disability||100%|
|Travel inconvenience benefits|
|Type of travel inconvenience covered||Maximum coverage limit for a single insured event|
|Delay in connecting flight||Up to S$200 per insured person (for a delay of 4 hours)|
|Loss of luggage||Up to S$200 per insured person|
|Luggage delay||Up to S$400 per insured person|
Note: For detailed terms and conditions, please visit the bank’s official website
A UOB PRVI Miles World Mastercard holder, as well as his/her legally married spouse, will be covered under the complimentary travel insurance policy. To qualify for insurance coverage, the cardholder needs to charge the entire flight ticket fare to the UOB PRVI Miles World Mastercard before the departure.
The UOB PRVI Travel Butler service is operational between Monday and Friday from 8:30 a.m. to 7:00 p.m., on Saturday, from 8:30 a.m. to 2:00 p.m. You can call the hotline number (6302 5993) when you need assistance with your insurance, car rental booking, and flight or hotel bookings.
|Type of interest||Charge|
|Retail purchases||25.9% p.a.|
|Cash advance||28% p.a.|
|Instalment payment plan||0% interest (3, 6, or 12 months)|
|Type of charge||Charge|
|Overseas transaction fee||
|Late payment fee||S$90|
|Over limit fee||S$40|
|Cash advance fee||6% of cash withdrawal amount subject to a minimum fee of S$15|
|Supplementary card fee||S$128.40 (no annual fee for the first 2 cards)|
In order to activate your card for overseas use, you need to activate the magnetic stripe of your credit card. You can enable the magnetic stripe of your card in the following ways:
UOB SmartPay: With this plan, you will be able to pay your credit card bill in smaller instalments. You will be entitled to several benefits such as:
Fees and charges applicable are listed in the below table:
|Tenure->||3 months||6 months||12 months|
|Fee and interest rate applicable|
|Effective interest rate (EIR)||18.18% p.a.||10.43% p.a.||9.5% p.a.|
|One-time processing fee||3%||3%||5%|
Using your UOB PRVI Miles World Mastercard, you can make a cash withdrawal via phone, SMS and ATM. Your minimum and maximum cash withdrawal limit per day is S$200 and S$3,000 respectively. Your cash withdrawal amount is fixed against 75% of your credit limit or the available credit limit on your UOB card (whichever amount is lower).
You need to know if you qualify for this card before you decide to apply for it. Check your eligibility for nationality, age and income before you hit the apply button.
If your card is lost or stolen, you need to inform the bank immediately. You can call the 24-hour hotline number – from Singapore or from any other country – in order to report the loss of your card. You may have to file a police report and submit it to UOB. If you adhere to these conditions, your liability will be limited to S$100.
If the bank is not convinced that any transaction made on your card after it was stolen was of fraudulent nature, or you failed to inform the bank immediately after the card was lost or stolen, you will be held responsible for any unauthorised transaction.
There may be a lot of confusion in choosing one credit card when you have too many options. Our website will help you compare credit cards from several banks in Singapore and pick what is best for you.
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How to Enable/Disable Auto Debit & Standing Instructions
Pay your credit card bills without hassle by linking your bank account to payments. Do this by setting up a GIRO arrangement. Download the GIRO form from the bank’s website and complete it. Then send it to UOB through fax or mail. You can disable this setup by contacting the bank.
How to Apply for the Card & Check the Application Status
Online Form/SMS/Online Banking
The following are different methods to apply for this card:
In order to check the application status of your credit card, call UOB’s 24-hour hotline.
How to Check Balance
You can check your credit card balance and transaction history through:
How Can the Bill Be Paid?
ATMs/SingPost SAM/Online banking and others
Pay your credit card bills using the following modes of payment:
How Much Is the Minimum Payment to Be Made on the Card?
S$50 or 3% of your bill
You must pay at least 3% of your bill amount every month or S$50 (whichever is greater). Additionally, you must also pay the overdue amount from previous bills.
What Is the Grace Period?
You can get an interest-free period of 21 days from the date when the statement was generated, if the older bills have been paid fully.
Which Mobile Wallets Can This Be Used With?
Apple Pay/Samsung Pay/Android Pay/UOB Mighty/PayNow
Link your credit card to the following mobile wallets:
Can It Be Used With EZ-Link?
To get EZ-Link on your UOB credit card, you must download and fill application for ‘Auto Credit Card Top-Up Facility for EZ-Link Cards’. You must provide the card details that you wish to link in the form. Send the form via mail to Transit Link Office address.
How to Block or Unblock the Card
Contact the bank’s hotline
To block or unblock your credit card, contact the UOB’s 24-hour customer service hotline.
How to Reset the PIN
At branch/online/ATM/through form
The following are the ways to reset your credit card PIN:
What Is the Billing Cycle and the Bill Due Date?
See your monthly statement
The billing cycle depends on the number of business days in that particular month. However, billing is done once in a month and your statement of accounts will be sent to you. The payment due date will be mentioned in your monthly statement.
How to Get a Replacement Card
Use the relevant form from UOB website
Apply for a replacement card through ‘Card Replacement Form’. Download this form from UOB website, fill and submit it to UOB.
How to Temporarily Increase the Limit of the Card
Call UOB 24-hour helpline
For temporarily increasing the credit limit on the UOB PRVI Miles World Mastercard, call UOB customer service hotline. This service is available only in certain circumstances such as wedding, overseas travel, medical or hospitalisation, etc.