If you love to travel and explore different parts of the world, you should definitely take a look at this card. Specially crafted to suit the needs of the avid traveller, it rewards you with VOYAGE Miles for each of your spends both locally in Singapore as well as when you’re travelling abroad. You can accumulate your miles and use them to book flight tickets on any airline to destinations anywhere in the world. You can book flights with these miles at any time since blackout dates don’t apply. However, this depends on whether tickets are available on the flight you choose at the time of booking. The VOYAGE Miles you earn don’t have an expiry date either. Need help with planning your travel, making reservations at hotels, and making travel arrangements? Make use of the VOYAGE Exchange, a personal concierge service that helps you with this, making your travel that much more comfortable and easy. The card also comes with a lot of other features and benefits such as complimentary premium lounge access, travel insurance, golfing privileges, petrol discounts, and more.
|Miles per S$1 spent on local transactions||
|Miles per S$1 spent on overseas transactions||2.3 miles|
|Complimentary travel insurance||Up to S$1.5 million|
|Hotel privileges||10% discount on Premier Club room at Orchard Hotel, Singapore|
|Airlines that the miles can be used in||Any airline|
|Limousine/cab services||Spend S$3,000 in a month and get a complimentary limousine transfer every month. You can get up to 2 limousine transfers per month. For the second transfer you have to spend the minimum sum of S$3,000 again|
|Expedited immigration||Not available|
|Butler/Concierge Services||VOYAGE Exchange - Your Personal Concierge|
Every journey is made sweeter when you have company. In the journey of life, the OCBC VOYAGE Card could be your new best friend. Miles are a great way to save on your travel costs. Using them, you can get discounts on your flight tickets. Since VOYAGE Miles don’t have an expiry date, if you accumulate enough of them, you might just be able to get a whole ticket free of cost! As a member of this card, you will get 2.3 miles for every S$1 you spend in foreign currencies. It also gives you 1.6 miles for each Singapore dollar you spend on local dining transactions. For every S$1 you spend on local retail purchases in the country, you will get 1.2 miles. All the miles offered by this card are VOYAGE Miles. Each mile earned under this rewards programme is equal to 1 KrisFlyer Mile. Apart from redeeming them for discounts on flight tickets, you can also exchange your miles to get retail vouchers for branded goods (luxury).
VOYAGE is a unique form of miles currency that can also make your taxes work in your favour. The programme gives you a convenient and easy way of paying your taxes once you get your Notice of Assessment for the year. All you have to do is apply for the card (if you don’t already have it) and fill up the form for the Tax Payment Facility. Submit this form by mailing it to the bank’s address in Singapore. After your card is approved, you will get a confirmation letter once your facility for paying taxes is also authorised. You can choose to pay the whole amount over 12 months and based on the payment plan you choose, you will get your miles. This facility charges 1.9% as a processing fee (one-time).
If you think only the rich and famous can afford to have their own butlers, think again. The VOYAGE Exchange is a personalised concierge service that is there to help you plan your travel, organise your accommodation and other lifestyle requirements all day, all through the week. No matter where you are travelling to, this card gives you the latest information on local entertainment, dining, medical, and other services. The professional team plans and books your trips, gives ideas for gifts and events to make special occasions more memorable, and helps you shop for the latest gadgets. In just a phone call, you can redeem your miles, get medical services during emergencies, and arrange doctor’s appointments.
The OCBC VOYAGE Card opens up a whole new world of luxuries that you can take advantage of. Till 31 December 2018, get free visits to premium lounges around the world, complete with shower rooms, recharging facilities, good food, Wi-Fi, and more. Travelling with a companion? Bring him or her along as well. Use this card to pay for your flight tickets and get travel insurance with coverage of up to S$1.5 million. Travelling just got that much more peaceful. You can also make use of a collection of other privileges such as complimentary limousine transfers, exclusive dining offers, shopping deals, golfing benefits, petrol discounts at Caltex, and a lot more.
Receive free VOYAGE Miles on paying the annual fee of your principal card. The number of free miles awarded would depend on the annual fee. Your options are:
Let’s say you spend S$12,000 in a year. According to the miles program, you will receive 27,600 KrisFlyer miles in a year (12,000 x 2.3 miles). You receive 15,000 miles as your joining benefit for paying the annual fee of S$488.
