You often use your credit card for buying groceries and you also use it to refuel your car at ESSO petrol pumps. Wouldnâ€™t you like to opt for a card that will reward you for such daily expenses and help you to save money in the process? The OCBC PLUS Visa Credit Card has been designed to make your everyday shopping experience more rewarding and allow you to save money in the process. It comes with a wide range of features and benefits, which include attractive interest rates, wide acceptability and so on.
Features and Benefits of OCBC PLUS Visa Credit Card
It is a card designed for patrons of Fairprice and Unity stores. Get flat 5% off on all purchases at these stores by spending a minimum of S$500.
Up to 3 Supplementary cards are free which come with no annual fee for the first year.
In addition to Fairprice and Unity, earn LinkPoints rewards at a host of other stores and utilities.
Free Plus! Savings Account which comes at zero monthly service fees and zero initial deposit.
Make cash advances with the Plus! credit card at zero interest charges. Pay back in easy monthly instalments.
Free delivery of groceries for OCBC Plus! card customers from Fairprice stores. Also get a rebate of S$10 with EZ-Reload.
Fees & Charges
The annual fee for the principal card is S$80 per year.
Up to 3 supplementary cards are available for free.
The annual fees are waived for the first year.
The annual fee is also waived from the second year onwards if the total Visa transactions in your card is minimum S$2,500 in a year.
The effective interest rate for this OCBC credit card is 25.92% per annum.
OCBC PLUS Visa Credit Card Eligibility
You can apply for an OCBC PLUS Visa Credit Card if you fulfil the following criteria:
You should be minimum 21 years of age.
You should have a minimum annual income of S$30,000, if you are a Singaporean or Singapore Permanent Resident and S$45,000 and above, if you are a foreign national.
OCBC PLUS Visa Credit Card Rewards
With the OCBC PLUS Visa Credit Card, you can earn LinkPoints Rewards for your Visa spends, when you pay your bills, when you shop at stores like FairPrice and Unity Stores and when you shop with select merchants online.