• loading

    We found 1 OCBC Plus! Visa Credit Card for Cash Rebate: Yet to Get Reviews
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    What you get
    What you need
    What you'll love
    What you need to consider
    What it costs
    OCBC Plus! Visa Credit Card for Cash Rebate: Yet to Get Reviews
    Credit Card BYTES FROM OUR KITCHEN

    OCBC Plus! Visa Credit Card for Cash Rebate: Yet to Get Reviews

    Credit Card Application
    Updated April 2018

    The Plus! Visa Card by OCBC allows you to save more with up to 7% rebate on purchases at FairPrice (FP) supermarkets and Warehouse Club. You will also earn LinkPoints rebates at more than 200 select Plus! merchant outlets.

    Highlights:

    • Enjoy discount on all purchases at FairPrice outlets and FairPrice Online.
    • Additional fuel savings at Esso and Caltex.
    • Earn LinkPoints for your recurring bills and on Visa transactions.

    Best suited to: Those who shop for groceries regularly at FairPrice supermarkets and Unity stores.

    Key Features and Benefits

    Features Description
    Annual fee S$107 (waived for the first year)
    Rebate at FairPrice, Unity and Warehouse Club Stores Up to 7%
    Rebate on online shopping Up to 3% at FairPrice Online
    Rebate at Cheers and Popular Bookstores 3%
    Reward points on out-store Visa transactions 1 LinkPoint per S$3 charged
    Rebate on telecom bills 1%
    Complimentary travel insurance Not available

    Additional Benefits

    • Make transactions worth minimum S$500 per month outside FairPrice and earn 7% discount at FP Stores and Warehouse Club and 3% discount on FP Online. Minimum spend must be made in the same month as the Plus! In-Store purchases and FP Online, respectively.
    • Fuel savings of up to 18.5% at Esso and earn 2.4% Smiles points.
    • Instant discount of 18% on fuel upgrades at Caltex along with 0.2% LinkPoints rebate.
    • 3% discount (4.5 LinkPoints) at Cheers and Popular Bookstores.
    • You can receive 1% LinkPoints rebate on recurring bills with M1, StarHub, SingTel, and Circles.Life.
    • First-time customers of Plus! Marketplace will get a 15% discount along with instant LinkPoints.
    • Make fast and secure payments via contactless Visa payWave.
    • To know about the promotions, please visit our dedicated OCBC credit cards promotion page for a list of offers and their expiry date.

    Earning Rewards

    • Spend S$500 outside FairPrice and earn 2 LinkPoint from FP and 8.5 LinkPoints from OCBC. The amount must be spent in the same month as the Plus! In-Store purchases.
    • Earn 4.5 LinkPoints on charging at least S$500 to your card for out-store purchases in the same month as FP Online.
    • Earn 1 LinkPoint for every S$3 (0.33 LinkPoints for every S$1 spent) charged to your card out-store Visa transactions. This reward point will be given to you by the bank.

    Please note – To earn LinkPoints, you must spend at least S$20 at FairPrice.

    Let Us Illustrate:

    Say you spend S$1,700 in a month in various categories. The rebates are credited in the form of LinkPoints, at a rate of 1.5 LinkPoints per 1% rebate. Let’s take a look at how many LinkPoints you will earn.

    Spend category Monthly spend Rebate rate Points Earned Miles Earned
    Fairprice store purchases S$400 7% 4,200
    Purchases at Unity S$200 7% 2,100
    Spends at Cheers S$350 3% 1,575
    Telco bills S$200 1% 300
    Other out-of-store Visa spends S$550 0.22% 181.5
    Total Total S$1,700   8,356.5 11,142 Asia Miles

    Redeem Earned Reward Points

    • LinkPoints can be exchanged for Asia Miles in blocks of either 800 or 440. The conversion rate is: 600 LinkPoints = 800 Asia Miles.
    • They can also be redeemed for discount vouchers (150 LinkPoints = S$1 discount at FairPrice).
    • Alternatively, use LinkPoints to offset your next bill at FP supermarkets, Warehouse Club, and Unity stores.

    Interest Rate

    Types of Interests Charges
    Retail purchases 25.92% p.a.
    Cash advance 28.92% p.a.
    Instalment payment plan 0% with PayLite

    Other Fees & Charges

    Types of Charges Charges
    Overseas transactions fee
    • Bank admin fee: 1.8%
    • Fee charged by Visa: 1%
    Late payment fee S$100
    Cash advance fee 6% of the withdrawn amount or S$15, higher of the two
    Supplementary card fee Free (Up to 3 cards)

    Eligibility Criteria

    To know if you are eligible for this card, please visit our dedicated OCBC credit cards main page.

    Do I Have to Activate the Card for Overseas Use?

    Yes, you need to activate your OCBC credit card for overseas use. Your credit card uses a magnetic stripe which protects the card from being misused. The stripe remains inactive for overseas use as it is not widely accepted in countries except Korea, Japan, and USA.  Activate your card in the following ways:

    Online:

    • Visit the OCBC official webpage.
    • Log in to your online banking account for activation.

    Offline:

    • Send an SMS to the bank..
    • Visit the nearest bank’s branch.
    • Call the bank (local and overseas numbers are available).

    Instalment Payment Plans

    Make payments for large purchases in affordable monthly instalments at 0% interest with PayLite payment plan.

    • Convert purchases of minimum S$100 into fixed and interest-free monthly instalments.
    • Choose tenures of up to 24 months to repay.
    • A one-time processing fee of 3% will be charged.

