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    We found 1 OCBC Titanium Rewards Blue Credit Card for 10x Rewards on Shopping
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    OCBC Titanium Rewards Blue Credit Card for 10x Rewards on Shopping
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    OCBC Titanium Rewards Blue Credit Card for 10x Rewards on Shopping

    Credit Card Application

    If you’re someone who loves getting rewards for using your credit card to pay for expenses, you’re going to love this card. The OCBC Titanium Rewards Card has been designed to give you rewards when you use it for shopping across various categories. Whether you’re shopping locally in Singapore, overseas, or online, you can earn rewards in the form OCBC$ for each Singapore dollar you spend. You can accumulate these rewards and redeem them to get cash, KrisFlyer Miles, vouchers, and also to offset your future shopping bills. The card also gives you e-Commerce Protection which helps you find the best deals on the internet and helps you pay for your online purchases in a secure manner. In addition to this, you can also get cash rebates at BEST Denki, get access to more than 800 lunges offered by LoungeKey, get offers on movie tickets at Cathay Cineplexes, and more.

    Key Features & Benefits

    Features Description
    Reward points on children’s wear – locally and overseas 10 OCBC$ for every S$1 spent
    Reward points on clothes, bags, and shoes – locally and overseas 10 OCBC$ for every S$1 spent
    Reward points on departmental stores – locally and overseas 10 OCBC$ for every S$1 spent
    Reward points on electronics and gadgets – locally and overseas 10 OCBC$ for every S$1 spent
    All other retail purchases – locally and overseas 1 OCBC$ for every S$1 spent
    Complimentary travel insurance Not available

    Life Is Sweeter With 10x OCBC$

    Imagine someone rewarding you for shopping. Sounds too good to be true? Well, that’s exactly what this card does for you when you use it to pay for your shopping transactions. Now get 10x OCBC$ for every Singapore dollar when you spend on clothes, bags, and shoes children’s wear, and babies wear, both in Singapore as well as overseas. You also get the same rate of rewards when you shop at department stores and for purchasing gadgets and electronic products. These rewards are available across a variety of brands such as Alibaba, Hachi, Lazada, AliExpress, Lenovo, Courts, Taobao, and more.

    Redeem Your OCBC$ for Exciting Gifts

    The rewards you accumulate under this programme can be redeemed to get gifts of your preference. You have the liberty to choose to exchange your OCBC$ and get Titanium Cash, KrisFlyer Miles, and retail vouchers, and even use them to get discounts on any future shopping transactions you make. For example, if you spend S$2,500 on eligible transactions on this card, you can get 25,000 OCBC$. You can redeem these for 10,000 KrisFlyer Miles. With 7,000 OCBC$ you can get a FairPrice voucher worth S$20, while redeeming 1,750 OCBC$ will get you a discount of S$5 on your shopping bill at Zara.

    Other Exclusive Offers

    The OCBC Titanium Rewards Card also gives you a collection of other privileges and benefits that you can make use of to get better deals on your shopping and entertainment activities in the country. This includes a cash rebate of 2% at BEST Denki in addition to the 10x OCBC$ you already earn on this card. You can also make use of the exclusive access to more than 800 LoungeKey lounges at airports to unwind, relax, and grab a bite to eat before you catch your flight. Also get offers on movie tickets at Cathay Cineplexes. For the complete range of offers and deals that are available on the card at present, please get in touch with the bank.

    Additional Benefits

    • Enjoy coverage of up to US$200 annually against non-delivery of items or defective items purchased online. Take a look at some of the terms and conditions applicable to this e-Commerce protection plan:
      • The purchased item must be worth at least US$50.
      • It only applies to items purchased online with the OCBC Titanium Rewards Card.
      • A claim can be made if either of the following happens:
        • The order isn’t received within 30 days of the scheduled delivery.
        • Only a portion of the order is received within 30 days of the scheduled delivery.
      • A claim will be considered valid only if the seller has failed to refund the bill amount within 2 months of the scheduled delivery date.
      • A claim will also be considered if defective products have been dispatched and no refund has been initiated within 2 months of delivery either by the seller or the courier.
    • Enjoy OCBC’s LoungeKey that gives you access to over 800 airport lounges at just US$27 per visit per individual.
    • Enjoy complimentary access to JeyQuay Quayside (single-trip service) along with a companion travelling on the same flight. This offer is valid till 31 October 2018.
    • Enjoy a range of attractive promotional offers with this card.

    Earn Rewards When You Spend on Shopping

    • Earn 10 OCBC$ per S$1 spent locally and overseas on clothes, bags, shoes, departmental stores, kids wear, electronics, and gadgets.
    • Earn 1 OCBC$ per S$1 spent on all other retail purchases, locally and overseas.
    • The reward points under the 10x OCBC$ programme are capped at 120,000 OCBC$ a year. Subsequent transactions will earn 1 OCBC$ for every S$1 spent.
    • Under the 10x OCBC$ reward programme, 1 OCBC$ will be credited to your account in the month of the transaction. The remaining 9 OCBC$ will be credited by the end of following calendar month.

    Calculate Rewards Point from OCBC Titanium Rewards Blue Credit Card

    Spend category Yearly spend Points earned (OCBC$) Equivalent miles (KrisFlyer Miles)
    Gadgets (purchased online in Singapore) S$2,000 20,000 8,000
    Electronics S$2,000 20,000 8,000
    Shopping at departmental stores S$3,000 30,000 12,000
    Clothes, bags, and shoes S$2,500 25,000 10,000
    Shopping for Children’s wear S$1,500 15,000 6,000
    Other retail purchases S$10,000 10,000 4,000
    Total   120,000 OCBC$ 48,000 KrisFlyer Miles

    OCBC Titanium Rewards Blue Card Interest Rate

    Type of Interests Charge
    Retail purchases 25.92% p.a.
    Cash advance 28.92% p.a.
    Instalment payment plan 0%

    OCBC Titanium Rewards Blue Card Charges are Levied?