So, the total miles you have earned in the first year of card membership is 15,000 (joining benefit) + 27,600 VOYAGE miles, totalling to 42,600 VOYAGE miles. Here is how you can redeem your miles for flight tickets at participating airlines:
|Singapore Airlines||Silk Air||Asia Miles|
|One-way ticket to Malaysia (Economy)||15,000 miles||15,000 miles||10,000 miles|
|Return ticket from Malaysia (Economy)||30,000 miles||30,000 miles||20,000 miles|
The table below shows the sum assured for each benefit:
|Personal accident benefit||Up to S$1.5 million|
|Medical costs reimbursement overseas||Up to S$35,500|
|Flight delay||Up to S$200|
|Baggage delay||Up to S$200|
|Loss of baggage||Up to S$200|
This policy will cover you if you aren’t aged more than 65.
The OCBC VOYAGE Credit Card offers 24/7 assistance to plan and organise your lifestyle and travel needs, which include:
The table below shows the interest rates applicable on this card:
|Type of Interests||Charge|
|Retail purchases||25.92% p.a.|
|Cash advance||28.92% p.a. of the withdrawn amount|
|Instalment payment plan||0% p.a.|
|Type of charge||Charge|
|Minimum payment per month||S$50 or 3%, whichever is more|
|Cash advance fee||6% of the withdrawn amount or S$15, whichever is more|
|Overseas transactions fee||1.8%|
|Supplementary card fee||S$188 (waived for the first year for 2 cards)|
|Late payment fee||S$100|
Yes, it is mandatory to activate the magnetic stripe of your card for retail transactions abroad. You can do it by following one of the methods mentioned below:
You are required to meet certain criteria in order to be eligible for this card. Check out the dedicated page on our website for more information.
In case your credit card is stolen, lost or misused, you must immediately notify the bank by calling the customer service helpline number.
Your liability for unauthorised transactions charged to your card will be limited to S$100, provided:
When you want to finalise on a credit card, you need to look into various aspects. You need to look at the card’s key features, benefits, promotions, interest rates, etc. Browse through the BankBazaar Singapore website to find out more on cards.
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How to Enable/Disable Auto Debit & Standing Instructions
Submit the GIRO form
To make either full or minimum payments on your OCBC VOYAGE Card automatically every month without your intervention, you can fill and submit the GIRO form. It can be found on OCBC’s official website.
How to Apply for VOYAGE Card & Check the Application Status
Online or at branch
To apply for this card, you can fill the online application form, based on which a Relationship Manager from OCBC will contact you and guide you with the application process. You can check the status of your credit card application request by calling your Relationship Manager on the specific hotline number.
How to Check Balance
See what your card usage is, through one of the following modes:
How Can the Bill Be Paid?
FAST/GIRO/NETS/ATMs and others
Use any of the modes mentioned below to pay your monthly credit card bills:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the dues or S$50
If the outstanding amount is within the credit limit, you have to make a minimum payment of 3% ot the balance. If the outstanding balance goes beyond the credit limit, any overdue amount and the amount exceeding the credit limit will be added on top of the 3%. However, this is subject to a minimum charge of S$50.
What Is the Grace Period?
You will enjoy a grace period of 23 days, starting from the day of statement generation. However, you must have cleared all your outstanding balances for the grace period to be applicable.
Which Mobile Wallets Can This Card Be Used With?
Apple Pay/Google Pay/Fitbit Pay/Garmin Pay/Samsung Pay
Link your card to one of these mobile wallets and make easy contactless payments:
Can It Be Used With EZ-Link?
This credit card can be used for EZ-Link service.
How to Block or Unblock the Card
Call the bank’s hotline
To block your credit card, you must call at 24/7 hotline number. To resume services on the card, you can contact OCBC by dialling the same number.
How to Reset the PIN
Mobile, online or phone banking
Use one of these ways to reset your card PIN:
What Is the Billing Cycle and the Bill Due Date?
Available on the card statement
The number of working days in a particular month determines the billing cycle for that month. It is usually calculated between two successive monthly statements. You will find the billing cycle and the bill due date in the monthly statement.
How to Get a Replacement Card
To request a card replacement, you can directly get in touch with the bank. However, replacement of the card might be subject to certain terms and conditions. Besides, you will also be charged a fee for card replacement.
How to Temporarily Increase the Limit of VOYAGE Card?
Call the OCBC Customer Service/SMS Banking
You can contact an OCBC customer service officer by calling on the customer care hotline to request a temporary increase of credit limit. Alternately, SMS Banking can be used to request a temporary increase in the credit limit for your card.