Spend at least S$800 per month to enjoy 8% SMART$ rebate at Market Place, Cold Storage, Giant and Guardian and Jasons.
Spend a minimum of S$400 each month to get 3% SMART$ rebate on grocery Market Place, Cold Storage, Giant and Guardian and Jasons.
Charge at least S$400 to your card in a month to earn the SMART$ rebates on contactless payments and recurring bills.
Get the rebate amount instantly when you spend at designated outlets like Cathay Cineplexes, World of Sports, Shell, and others.
The rebate is capped at 50 SMART$ per month for each cardholder.
The SMART$ rebates expire after six months of issuance.
Redeem Your Rewards
Miles can be redeemed at any of the 40 partner airlines of UOB, for reward vouchers or for cash credits. The cash earned can be used to offset your purchases or redeem for reward vouchers. To redeem –
Call the dedicated butler service if you want to redeem your earned miles for travel packages.
Visit the dedicated rewards page on the bank’s website, log in with your internet banking ID, and exchange the UNI$ for rewards of your choice.
Let Us Illustrate:
Let us assume that you charge S$24,000 worth of eligible local transactions to your card per year. Say you spend S$8,000 on overseas transactions. You also charge S$1,000 in hotel and airline ticket bookings through partner websites in a year.
The miles earned by you in a year are:
Online partner websites
The following table shows the number of miles you would need to fly one-way or both ways in specific airlines:
One-way ticket (economy)
To Africa with 55,000 miles (Economy Advance)
To the East Coast of the US with 40,000 miles (Economy Saver)
To the US with 55,000 miles
Get five S$100 vouchers and one S$50 voucher. Use these vouchers to offset a portion of your ticket price.
Return ticket (economy)
To Thailand and back with 50,000 miles (Economy Advance)
To New Zealand and back with 56,000 miles (Economy Saver)
To India and back with 45,000 miles
Complimentary Insurance Coverage
Get up to S$1 million in case of death or disablement.
Get up to S$200 per insured person for delayed connecting flights.
Receive up to S$200 per insured person for luggage delay beyond 6 hours.
Get up to S$400 per insured person for loss of luggage.
Get up to S$25,000 per insured person for medical evacuation or repatriation.
Who The Insurance Covers
The cardmember and his/her spouse will be covered by this insurance plan, provided the tickets and other travel costs are charged to the card.
The full sum insured will be offered only in the following cases:
Total permanent disability
Loss of limbs
Loss of sight in both eyes
Check https://www.uob.com.sg/personal/cards/credit/uob_prvi_miles_card/microsite/assets/pdfs/coi-prvimiles-cards.pdf to read the terms and conditions governing this plan.
How the Concierge/Butler Service Works
Enjoy exclusive access to UOB PRVI Travel Butler service.
Comprehensive travel assistance available include:
Insurance, and more
Call the dedicated hotline if you need assistance.
Type of Interest
25.9% p.a., subject to a minimum charge of S$3
Instalment Payment Plan (IPP)
Fees & Charges
Type of charge
Overseas Transaction Fee
2.8% of the transacted amount
Late Payment Fee
Supplementary card fee
First 2 cards free. S$128.4 for subsequent cards
Cash Advance Fee
6% of the amount, subject to a minimum charge of S$15
Activating the Card for Overseas Use
Yes, the magnetic stripe on the back of your card has to be activated if you wish to use your card at POS terminals overseas.
The magnetic stripe is, by default, kept in the deactivated state.
Don’t forget to deactivate the feature again on returning to Singapore.
This feature can be activated through any one of the following modes:
Visit a UOB ATM.
Visit a UOB branch.
Call the bank’s dedicated hotline.
Visit the dedicated page on the bank’s website to complete the process.
Download the relevant form from the bank’s website and mail it to the bank after filling it out.
Instalment Payment Plans
UOB 0% IPP:
It’s an interest-free instalment plan.
Spread your big-ticket purchase into affordable and easily manageable instalments to lower your cost burden.