    Type of charge Charge
    Annual fee S$192.60 (first two years’ fee waived)
    Overseas transaction fee 1.8% bank’s administrative fee plus 1% fee charged by card network
    Late payment fee S$100
    Cash advance fee 6% of the withdrawal amount or S$15, whichever amount is higher
    Supplementary card fee S$96.30 (waiver for first two years)

    Eligibility Criteria

    Before you envision your shopping spree with this card, make sure you’re eligible for it. You can check your eligibility here.

    Activating the Card for Overseas Use

    • Yes, the magnetic stripe of your card has to be activated for non-EMV POS transactions.
    • It is kept in the deactivated state, by default, for security reasons.
    • Activate your card for overseas use through any of the following channels:
    • Online banking
    • SMS banking
    • The bank’s website

    Instalment Payment Plans

    0% Interest Instalment Plan

    • Convert your card purchases into interest-free, monthly instalments.
    • Spread your payment over 6, 12, 24, or 36 monthly instalments.
    • Register a purchase between S$200 to S$500 in a single charge slip to activate the plan.
    • The plan can be used only when you shop at select merchants.

    PayLite

    • Convert all your retail purchases, worth S$100 or more, into interest-free monthly instalments.
    • Your payment can be spread over 24 monthly instalments.
    • A one-time processing fee, starting at 3%, will apply.

    Cash Withdrawn on Credit Card

    • The withdrawal amount depends on the credit limit available to you.
    • The interest charge on cash advance transactions is applicable from the date the transaction is posted until the date it is settled in full.
    • Up to S$1,000 per transaction and up to S$20,000 per day can be withdrawn.
    • Overseas withdrawals may have different limits.

    Card Lost/Stolen

    If your card is lost or stolen, you must notify the bank immediately. You can report card loss/theft to OCBC by calling their 24-hour customer service hotline. In case of any unauthorised charges on your card, your liability will be limited to S$100. However, you will have to prove that you took all possible steps to ensure the safety of your card.

    Compare several credit cards instantly and find the best credit card offers on our website. With the help of a quick comparison, you can choose a card depending on your financial needs and spending pattern.

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Set up GIRO payment

    Fill up the Interbank GIRO form for credit card payment for either full bill payment or the minimum payment. Deductions of the specified amount will be made automatically every month from the bank account mentioned in the form.

    How to Apply for the Card & Check the Application Status

    Online or in person

    You can apply for this card on the bank’s website, or at any of its Singapore branches. You can call OCBC to track the status of your application

    How to Check Balance

    SMS/mobile/online/phone banking

    You can check all your transactions and credit card balance through the following methods:

    • SMS banking
    • Phone banking
    • Mobile banking
    • Internet banking

    How Can the Bill Be Paid?

    AXS/GIRO/mobile banking and others

    Your payment options are as follows:

    • AXS Stations
    • Cash payment
    • Phone banking
    • Mobile banking
    • Interbank GIRO
    • Crossed cheque
    • Internet banking
    • NETS or CashCard
    • Cash deposit machine
    • Transfer of funds via FAST
    • Internet banking by a different bank

    How Much Is the Minimum Payment to Be Made on the Card?

    3% of the balance or S$50

    You have to pay at least 3% of the outstanding balance or S$50, whichever is more, every month. Also, you are liable to pay any amount exceeding your approved credit limit and any amount carried forward from previous months.

    What Is the Grace Period?

    23 days

    You will enjoy an interest-free period of 23 calendar days from the date of the statement only if you have settled all your bills in the past.

    Which Mobile Wallets Can This Card Be Used With?

    Fitbit Pay/Garmin Pay/Apple Pay/Samsung Pay/Google Pay

    You can link your OCBC credit card with the following mobile wallets:

    • Fitbit Pay
    • Apple Pay
    • Garmin Pay
    • Google Pay
    • Samsung Pay

    Can It Be Used With EZ-Link?

    Yes

    Yes, you can link your credit card with EZ-Link. When you have low funds in your EZ-Link card, the bank will automatically top it up through auto debit from your card. You can earn reward points for successful top-ups.

    How to Block or Unblock the Card

    Call the customer support hotline

    To stop usage on your card instantly, call the bank’s customer service hotline. To unblock, you can get in touch with the bank.

    How to Reset the PIN

    Call phone banking

    To reset your PIN, simply log into your phone banking account and follow the instructions.

    What Is the Billing Cycle and the Bill Due Date?

    Check your monthly bill

    A billing cycle will be different for each customer. The start of your billing cycle depends on the date your credit card was approved. The bill due date will reflect in your statement by which you must make the payment to avoid late payment charges.

    How to Get a Replacement Card

    Call the bank

    If you want to replace your credit card, you must get in touch with the bank and make a request. Alternatively, you can download the Credit Card Maintenance form and mail it to the bank. It will take 5 working days to process your request.

    How to Temporarily Increase the Limit of the Card

    Call the helpline number

    If you want to increase your credit limit on a temporary basis, please call the OCBC customer service helpline. This service is granted only under circumstances like travel, wedding, hospitalisation, and funeral arrangements.

    OCBC Titanium Rewards Blue Credit Card Reviews

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