    Cash Withdrawn on Credit Card

    • With the cash advance facility, you can withdraw cash at any OCBC ATMs located in Singapore.
    • If you are in a foreign country, you can withdraw from any ATM with a MasterCard or a Visa logo.
    • The limit for overseas and local withdrawal is S$1,000, S$3,000, and S$5,000 or up to 70% of your available credit limit, capped at S$20,000 a day.

    Card Is Lost/Stolen

    In the event that you have lost your credit card, it has been stolen or illegally used, you must inform the bank by calling the customer service helpline. You may need to file a police complaint to confirm the same. Your maximum liability will be S$100 if you prove that the loss/theft/misuse was not due to your negligence.

    Is there a way to find the best credit card offers on a single platform? Yes, you can get all the information you need about credit card promotions through BankBazaar. You can also view the features, benefits, and promotions of several cards in one go.

    Credit Card Tips

    RELATED CARD PRODUCT

    OCBC Titanium Card OCBC NTUC Plus Card
    Annual Fee:Free for NTUC members Who Is It For: NTUC Plus! members What You Get: 12% rebate at FairPrice
    Show Me Details

    RECENTLY VIEWED PRODUCTS

    Citi Rewards Card HSBC Revolution Credit Card
    Annual Fee: S$192.60 (1-year waiver) Who Is It For: Who love shopping What You Get: 20x points for each S$1 spent
    Show Me Details

    YOU MIGHT ALSO LIKE

    Standard Chartered Platinum Card Standard Chartered Platinum Card
    Annual Fee: S$192.60 (3-year waiver) Who Is It For: Who have Mastercard Debit Card What You Get: S$1 spent = 1 Rewards point
    Show Me Details

    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions?

    Apply for GIRO

    • Use Mobile Banking or Online Banking to set up GIRO.
    • Choose the billing organisations to make regular payments.
    • The bank will submit your application to the respective organisation and they will approve the same within 14 working days.

    To terminate GIRO service, choose any of the methods below:

    • Call OCBC
    • Mobile Banking
    • Online Banking
    • Visit your nearest OCBC Bank branch

    How to Apply for the Card & Check the Application Status

    Apply Online and Follow Up With the Bank

    Apply for the card through the bank’s website by providing your personal details as well as all the required supporting documents.To check the status of your application, you can call the bank’s customer service.

    How to Check Balance

    Through SMS Banking/Internet Banking/Phone Banking/Mobile Banking

    You can check your balance through:

    • SMS banking
    • Internet banking
    • Phone banking
    • Mobile banking

    How Can the Bill Be Paid?

    Through GIRO/Mobile Banking/Cash/Cheque/AXS/CDM/Phone Banking/FAST/NETS

    There are multiple ways in which you can pay your credit card bill:

    • Interbank GIRO
    • Mobile banking
    • Cash
    • Cheque
    • AXS terminals
    • Internet banking
    • Cash deposit machines (CDM)
    • Phone banking
    • Transfer through FAST
    • NETS

    How Much Is the Minimum Payment to Be Made on the Card?

    3% of the Outstanding Balance or Min S$50

    Your minimum monthly payment would be 3% of your current outstanding balance or S$50, whichever amount is higher. Additionally, it will include any amount due from previous statements as well as any amount borrowed in excess of the credit limit.

    What Is the Grace Period?

    23 days

    The grace period, also known as interest-free period, is 23 calendar days starting from the date of the generation of the statement.

    Which Mobile Wallets Can This Card Be Used With?

    Apple Pay/Samsung Pay/Google Pay/Fitbit Pay

    The card can be used with various mobile wallets to make contactless payments:

    • Google Pay: With this mobile wallet, you can make payments by simply unlocking your phone and holding it near the payment terminal. No need to open the app.
    • Fitbit Pay:This app lets you make payments through you Fitbit watch and is accepted at any merchant that accepts contactless payments.
    • Samsung Pay: It works with select Samsung devices and lets you make contactless payments at merchants accepting Samsung Pay. Transactions can be authorised using PIN or fingerprint scan.
    • Apple Pay: Just link your card with this app and start making contactless payments at any merchant that accepts Apple Pay. Transactions can be authorised through your Touch ID or device passcode.

    Can It Be Used With EZ-Link?

    Yes

    Yes, you can use this card to automatically top up your EZ-Link card.

    How to Block or Unblock the Card

    Call the bank’s customer care number

    If your card is lost, or if the PIN is disclosed, you can get it blocked by calling the bank’s 24-hour customer service helpline. To get the card unblocked, you can get in touch with the bank.

    How to Reset the PIN

    Call the bank’s customer care number

    Use the following channels to reset your PIN:

    • Phone Banking
    • Online Banking
    • Mobile Banking

    What Is the Billing Cycle and the Bill Due Date?

    You can find out about your billing cycle and the bill due date in your monthly card statement.

    How to Get a Replacement Card

    Call the bank’s customer care number

    In the event of loss, damage, or expiry of your card, you can get in touch with the bank to get a replacement card.

    How to Temporarily Increase the Limit of the Card?

    Call the bank’s customer care number

    You can reach out to the bank to request a temporary increase in your card limit. Credit limit increase is provided in cases of wedding arrangements, hospitalisation, funeral arrangements, medical reasons and for travel purposes.

    OCBC PLUS Visa Credit Card Reviews

    Sorry No reviews found
    Close

    Compare, check your eligibility and apply for credit cards online.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.