This card from OCBC is aimed at travellers who are looking to earn miles on their trips and get access to concierge services, among other privileges. Here are the highlights of this card:
Best suited to:This credit card is best suited for frequent flyers.
|Miles per S$1 spent on local transactions||
|Miles per S$1 spent on overseas transactions||2.3 miles|
|Complimentary travel insurance||Up to S$1.5 million|
|Hotel privileges||10% discount on Premier Club room at Orchard Hotel, Singapore|
|Airlines that the miles can be used in||Any airline|
|Limousine/cab services||Spend S$3,000 in a month and get up to 2 complimentary limousine transfers every month|
|Expedited immigration||Not available|
|Butler/concierge services||VOYAGE Exchange - Your Personal Concierge|
Receive free VOYAGE Miles on paying the annual fee of your principal card. The number of free miles awarded would depend on the annual fee. Your options are:
Let’s say you spend S$12,000 in a year. According to the miles program, you will receive 27,600 KrisFlyer miles in a year (12,000 x 2.3 miles). You receive 15,000 miles as your joining benefit for paying the annual fee.
So, the total miles you have earned in the first year of card membership is 15,000 (joining benefit) + 27,600 VOYAGE miles, totalling to 42,600 VOYAGE miles. Here is how you can redeem your miles for flight tickets at participating airlines:
|Singapore Airlines||Silk Air||Asia Miles|
|One-way ticket to Malaysia (Economy)||15,000 miles||15,000 miles||10,000 miles|
|Return ticket from Malaysia (Economy)||30,000 miles||30,000 miles||20,000 miles|
The table below shows the sum assured for each benefit:
|Personal accident benefit||Up to S$1.5 million|
|Medical costs reimbursement overseas||Up to S$35,500|
|Flight delay||Up to S$200|
|Baggage delay||Up to S$200|
|Loss of baggage||Up to S$200|
This policy will cover you if you aren’t aged more than 65.
The OCBC VOYAGE Credit Card offers 24/7 assistance to plan and organise your lifestyle and travel needs, which includes:
The table below shows the interest rates applicable on this card:
|Type of Interests||Charge|
|Retail purchases||25.92% p.a.|
|Cash advance||28.92% p.a. of the withdrawn amount|
|Instalment payment plan||0% p.a.|
|Type of charge||Charge|
|Minimum payment per month||S$50 or 3%, whichever is more|
|Cash advance fee||6% of the withdrawn amount or S$15, whichever is more|
|Overseas transactions fee||1.8%|
|Supplementary card fee||S$188 (waived for the first year for 2 cards)|
|Late payment fee||S$60|
Yes, it is mandatory to activate the magnetic stripe of your card for retail transactions abroad. You can do it by following one of the methods mentioned below:
You are required to meet certain criteria in order to be eligible for this card. Check out the dedicated page on our website for more information.
In case your credit card is stolen, lost or misused, you must immediately notify the bank by calling the customer service helpline number.
Your liability for unauthorised transactions charged to your card will be limited to S$100, provided:
When you want to finalise on a credit card, you need to look into various aspects. You need to look at the card’s key features, benefits, promotions, interest rates, etc. Browse through the BankBazaar Singapore website to find out more on cards.
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How to Enable/Disable Auto Debit & Standing Instructions
Submit the GIRO form
To make either full or minimum payments on your OCBC Voyage Card automatically every month without your intervention, you can fill and submit the GIRO form. It can be found on OCBC’s official website.
How to Apply for the Card & Check the Application Status
Online or at branch
To apply for this card, you can fill the online application form, based on which a Relationship Manager from OCBC will contact you and guide you with the application process. You can check the status of your credit card application request by calling your Relationship Manager on the specific hotline number.
How to Check Balance
See what your card usage is, through one of the following modes:
How Can the Bill Be Paid?
FAST/GIRO/NETS/ATMs and others
Use any of the modes mentioned below to pay your monthly credit card bills:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the dues or S$50
If the outstanding amount is within the credit limit, you have to make a minimum payment of 3% ot the balance. If the outstanding balance goes beyond the credit limit, any overdue amount and the amount exceeding the credit limit will be added on top of the 3%. However, this is subject to a minimum charge of S$50.
What Is the Grace Period?
You will enjoy a grace period of 23 days, starting from the day of statement generation. However, you must have cleared all your outstanding balances for the grace period to be applicable.
Which Mobile Wallets Can This Card Be Used With?
Apple Pay/Google Pay/Fitbit Pay/Garmin Pay/Samsung Pay
Link your card to one of these mobile wallets and make easy contactless payments:
Can It Be Used With EZ-Link?
This credit card can be used for EZ-Link service.
How to Block or Unblock the Card
Call the bank’s hotline
To block your credit card, you must call at 24/7 hotline number. To resume services on the card, you can contact OCBC by dialling the same number.
How to Reset the PIN
Mobile, online or phone banking
Use one of these ways to reset your card PIN:
What Is the Billing Cycle and the Bill Due Date?
Available on the card statement
The number of working days in a particular month determines the billing cycle for that month. It is usually calculated between two successive monthly statements. You will find the billing cycle and the bill due date in the monthly statement.
How to Get a Replacement Card
To request a card replacement, you can directly get in touch with the bank. However, replacement of the card might be subject to certain terms and conditions. Besides, you will also be charged a fee for card replacement.
How to Temporarily Increase the Limit of the Card?
Call the OCBC customer service/SMS banking
You can contact an OCBC customer service officer by calling at 6363 3333 to request a temporary increase of credit limit. Alternately, SMS Banking can be used to request a temporary increase in the credit limit for your card.