Grab a credit card that gives you better rewards & more!
  • loading

    We found 1 SCB Visa Infinite Card for Travel
    Card
    1st Year Fee
    Rewards
    Joining Perks
    588.50
    S$100 CAPITAVOUCHERS BANKBAZAAR EXCLUSIVE DEAL
    What you'll love
    Think about
    Fee details
    BankBazaar Exclusive Deal
    Eligibility Criteria
    SCB Visa Infinite Card for Travel
    Credit Card BYTES FROM OUR KITCHEN

    SCB Visa Infinite Card for Travel

    Credit Card Application

    With the Standard Chartered Visa Infinite Card, you not only enjoy miles on every dollar that you spend, but you also get access to VIP lounges and other travel perks throughout the year.

    • Earn 1.4 miles for every S$1 spent locally and 3 miles for every S$1 spent overseas, with a minimum spend of S$2,000 each month.
    • Enjoy exclusive travel privileges such as privileged hotel and resort rates, golfing perks, airport lounge access, free travel insurance, yacht privileges, and exclusive discounts on fine dining.

    Best suited to: Those looking for exclusive travel privileges rather than just earning air miles.

    Key Features

    Feature Description
    Annual Fee S$588.50
    Miles per S$1 on local expenses Up to 1.4 miles
    Miles per S$1 on overseas expenses Up to 3 miles
    Complimentary Travel Insurance Up to S$1 million
    Concierge/Butler Service Available
    Airport Lounge Access
    • 6 complimentary visits for the cardholder alone. Each guest will be counted as 1 visit.
    • Every subsequent visit will be charged US$27.
    Airlines that miles can be used in Singapore Airlines
    Limousine N.A.
    Expedited Immigration N.A.

    Joining Perks and Signup Bonuses

    • Receive a joining bonus of 35,000 miles OR 15,000 miles and a 28-inch Samsonite Lite-Shock Spinner priced at S$950.
    • These miles will be credited to your account within 30 days once your card is activated.
    • If you choose the luggage, then you will receive a redemption letter by mail within 60 days.

    Additional benefits

    • Enjoy 30% off at participating golf clubs in the Asia Pacific region.
    • Wellness offers include discounts at spas in Capella and the Ritz-Carlton.
    • Make contactless payments easily through the card. There’s no need of signatures for purchases lower than S$100.
    • For dining out, enjoy 20% to 25% off at all restaurants and bars at The Fullerton during your birthday month.
    • Enjoy exclusive offers from Visa such as one day’s complimentary rental from Hertz Asia and free stays at the Ritz-Carlton, Starwood Hotels and Resorts, and Mandarin Oriental.
    • Enjoy luxury yacht privileges with a preferential rate of S$1,200 from Mondays to Thursdays and S$1,500 from Fridays to Sundays. To be eligible for this benefit, you have spend at least S$75,000 a year.
    • The promotional offers on this card include privileges at Hotels and Resorts such as 20% off at Banyan Tree Hotels and Resorts, S$100 off on bookings above S$700 at the Luxe Nomad, and up to 15% off at the Ritz-Carlton Millenia, among others.
    • Maximise your rewards points by paying your taxes with the Visa Infinite Card. You will earn 3.5 points for every S$1 that you charge to your card if your monthly spend is S$2,000 or above. For monthly spends below S$2,000, you will earn 2.5 points for every S$1 charged to your card.
    • All of these promotional offers as well as other offers provided by Standard Chartered and Visa are subject to a validity period as well as individual terms and conditions.

    Earning Rewards

    • Convert the points that you earn on your card to miles. Every 5 points is equivalent to 2 miles.
    • It will take at least 5 to 7 working days to convert your points to miles and you will be charged S$25 for each conversion.
    • The miles you redeem need to be credited to your KrisFlyer account. You will need a minimum of 7,500 KrisFlyer miles to redeem them for a ticket.
    • If you are redeeming your points for a hotel or resort stay, then you will also need to call the concerned hotel or resort and make a reservation. The voucher does not guarantee you a reservation.
    • You can also redeem your points for retail, culinary, and wellness vouchers, among others. Once you select a reward, the voucher will be sent to your billing address. You will need to redeem it before its expiry date at the merchant.

