• UOB Professionals Platinum Credit Card

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    UOB Professionals Platinum Credit Card Promotions

    The UOB Professionals Platinum Credit Card is a popular rewards card offered by UOB and comes with some exciting features and privileges. Let us take a look at some exclusive promotional offers associated with the card.

    • Roomorama
      • Get 8% off with your UOB Professionals Platinum Credit Card on Roomorama apartments and villas across the globe.
      • The offer is valid on bookings made before 31 December 2017 on stays till 30 April 2018.
    • Belif
      • Spend a minimum of S$50 and get a 10% off at Belif stores in Singapore.
      • The promotional offer is valid till 31 December 2017.
    • Eu Yan Sang
      • With your UOB Professionals Platinum Card, you get free membership at Eu Yan Sang.
      • Sign up for the membership with your UOB Credit Card and get 5% off on regular items.
      • The offer is valid till 30 September 2017.
    • Growing Fun
      • Spend a minimum of S$80 and get 10% discount with your credit card.
      • The offer is valid till 31 December 2017.
    • Rip Curl
      • Enjoy 15% off on purchases made with your UOB Credit Card at Rip Curl. The offer is applicable to Rip Curl stores across the Island State.
      • The promotional offer is valid till 20 February 2018.
    • Uber Promotion
      • Use your UOB Professionals Card to get S$20 off on your first Uber ride.
      • In order to use the offer, you are required to enter the Promo Code ILOVEUOB.
      • The promotional offer is valid till the end of February 2018.

    UOB Professionals Platinum card

    UOB Professionals Platinum credit card by UOB is designed specially for a certain class of people. The card comes with amazing perks and benefits along with high rewards. The credit card has a high eligibility criteria and yet, inexpensive. Both Singaporeans and foreigners can avail the credit card if they fulfil the eligibility criteria.

    Joining benefits/perks

    Listed below are some perks that you can avail when you apply for UOB Professionals Platinum credit card:

    • The bank is currently offering S$80 cash credit when someone applies for UOB Professionals Platinum credit card and gets approved.

    Features of UOB Professionals Platinum credit card

    UOB Professionals Platinum credit card comes with some amazing perks and features. Listed below are the features of UOB Professionals Platinum credit card:

    • It is a rewards card.
    • The card is designed only for the elite class.
    • Offers amazing dining privileges along with rewards that can be redeemed for free flights and upgrades.
    • The card offers SMART$ rebates at more than 60 participating merchants and outlets.
    • The card is available to Singaporeans and Foreigners.
    • In order to be eligible for the card, one has to be a member of:
      • Alumni Association
      • Institution of Singapore Chartered Accountants
      • Law Society of Singapore
      • Singapore Medical Association
      • The Association of Chartered Certified Accountants
    • No annual fee for the primary card.
    • Free supplementary card.
    • Low interest rate.
    • Hassle free application process.
    • Quick processing.
    • Easy and simple documentation.

    Rewards

    UOB Professionals Platinum credit card comes with some amazing rewards. Given below are the rewards of UOB Professionals Platinum credit card in different categories:

    • Earn UNI$ with every purchase you make with this uob credit card and later exchange the UNI$ for dining, shopping or travel vouchers in UOB rewards programme.
    • The card offers SMART$ rebate at over 60 participating outlets.
    • The UNI$ points can be collected and redeemed for free flights and travel upgrades.

    Benefits of UOB Professionals Platinum credit card

    Listed below are the benefits of UOB Professionals Platinum credit card:

    • Offers five types of credit cards for members of different classes.
    • The card offers up to SMART$ rebate at over 60 outlets.
    • Provides a 0% installment payment plan with which the cardholder can enjoy installment payment at 0% interest for about 6 months.
    • Offers discounts and complimentary meals/drinks when you pay with the credit card at over 1000 restaurants in Singapore.
    • The card comes with various other UOB privileges.
    • Exchange UNI$ rewards for free flights and other travel upgrades.

    Fee and charges

    Type of fee Amount payable
    Annual fee for primary card Free for lifetime for principal card
    Supplementary card fee

    Free for the first year

    First year annual fee waived off for second supplementary credit card

    S$96.30 per annum for supplementary card

    Interest rate 25.09% per annum
    Late payment charges The cardholder should pay a fee of S$60 if the minimum payment isn’t made by the due date.
    Cash advance fee 6% of cash advance amount subject to a minimum spend of S$15
    Minimum monthly payment 3% of current balance or S$50, whichever is higher, along with any overdue amount.
    Interest on cash advance 28% per annum
    Overlimit fee S$40
    Administrative fee NA

    Transaction in foreign currencies

    In case of transaction in foreign currencies, the cardholder is liable to pay an administrative fee of 2.5%.

    How to apply for UOB Professionals Platinum credit card

    One can apply for UOB Professionals Platinum credit card either online or offline. In order to apply online, the applicant can either visit the official website of UOB Singapore and apply by filling the online form or apply through third party financial websites if the provision is made. In order to apply for the card offline, the applicant can visit one of the UOB branches in Singapore and fill the form.

    Eligibility criteria for UOB Professionals Platinum credit card

    • Minimum age: 21 years and above
    • Minimum age for supplementary applicants: Not available
    • Minimum income for Singaporeans: S$30,000 per year or fixed deposit collateral of S$10,000.
    • Minimum income for foreigners: S$40,000 per year or fixed deposit collateral of S$10,000

    Documents required

    Every applicant needs to submit certain documents while applying for the credit card. Listed below are the documents that need to be submitted at the time of application:

    Salaried individuals

    • Passport copy
    • Latest original payslip
    • Last 12 months of CPF statement

    Self employed individuals

    • Passport copy
    • 6 months latest bank statement
    • Last 12 months of CPF statement

    Foreigners

    • Passport copy
    • A copy of work permit
    • A copy of telephone bill or utility bill
    • Income Tax Notice of Assessment
    • Latest payslip

    Interest on UOB Professionals Platinum credit card

    UOB Preferred Platinum Visa card comes at a rate of interest of 25.9% per annum. In case the cardholder fails to make the minimum payment on the credit card, 3% of the monthly outstanding balance along with outstanding minimum payment amount plus the amount in excess of the credit limit or S$50 should be paid depending on whichever is higher.

    Repayment

    The cardholder is expected to make minimum monthly payments on the credit card. Listed below are the payment modes for UOB Professionals Platinum credit card:

    • ATM- The payment can be made through savings account or current accounts or a DSB/POSB/OCBC debit/ATM card.
    • Phone banking/Internet banking- The payment can be made either through UOB phone banking or UOB Personal Internet Banking.
    • S.A.M Machines/ iNets/ Kiosks/ AXS-The payment can be made through any of the mentioned modes.
    • InterBank GIRO- Payment will be automatically deducted from the account.

    Lost/Stolen card liability

    In case of stolen or lost cards, the cardholder should file a police report along with a written confirmation. The cardholder is held liable for any unauthorised purchases made on the card if the cardholder was careless to not inform the bank about the loss or theft of the credit card.

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