With the Standard Chartered Platinum Visa Card, you can win rewards points on eligible purchases under the bank’s 360 Rewards programme. If you open a current account with the bank, you will earn additional points on your card spending.
Best suited to: Those who like to earn rewards on all purchases.
|Annual fee||S$192.60 (waived for the first three years)|
|Reward points on all retail purchases||1 point per S$1|
|Complimentary travel insurance||Not available|
Say you have spent S$2,000 in a month on your card in various categories. According to the programme, you will earn 2,000 Reward Points in the same calendar month. The table below shows the number of Reward Points you will earn according to the spend amount per month:
|Spend categories||Monthly spend||Points Earned|
|Other retail expenses||S$500||500|
|Type of interest||Charge|
|Retail purchases||25.9% p.a.|
|Cash advance||0.077% per day (approximately 28.105% p.a.) on the withdrawn amount|
|Instalment Payment Plan (IPP)||EasyPay and 0% Interest Instalment Plan|
|Type of charge||Charge|
|Foreign currency transactions||3.5% on the converted amount|
|Late payment fee||S$80|
|Cash advance fee||6% of the withdrawn amount or S$15, whichever is higher|
|Supplementary card fee||S$0 (for up to 5 cards)|
The magnetic stripe on the back of your credit card is disabled to enhance the security of the card. If you want to activate your card for overseas use, you can follow either of these methods:
Standard Chartered offers 2 types of instalment payment plans. They are:
If you want money on an urgent basis, you can withdraw from your credit card. You can visit any Standard Chartered ATM in Singapore or abroad, or an affiliated Visa ATM. You can also get money from an SCB branch.
To know if you are eligible for the SCB Platinum Visa Card, check out our Standard Chartered credit cards page.
If your credit card is lost or stolen or misused, you must notify the bank immediately by calling the hotline or by notifying them in writing. You must also inform the police and submit the police report to the bank.
According to the Association of Banks in Singapore (ABS), the maximum amount you are liable to give the bank in case of loss or theft or the card is S$100. But if the bank finds out that the loss/theft/misuse was due to your negligence or you were part of the fraud, then you will be responsible for the entire amount charged to the card.
When you are applying for a credit card, you might want to know all the associated benefits such as shopping, travel, dining, and everyday spends. On our site you will find credit cards explained in detail for your quick reference.
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How to Enable/Disable Auto Debit & Standing Instructions
You can enable the auto debit and standing instructions by filling out the Direct Debit Authorisation form, which is available with the participating merchants as well as with the bank. If you are looking to apply for recurring payment plan, which allows you to consolidate your bills into one single payment, you can download the form the bank’s website. To disable such instructions, you can reach out to the bank or the billing organisation.
How to Apply for the Card & Check the Application Status
You can check your eligibility for the Standard Chartered Platinum Visa Card and apply for it through BankBazaar. To check your card application status, you can get in touch with our customer service team.
How to Check Balance?
You can check your card balance at any time through SMS banking, online banking, and mobile banking.
How Can the Bill Be Paid?
Phone/internet/cash/cheque and more
There are various ways in which you can pay your card bill:
How Much Is the Minimum Payment to Be Made on the Card?
1% of the dues or S$50
Your minimum payment would be 1% of the principal amount plus interest and other fees and charges, or S$50, whichever amount is higher. Additionally, if there is any amount overdue from previous statement and if there is any amount borrowed in excess of the credit limit, you will have to pay that as well.
What Is the Grace Period?
You will get a grace period (interest-free period) of at least 22 days starting from the date of the statement.
Which Mobile Wallets Can This Card Be Used With?
Samsung Pay/Google Pay/Apple Pay/PayNow
You can link this card with various mobile wallets:
How to Block or Unblock the Card?
Call the bank’s hotline
You can get your card blocked or unblocked by calling the bank’s 24-hour hotline number.
How to Reset the PIN?
Call the bank’s hotline
You can call the bank’s 24/7 phone banking unit to reset your credit card PIN.
What Is the Billing Cycle and the Bill Due Date?
You can check your monthly statement to know your billing cycle and the bill due date. The billing cycle and due date varies from customer to customer. The usual billing cycle is a period of 30 days, and you will receive the first bill a month after the card’s approval date.
How to Get a Replacement Card?
Call the bank’s hotline
In the event of loss, damage, or expiry of your existing card, you can call the bank’s customer service team to request for a replacement card.
How to Temporarily Increase the Limit of the Card?
Get in touch with the bank to get your card limit temporarily increased.