    Let Us Illustrate:

    Let’s say you spent S$3,000 every month for a whole year. Your annual bill amounts to S$36,000. Of this total amount, local currency transactions were made for 10 months and overseas transactions were made for 2 months. You earned 4,200 miles each month (for 10 months) for local transactions and 9,000 miles per month (for 2 months) on overseas transactions.

    Additionally, you also received 35,000 miles when you applied for this card.

    So, the total miles that you have earned at the end of the year is 95,000 miles. If you decide to make a trip to the East Coast of the United States of America, then these are the miles that you will need:

      Singapore Airlines
    One way ticket (Economy Saver) 40,000 miles (Leaving you with 55,000 miles)
    Return ticket (Economy Saver) 80,000 miles (Leaving you with 15,000 miles)

    What Does the Complimentary Insurance on This Card Cover?

    Category Coverage Amount
    Personal Accident Cover
    • Up to S$1 million if the insured person is up to 69 years old
    • Up to S$500,000 if the insured person is 70 years and above
    Medical Expenses
    • Up to S$50,000 if the cardholder is up to 69 years old
    • Up to S$25,000 if the cardholder is 70 years and above
    Emergency Medical Evacuation and Repatriation Up to S$100,000 per insured person
    Compassionate Visit Up to S$5,000 per insured person
    Delayed Baggage Up to S$1,000 per cardholder
    Loss of Baggage Up to S$5,000 per cardholder

    Who All Will be Covered by the Insurance?

    The complimentary travel insurance is applicable only to the cardholder. It is applicable only if all your tickets in and out of Singapore are charged to your Standard Chartered Visa Infinite Card.

    How Does the Concierge/Butler Service Work?

    The Visa Infinite Concierge and Emergency Service is available 24 hours a day. You can use this service to book flight tickets, make hotel reservations, and take care of all your lifestyle and travel needs.

    To make a booking or a reservation through the service, download the Visa Concierge app. Alternatively, you can call them on 1800 823 2049 if you are in Singapore and +65 6823 2049 if you are overseas.

    Interest rates

    Type of Interest Charge
    Retail Purchases 25.9% p.a.
    Cash Advance 0.077% per day on the withdrawn amount
    Instalment Payment Plan 0% p.a.

    Other fee and charges

    Type of Charge Charge
    Overseas Transaction Fee
    • Standard Chartered administrative fee: 2.5% of the converted Singapore dollar amount
    • Visa fee: 1% of the transaction amount
    Late Payment Fee S$80
    Over-limit Fee S$40
    Cash Advance Fee 6% of the amount withdrawn, with a minimum of S$15
    Supplementary Card Fee Free

    Activating the card for overseas expenses

    Your Visa Infinite Credit Card will need to be made ready for overseas use. You can do this either on the activation webpage on Standard Chartered’s Singapore website, or by sending an SMS to 5432. You can also deactivate your card for overseas use the same way.

    Keep in mind though, that enabling or disabling your card for overseas use will only affect cash withdrawals from ATMs and point of sale transactions that use the magnetic stripe. EMV chip transactions do not need any sort of activation.

    Instalment payment plans available

    Standard Chartered offers you two types of instalment payment plans for your credit card. They are:

    • 0% Interest Instalment Plan: This instalment payment plan allows you to convert your purchases into affordable instalments at no interest. All you have to do is inform the staff at any participating merchant outlet that you wish to convert the purchase into instalments before charging it to your card. You can choose from tenures of up to 36 months and still earn points on your purchases.
    • EasyPay: With this plan, you can convert any transaction of at least S$500 into easily payable instalments. You can choose either a 6-month or a 12-month tenure. No interest will be charged, but you will have to pay a one-time processing fee. The effective rate of interest (EIR) for the 6-month and 12-month tenures are 17.6% p.a. and 9.5% p.a. respectively.

    Cash Withdrawal on the Credit Card

    The amount you can withdraw using your card in the form of cash advance is dependent on your credit limit availability. To know the amount of cash advance you are eligible for, contact a Standard Chartered representative.

    Eligibility Criteria

    If you want to know whether your application for the Standard Chartered Visa Infinite Card will be approved, check the eligibility parameters on this page.