The purchase value shouldn’t be less than the minimum amount as determined by the bank from time to time.
The purchase price, divided into specific number of equal instalments, will be charged to your card account.
An administrative fee of S$100 will be levied if the plan is terminated prematurely or the card account is cancelled, in which case, any outstanding balance will also have to be settled.
Keep your bills affordable by converting your high-value purchases into small instalments.
Spread your payment into 3, 6, or 12 monthly instalments, as per your choice and convenience.
Apply in a convenient manner by doing any of the following:
Filling out an online form.
Using your personal internet banking ID.
Using the bank’s SMS banking feature.
A one-time processing fee will be charged. It is:
3% for a 3-month plan.
3% for a 6-month plan.
5% for a 12-month plan.
The EIR applicable is:
18.18% p.a. for a 3-month plan.
10.43% p.a. for a 6-month plan.
9.5% p.a. for a 12-month plan.
Cash Withdrawal on UOB PRVI Miles Visa Card
Up to 75% of the credit limit available on your card can be withdrawn.
This facility is not available on temporary credit limit increase.
Up to S$10,000 can be withdrawn per day from UOB ATMs with your card.
Choose a daily ATM withdrawal limit from the following options:
The withdrawal limit can be changed through any one of the following modes:
By filling out a form at a UOB branch.
You can change back to the original cash withdrawal limit by following any one of the processes mentioned above.
Report the incident to the bank promptly.
File a police report and submit a copy of the same to the bank, if asked for.
Write a letter or make a statutory declaration following the prescribed format to confirm the incident and to provide other details asked for.
Your liability for unauthorised transactions charged to your card will be limited to S$100, provided:
You weren’t deemed to be grossly negligent.
You weren’t involved in the fraud, directly or otherwise, as per the bank’s assessment.
You have notified the bank of the incident at the earliest.
The bank may decide to waive off yout S$100 fraud liability charge at its discretion.
Replacement cards will only be issued in Singapore. However, if you lose your card abroad, call the bank to apprise it of the incident.
Visit our website for a full range of cards – grouped according to different spend categories. Here you can compare credit cards and read about all the perks and benefits available. This will help you to make a swift decision and apply online.
How to Enable/Disable Auto Debit & Standing Instructions?
Use GIRO or Bill Pay Services
To enable auto debit service for the bills linked to your credit card, you can opt for automatic bill payment service known as ‘Bill Pay’. To get this service:
Download the Payment Consent Form from UOB’s website.
Fill it and send via fax or mail to UOB.
To pay the credit card balance, complete the interbank GIRO form available on the bank’s site and send it to UOB.
How to Apply for Live Fresh Student Card & Check the Application Status?
Apply for this card in the following ways:
SMS: Existing cardholders can apply by sending an SMS.
At branch: Visit a UOB Singapore branch and talk to the bank’s officials.
Internet banking: Existing customers can apply through their internet banking account.
Online: Download, fill, and send the online application form along with the supporting documents.
Check the status of your application by calling UOB’s 24-hour hotline.
You can either apply online by filling up the form or log into your internet banking account. You could also walk into a nearest branch and apply for a card. Those who already have a UOB card can text 77862 for application.
To check the status of your application, you could call the bank’s hotline.
How to Check Balance
Mobile, online or phone banking
Know your credit card balance using:
UOB Mighty mobile banking.
How Can the Bill Be Paid
Online banking/GIRO/SAM/iNETS and others
The credit card bill payment modes are:
SAM Machine, AXS or iNETS Kiosk
How Much is the Minimum Payment to Be Made on the Card
3% of bill or S$50
Every month, you need to pay at least 3% of bill amount or S$50 (whichever is higher). If there’s any overdue amount or over-limit amount from previous bills, that also must be paid.
What Is the Grace Period?
Every month you will get a grace period of 21 days from the statement generation date, only if the previous bill is paid in full payment. This grace period means that you won’t be charged any interest on the purchases made in the given month.