The UOB Lady’s Platinum Card is particularly designed to suit diverse requirements women and make several aspects of their life more convenient. This UOB credit card also offers scores of benefits through cash backs, savings and discounts, giving a different dimension to everyday spending. Let’s look at the key features, promotions and benefits associated with the UOB Platinum Lady’s Card. Note that the UOB Lady’s Platinum card is one of three UOB Lady’s Credit Cards designed specifically for to meet the interest of Women.
Get to spend up to S$150 for your shopping expeditions upon successful approval of your UOB Lady’s Platinum Card application.
Fee and charges
|Type of fee||Amount payable|
|Supplementary card fee||S$96.30|
|Interest rate||25% p.a.|
|Late payment charges||S$80 – S$200|
|Cash advance fee||6% or S%15, whichever is higher|
|Interest on cash advance||28%|
Transactions in foreign currencies
Transactions using the UOB Lady’s Platinum Card can be made in foreign currencies and attract an administrative charge of 2.5% of the transacted amount. Transactions made in currencies other than USD are first converted to USD before being converted to SGD at prevailing exchange rates.
UOB allows for cash withdrawals through the UOB Lady’s Platinum Card at UOB ATMS. You are allowed to withdraw up to 75% of your total credit limit. The interest on the cash advance is 28% and a cash advance handling fee of 6% of the withdrawn amount is charged.
Details about the cash advance option
The cash advance options allows you to withdraw cash instantly using your UOB Lady’s Platinum Card. The cash advance options can be availed through the following ways:
If you wish to apply for the UOB Lady’s Platinum Card, you can visit the bank’s website and provide all relevant details relating to income and employment. Once you do so, a representative from the bank will get in touch with you. You can also apply for the UOB Lady’s Platinum Card by visiting any of the bank’s branches.
If you hold a UOB Lady’s Platinum Card, you are required to pay a minimum of 3% of the outstanding amount due for the current month. IN case your credit limit is exceeded, 5% of the outstanding amount plus the amount by which your credit limit is exceeded needs to be paid.
Late payments will attract a fee of anywhere between S$80 and S$200. In case of defaults, 5% of the amount outstanding for the current month plus minimum payments over previous months need to be paid.
Lost/stolen card liability
In case you wish to report loss or theft of your UOB Lady’s Platinum Card, you can contact the bank’s Customer Service Number and provide details of your most recent transactions and other relevant details including those relating to your identity. Once done, the bank will block future transactions from taking place on your card. The amount to be paid to apply for a new UOB Lady’s Platinum Card is S$100.