This card is exclusively available only to members of certain professional associations. UOB says that it is reserved only for the select successful few. So if you’re a member of associations such as the Singapore Medical Association, Institute of Singapore Chartered Accountants, The Association of Chartered Certified Accountants, Alumni Association, or the Law Society of Singapore, you are eligible to apply for the UOB Professional Platinum Card. The annual fee on the card is waived off for life and also on the first supplementary card. This card also gives you a number of benefits when you dine out, offers SMART$ rebates at more than 400 outlets in the country, helps you save on fuel expenses, and gives you access to a number of other rewards across many categories including shopping, dining, and more.
|Reward points on retail purchases||UNI$1 per S$5 spent|
|Discount on petrol||
|Complimentary travel insurance||Not available|
|Airlines that the reward points can be used in||Jetstar, Scoot, and Singapore Airlines/SilkAir|
The UOB Dining Privileges programme gives you access to some of the best offers and dining privileges from leading restaurants in Singapore. You are given a wide choice of offers including 1-for-1, discounts, free side dishes when you order main course dishes, and many others. You also get to choose from various cuisines such as Western, Japanese, Chinese, Korean, and European. For example, you can get a discount of 10% on your total bill at Caffe Vergnano 1882 if you spend at least S$20. Get offers at other establishments like Din Tai Fung, The Fullerton Hotel Singapore, Goodwood Park Hotel, and many more and give your taste buds the treat of a lifetime.
The UOB Island of Rewards is a collection of some of the most exciting offers in Singapore spread out across various categories that include dining, entertainment, travel, and shopping. Through this programme, you can convert the UNI$ you have accumulated into vouchers. You can also convert the UNI$ into miles and use those to get discounts on flight tickets and get free seat upgrades. Your UNI$ can also be redeemed to get vouchers that can, in turn, be used to get discounts and deals at more than 1,000 participating merchant outlets in the country.
SMART$ rebates are a great way of getting discounts on your shopping bills. This card gives you SMART$ rebates of up to 10% when you shop at any of the outlets (more than 400) participating in this programme in Singapore, it gives you options to earn rewards faster. Each SMART$ is equivalent to a regular Singapore dollar and you can use them to offset your bills at brands such as World of Sports, Shell, Guardian, Cold Storage, Ogawa, Cathay Cineplexes, Giant, and many others.
Now save on your fuel bills every time you purchase petrol from any of the 98 petrol stations participating in the UOB Fuel Power programme. Use this card to pay for fuel purchases at Shell fuel stations in Singapore and get discounts of up to 20.8%.
Let’s say you have spent S$4,000 in a mont h. With every S$5 spent on retail purchases, you will earn UNI$1. Hence, you will earn UNI$800 in a month. The UNI$ can also be converted to KrisFlyer or Asia miles. Each UNI$ will give you 2 miles. So, the reward points you will earn for each category in this scenario is:
|Spend category||Monthly spend||Points earned (UNI$)||Equivalent miles|
|Other retail spends||S$1,000||200|
Redeem your reward points for vouchers from over 4,000 participating merchants by:
Use UOB Island of Rewards to exchange your points for:
The UOB Instant Rewards Programme lets you redeem your vouchers at over 4,000 restaurants and stores. The points earned can also be used to offset your credit card bills.
Some of the participating merchants in the SMART$ rebate programme are
|Type of interest||Charge|
|Retail purchases||25.9% p.a.|
|Cash advance||28% p.a.|
|Instalment payment plan||SmartPay - 0% for 3, 6, and 12 months|
|Type of charge||Charge|
|Annual fee||Perpetual annual fee waiver if you are a member of one of the prescribed associations.|
|Overseas transaction fee||2.8% on the transaction amount|
|Late payment fee||S$90|
|Cash advance fee||6% of the withdrawn amount or S$15, whichever is more|
|Supplementary card fee||S$96.30 (second card onwards)|
Yes, the magnetic stripe on the back of your card has to be activated for overseas use. Magnetic stripes are needed in some countries outside Singapore for retail transactions.
Follow any one of the steps mentioned below to activate your card for overseas use:
On returning to Singapore, use any one of the steps discussed above to deactivate the magnetic stripe on your card. This is recommended for security reasons.
Check your UOB Professionals Platinum Card eligibility by visiting our UOB credit cards page.
In case your credit card is stolen, lost or misused, you must:
Liability for any unauthorised use of your card will be limited to S$100, provided:
If you are looking for specific benefits on card, you must first compare credit cards in the particular category. A comprehensive comparison will help you narrow down your options and pick one among the many.
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How to Enable/Disable Auto Debit & Standing Instructions
If you set up a GIRO facility linking a bank account and credit card payment, you will not have to worry about remembering due dates any more. Find the interbank GIRO form on UOB’s website (or get it from your nearest branch), complete it, and send to the bank via mail or fax.
How to Apply for the Card & Check the Application Status
SMS/Online Banking/at branch
You can contact the bank on the Customer Service number to enquire about your credit card application status.
How to Check Balance
Phone Banking/Online Banking/UOB Mighty
The ways in which you can check your credit card usage are:
How Can the Bill Be Paid?
ATMs/Online banking/SingPost SAM/AXS and others
How Much Is the Minimum Payment to Be Made on the Card?
S$50 or 3% of the outstanding amount
The minimum payment to be made stands at 3% of the outstanding amount, and includes any overdue sum. It is however, subject to a minimum charge of S$50.
What Is the Grace Period?
If your outstanding amount has been cleared in full previously, you will get a grace period of 21 days. This is calculated starting from the day the statement is generated.
Which Mobile Wallets Can This Be Used With?
PayNow/UOB Mighty/Apple Pay/Samsung Pay/Android Pay
Can It Be Used With EZ-Link?
You can use your credit card for EZ-Link service. You have to download the relevant form available online, fill it, and post it to the Transit Link office to opt for this facility.
How to Block or Unblock the Card
Call the customer service helpline
To block your UOB Professional Platinum Card, you must call the Customer Service hotline. In case you want to unblock it, you must call the same number.
How to Reset the PIN
Download the replacement form and send to UOB
You have to download the Replacement of Credit/Debit Card and PIN form, available on the bank’s webpage. Fill this form completely and post it to the bank. The bank will process your request and send your new PIN directly to your mailing address.
What Is the Billing Cycle and the Bill Due Date?
Check the credit card bill
The billing cycle is counted every month, and accounts for the period between two successive monthly statements. It is usually determined based on the number of working days for that particular month. Your monthly statement will generally indicate the billing period for a particular month along with the due date for billing.
How to Get a Replacement Card
Send the replacement form to UOB
You have to download and completely fill the Replacement of Credit/Debit Card and PIN form available on the bank’s webpage. Based on this filled form the bank will approve your request and send the new card directly to your mailing address.
How to Temporarily Increase the Limit of the Card
Contact the bank
You can contact the bank by calling at the dedicated number for a temporary increase of your credit limit. This facility is only available if you’re requesting it for one of the reasons listed below: