Grab a credit card that gives you better rewards & more!


    If you love to travel and explore different parts of the world, you should definitely take a look at this card. Specially crafted to suit the needs of the avid traveller, it rewards you with VOYAGE Miles for each of your spends both locally in Singapore as well as when you’re travelling abroad. You can accumulate your miles and use them to book flight tickets on any airline to destinations anywhere in the world. You can book flights with these miles at any time since blackout dates don’t apply. However, this depends on whether tickets are available on the flight you choose at the time of booking. The VOYAGE Miles you earn don’t have an expiry date either. Need help with planning your travel, making reservations at hotels, and making travel arrangements? Make use of the VOYAGE Exchange, a personal concierge service that helps you with this, making your travel that much more comfortable and easy. The card also comes with a lot of other features and benefits such as complimentary premium lounge access, travel insurance, golfing privileges, petrol discounts, and more.

    Key Features

    Features Description
    Miles per S$1 spent on local transactions
    • 1.6 miles on dining
    • 1.2 miles on retail
    Miles per S$1 spent on overseas transactions 2.3 miles
    Complimentary travel insurance Up to S$1.5 million
    Hotel privileges 10% discount on Premier Club room at Orchard Hotel, Singapore
    Airlines that the miles can be used in Any airline
    Limousine/cab services Spend S$3,000 in a month and get a complimentary limousine transfer every month. You can get up to 2 limousine transfers per month. For the second transfer you have to spend the minimum sum of S$3,000 again
    Expedited immigration Not available
    Butler/Concierge Services VOYAGE Exchange - Your Personal Concierge

    Go Further With VOYAGE Miles

    Every journey is made sweeter when you have company. In the journey of life, the OCBC VOYAGE Card could be your new best friend. Miles are a great way to save on your travel costs. Using them, you can get discounts on your flight tickets. Since VOYAGE Miles don’t have an expiry date, if you accumulate enough of them, you might just be able to get a whole ticket free of cost! As a member of this card, you will get 2.3 miles for every S$1 you spend in foreign currencies. It also gives you 1.6 miles for each Singapore dollar you spend on local dining transactions. For every S$1 you spend on local retail purchases in the country, you will get 1.2 miles. All the miles offered by this card are VOYAGE Miles. Each mile earned under this rewards programme is equal to 1 KrisFlyer Mile. Apart from redeeming them for discounts on flight tickets, you can also exchange your miles to get retail vouchers for branded goods (luxury).

    An Easy Way to Pay Your Taxes

    VOYAGE is a unique form of miles currency that can also make your taxes work in your favour. The programme gives you a convenient and easy way of paying your taxes once you get your Notice of Assessment for the year. All you have to do is apply for the card (if you don’t already have it) and fill up the form for the Tax Payment Facility. Submit this form by mailing it to the bank’s address in Singapore. After your card is approved, you will get a confirmation letter once your facility for paying taxes is also authorised. You can choose to pay the whole amount over 12 months and based on the payment plan you choose, you will get your miles. This facility charges 1.9% as a processing fee (one-time).

    VOYAGE Exchange – a Specially Curated Concierge

    If you think only the rich and famous can afford to have their own butlers, think again. The VOYAGE Exchange is a personalised concierge service that is there to help you plan your travel, organise your accommodation and other lifestyle requirements all day, all through the week. No matter where you are travelling to, this card gives you the latest information on local entertainment, dining, medical, and other services. The professional team plans and books your trips, gives ideas for gifts and events to make special occasions more memorable, and helps you shop for the latest gadgets. In just a phone call, you can redeem your miles, get medical services during emergencies, and arrange doctor’s appointments.

    Indulge in the Luxuries of the Good Life

    The OCBC VOYAGE Card opens up a whole new world of luxuries that you can take advantage of. Till 31 December 2018, get free visits to premium lounges around the world, complete with shower rooms, recharging facilities, good food, Wi-Fi, and more. Travelling with a companion? Bring him or her along as well. Use this card to pay for your flight tickets and get travel insurance with coverage of up to S$1.5 million. Travelling just got that much more peaceful. You can also make use of a collection of other privileges such as complimentary limousine transfers, exclusive dining offers, shopping deals, golfing benefits, petrol discounts at Caltex, and a lot more.

    Joining Perks You Enjoy

    Receive free VOYAGE Miles on paying the annual fee of your principal card. The number of free miles awarded would depend on the annual fee. Your options are:

    • Get 15,000 free VOYAGE Miles for paying an annual fee of S$488 on the principal card.
    • Get 150,000 free miles for paying an annual fee of S$3,210.
    • Get 500,000 free miles for paying an annual fee of S$10,000.

    Additional Benefits

    • The VOYAGE Miles earned can be redeemed for any airline at any time.
    • The miles don’t expire.
    • Miles earned can be redeemed for retail vouchers on luxury branded products or cash.
    • The VOYAGE Miles earned can be converted to KrisFlyer miles at a 1:1 ratio. The admin fee of S$25 for KrisFlyer miles redemption is waived off.
    • Charge your entire travel expenses to your card and pay in instalments for a duration of 12 months with the Tax Payment Facility.
    • Get special access to golf courses, exclusive deals on shopping, and attractive offers on dining with the Visa Infinite privileges.
    • Enjoy a discount of 19% on fuel at Caltex without any minimum spend requirement.

    Earned Rewards

    • The accumulated miles can be redeemed for any flight ticket at any point of time.
    • The number of miles you earn per dollar is mentioned below:
      • Earn 2.3 miles for every dollar spent in a foreign currency.
      • Earn 1.6 miles for every dollar spent at local restaurants and cafes.
      • Earn 1.2 miles for every dollar spent on local retail transactions.

    Calculate Miles from OCBC VOYAGE Card

    Let’s say you spend S$12,000 in a year. According to the miles program, you will receive 27,600 KrisFlyer miles in a year (12,000 x 2.3 miles). You receive 15,000 miles as your joining benefit for paying the annual fee of S$488.

    So, the total miles you have earned in the first year of card membership is 15,000 (joining benefit) + 27,600 VOYAGE miles, totalling to 42,600 VOYAGE miles. Here is how you can redeem your miles for flight tickets at participating airlines:

    Singapore Airlines Silk Air Asia Miles
    One-way ticket to Malaysia (Economy) 15,000 miles 15,000 miles 10,000 miles
    Return ticket from Malaysia (Economy) 30,000 miles 30,000 miles 20,000 miles

    Complimentary Insurance

    • Purchase air tickets with your card and receive complimentary travel coverage.
    • A single trip can’t exceed 30 days.
    • This insurance policy is underwritten by Great Eastern General Insurance Limited.

    The table below shows the sum assured for each benefit:

    Benefits Sum Assured
    Personal accident benefit Up to S$1.5 million
    Medical costs reimbursement overseas Up to S$35,500
    Flight delay Up to S$200
    Baggage delay Up to S$200
    Loss of baggage Up to S$200

    Who All Will Be Covered by the Insurance?

    This policy will cover you if you aren’t aged more than 65.

    Concierge/Butler Service

    The OCBC VOYAGE Credit Card offers 24/7 assistance to plan and organise your lifestyle and travel needs, which include:


    • Be among the first to know and get invited to the best international and local theatre, concerts, and events.
    • VOYAGE Exchange will make reservations for you at new restaurants.
    • With the medical triage service, you will get directed to the best experts.

    Curated experiences:

    • A specialised team will plan your travel and book your hotels, according to your requirements.
    • The team will plan special events for you or give you gift ideas for important occasions.
    • This professional team will also help you in shopping by setting aside the latest gadgets or buying a limited edition product.


    • This one-stop service will guide you to redeem miles for air tickets.
    • The service will take care of any travel bookings, doctor’s appointment or immediate hospital admission.
    • In case of any immediate medical evacuation or repatriation, you can call this service.

    OCBC VOYAGE Card Interest Rate

    The table below shows the interest rates applicable on this card:

    Type of Interests Charge
    Retail purchases 25.92% p.a.
    Cash advance 28.92% p.a. of the withdrawn amount
    Instalment payment plan 0% p.a.

    OCBC VOYAGE Card Fees & Charges

    Type of charge Charge
    Annual fee S$488
    Minimum payment per month S$50 or 3%, whichever is more
    Cash advance fee 6% of the withdrawn amount or S$15, whichever is more
    Overseas transactions fee 1.8%
    Supplementary card fee S$188 (waived for the first year for 2 cards)
    Late payment fee S$100

    Activating the Card for Overseas Use

    Yes, it is mandatory to activate the magnetic stripe of your card for retail transactions abroad. You can do it by following one of the methods mentioned below:

    • Through online banking.
    • Through mobile banking.
    • By sending an SMS to the bank.
    • By visiting any OCBC branch in Singapore.
    • By downloading the relevant form, filling it up, and mailing it to the bank.
    • By calling the bank’s hotline.

    Instalment Payment Plans

    • Convert your big-ticket purchases, charged to your card, into small, affordable monthly instalments with PayLite payment plan.
    • The purchase amount can’t be less than S$100 if you want to activate this plan.
    • Spread your payment over 24 equally distributed monthly instalments.
    • A one-time processing fee of 3% is applicable.

    Cash Withdrawn on Credit Card

    • The limit for overseas and local withdrawal is S$1,000 per day or up to 70% of your available credit limit.
    • Up to S$20,000 a day can be withdrawn from an ATM with this card.
    • The limit could vary at overseas ATMs.

    Eligibility Criteria

    You are required to meet certain criteria in order to be eligible for this card. Check out the dedicated page on our website for more information.

    Lost/Stolen Card

    In case your credit card is stolen, lost or misused, you must immediately notify the bank by calling the customer service helpline number.

    Your liability for unauthorised transactions charged to your card will be limited to S$100, provided:

    • You weren’t found to be complicit in the fraud.
    • You weren’t found to be grossly negligent.
    • You were found to comply with the bank’s statutory regulations before, during, and after the incident.

    When you want to finalise on a credit card, you need to look into various aspects. You need to look at the card’s key features, benefits, promotions, interest rates, etc. Browse through the BankBazaar Singapore website to find out more on cards.

    Credit Card Tips


    OCBC Arts Credit Card OCBC Arts Card
    Annual Fee: S$160.50 (2-year waiver) Who Is It For: Who visit theatre & love arts What You Get: Up to 20% off at theatre
    Show Me Details


    Maybank Visa Infinite Credit Card Maybank visa Infinite Card
    Annual Fee: S$600 (1-year waiver) Who Is It For: Frequent travellers What You Get: Up to 5x points on all spends
    Show Me Details


    UOB Preferred Platinum Visa Card UOB Preferred Platinum Visa Card
    Annual Fee: S$192.60 (1-year waiver) Who Is It For: Who travel frequently What You Get: Up to 2 Miles for S$1 spent
    Show Me Details

    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Submit the GIRO form

    To make either full or minimum payments on your OCBC VOYAGE Card automatically every month without your intervention, you can fill and submit the GIRO form. It can be found on OCBC’s official website.

    How to Apply for VOYAGE Card & Check the Application Status

    Online or at branch

    To apply for this card, you can fill the online application form, based on which a Relationship Manager from OCBC will contact you and guide you with the application process. You can check the status of your credit card application request by calling your Relationship Manager on the specific hotline number.

    How to Check Balance

    Online/mobile/SMS/phone banking

    See what your card usage is, through one of the following modes:

    • Online Banking
    • Mobile/Phone Banking
    • SMS Banking

    How Can the Bill Be Paid?

    FAST/GIRO/NETS/ATMs and others

    Use any of the modes mentioned below to pay your monthly credit card bills:

    • OCBC ATMs
    • Phone Banking
    • Through cheques
    • Through AXS Stations
    • Using Interbank GIRO
    • Using NETS or CashCard
    • OCBC Cash Deposit Machine
    • Through OCBC Online and Banking Banking
    • Using cash payment at OCBC Bank branches
    • Through Internet Banking service of other banks
    • Through FAST Funds Transfer from online banking platform of another participating bank

    How Much Is the Minimum Payment to Be Made on the Card?

    3% of the dues or S$50

    If the outstanding amount is within the credit limit, you have to make a minimum payment of 3% ot the balance. If the outstanding balance goes beyond the credit limit, any overdue amount and the amount exceeding the credit limit will be added on top of the 3%. However, this is subject to a minimum charge of S$50.

    What Is the Grace Period?

    23 days

    You will enjoy a grace period of 23 days, starting from the day of statement generation. However, you must have cleared all your outstanding balances for the grace period to be applicable.

    Which Mobile Wallets Can This Card Be Used With?

    Apple Pay/Google Pay/Fitbit Pay/Garmin Pay/Samsung Pay

    Link your card to one of these mobile wallets and make easy contactless payments:

    • Fitbit Pay
    • Apple Pay
    • Garmin Pay
    • Google Pay
    • Samsung Pay

    Can It Be Used With EZ-Link?


    This credit card can be used for EZ-Link service.

    How to Block or Unblock the Card

    Call the bank’s hotline

    To block your credit card, you must call at 24/7 hotline number. To resume services on the card, you can contact OCBC by dialling the same number.

    How to Reset the PIN

    Mobile, online or phone banking

    Use one of these ways to reset your card PIN:

    • Use Phone Banking
    • Using Online Banking
    • Through Mobile Banking

    What Is the Billing Cycle and the Bill Due Date?

    Available on the card statement

    The number of working days in a particular month determines the billing cycle for that month. It is usually calculated between two successive monthly statements. You will find the billing cycle and the bill due date in the monthly statement.

    How to Get a Replacement Card

    Contact Bank

    To request a card replacement, you can directly get in touch with the bank. However, replacement of the card might be subject to certain terms and conditions. Besides, you will also be charged a fee for card replacement.

    How to Temporarily Increase the Limit of VOYAGE Card?

    Call the OCBC Customer Service/SMS Banking

    You can contact an OCBC customer service officer by calling on the customer care hotline to request a temporary increase of credit limit. Alternately, SMS Banking can be used to request a temporary increase in the credit limit for your card.

    OCBC Titanium Rewards Pink Credit Card Reviews

    This Page is BLOCKED as it is using Iframes.