With the Standard Chartered Platinum Visa Card, you can win rewards points on eligible purchases under the bank’s 360 Rewards programme. If you open a current account with the bank, you will earn additional points on your card spending.
Best suited to: Those who like to earn rewards on all purchases.
|Annual fee||S$192.60 (waived for the first three years)|
|Reward points on all retail purchases||1 point per S$1|
|Complimentary travel insurance||Not available|
Say you have spent S$2,000 in a month on your card in various categories. According to the programme, you will earn 2,000 Reward Points in the same calendar month. The table below shows the number of Reward Points you will earn according to the spend amount per month:
|Spend categories||Monthly spend||Points Earned|
|Other retail expenses||S$500||500|
|Type of interest||Charge|
|Retail purchases||26.9% p.a.|
|Cash advance||0.077% per day (approximately 28.105% p.a.) on the withdrawn amount|
|Instalment Payment Plan (IPP)||EasyPay and 0% Interest Instalment Plan|
|Type of charge||Charge|
|Foreign currency transactions||3.5% on the converted amount|
|Late payment fee||S$80|
|Cash advance fee||6% of the withdrawn amount or S$15, whichever is higher|
|Supplementary card fee||S$0 (for up to 5 cards)|
The magnetic stripe on the back of your credit card is disabled to enhance the security of the card. If you want to activate your card for overseas use, you can follow either of these methods:
Standard Chartered offers 2 types of instalment payment plans. They are:
If you want money on an urgent basis, you can withdraw from your credit card. You can visit any Standard Chartered ATM in Singapore or abroad, or an affiliated Visa ATM. You can also get money from an SCB branch.
To know if you are eligible for the SCB Platinum Visa Card, check out our Standard Chartered credit cards page.
If your credit card is lost or stolen or misused, you must notify the bank immediately by calling the hotline or by notifying them in writing. You must also inform the police and submit the police report to the bank.
According to the Association of Banks in Singapore (ABS), the maximum amount you are liable to give the bank in case of loss or theft or the card is S$100. But if the bank finds out that the loss/theft/misuse was due to your negligence or you were part of the fraud, then you will be responsible for the entire amount charged to the card.
When you are applying for a credit card, you might want to know all the associated benefits such as shopping, travel, dining, and everyday spends. On our site you will find credit cards explained in detail for your quick reference.
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