    Lost/Stolen cards

    If you discover that your credit card is missing or has been stolen, then you need to immediately notify the bank in writing. You may also have to provide the bank with a statutory report in a format prescribed by them or a police report. In addition to this, you will have to provide the bank with any documents that they may require.

    Once the bank is satisfied that you were in no way responsible for the loss of your card, your liability for any unauthorised transaction is limited to S$100.

    Do you feel you only know the basics of your card? Do you want to explore more about credit cards? Here we are to assist you with that. Browse through our website to get most of your credit card-related queries answered.

    Credit Card Tips

    RELATED CARD PRODUCT

    Standard Chartered Priority Visa Infinite Card Standard Chartered Priority Visa Infinite Card
    Annual Fee: S$321.00 Who Is It For: Priority banking customers What You Get: 1 air mile for each S$1 spent
    Show Me Details

    RECENTLY VIEWED PRODUCTS

    HSBC Visa Infinite Credit Card HSBC Visa Infinite Credit Card
    Annual Fee: S$650 Who Is It For: Who lead privileged lifestyle What You Get: Access to VIP airport lounge
    Show Me Details

    YOU MIGHT ALSO LIKE

    Citi PremierMiles Visa Card Citi PremierMiles Visa Card
    Annual Fee: S$192.60 (1-year waiver) Who Is It For: Who travel frequently What You Get: Up to 2 Miles for S$1 spent
    Show Me Details

    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    By submitting direct debit authorisation form

    You can use either the recurring payment plan or the automatic direct debit arrangement to get auto debit facility for paying your card bills or recurring bills.

    • Fill and submit the direct debit authorisation form to the merchant to get approval. You can obtain this form either from the billing organisation or the bank.
    • For the recurring payment plan, download the relevant form available online, fill it, and submit it to the bank for approval.
    • You can disable standing instructions for your card by contacting the billing organisation or the bank.

    How to Apply for the Card & Check the Application Status

    On our site

    Find out whether you’re eligible for this card and apply for it directly on BankBazaar.

    How to Check Balance

    Online/SMS/mobile

    You can check your credit card balance in one of the following ways:

    • Online Banking
    • Mobile Banking
    • SMS Banking

    How Can the Bill Be Paid?

    Internet banking/phone banking/GIRO/cash/cheque and others

    You can pay your credit card bills in one of the following ways:

    • AXS Stations
    • Online banking
    • Phone banking
    • Interbank GIRO
    • Cash deposit machines
    • Cash at branch teller counters
    • Through crossed cheques deposited at Express Cheque Deposit boxes

    How Much Is the Minimum Payment to Be Made on the Card?

    1% of the dues or S$50

    • The minimum payable amount is S$50.
    • You have to pay at least 1% of the principal sum with interest.
    • Any fees, charges, overlimit sum, or previous outstanding amount will be added on top of the 1%.

    What Is the Grace Period?

    22 days

    If you make full payments every month, and there’s no outstanding amount from previous billing cycles, you can enjoy an interest-free period of 22 days from the date on which the statement was issued.

    Which Mobile Wallets Can This Card Be Used With?

    Google Pay/Samsung Pay/Apple Pay/PayNow

    The following mobile wallets can be linked to your SCB credit card:

    • Google Pay
    • Samsung Pay
    • Apple Pay
    • PayNow

    Can It Be Used With EZ-Link?

    Yes

    You can use this credit card for EZ-Link payments and top-ups.

    How to Block or Unblock the Card

    Call the bank’s customer care number

    You can block or reactivate your credit card by calling the Standard Chartered 24x7 hotline.

    How to Reset the PIN

    Call the bank’s customer care number

    • You can change your PIN through internet banking.
    • In case of a lost or stolen card you can call the bank’s customer service hotline requesting an immediate termination of the PIN. In this case, the bank will issue you a new PIN.

    What Is the Billing Cycle and the Bill Due Date?

    • The billing cycle is usually counted between two successive monthly statements.
    • It is determined based on the number of working days for the particular month taken under consideration. The cycle usually depends on the number of business days in the given month.
    • You will generally find the billing cycle and the bill due date in your credit card statement.

    How to Get a Replacement Card

    Call the bank’s customer care number

    You can get in touch with the bank through the 24/7 Customer Care hotline number and place the request for a new card.

    Standard Chartered Visa Infinite Credit Card Reviews

    Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.