• SC NUS Alumni Platinum Credit Card

    Credit Card BYTES FROM OUR KITCHEN

    Promotions

    Christmas Promotion 2016:

    Please note, the following promotions are valid until December 31, 2016.

    • Up to 15% Cashback:
      • Spend a minimum amount of S$5,000 on online and overseas transactions to receive 15% cashback.
      • The cashback is capped at S$150.
      • This promotion is limited to the 1st 8,000 cardmembers.
    • Samsonite Casso Spinner Luggage:
      • Spend between S$8,000 and S$15,999 and get a 28” Casso Spinner luggage from Samsonite.
      • This promotion is limited to the 1st 3,500 cardmembers.
    • W Singapore, Sentosa Cove:
      • Spend a minimum amount of S$16,000 and above and get a 1 night stay in “Wonderful Room” at the W Singapore in Sentosa Cove.
      • This promotion is limited to the 1st 1,000 cardmembers.
    • Win a trip to Paris on Singapore Airlines:
      • Win Suite tickets on Singapore Airlines to Paris.
      • 7 lucky winners will win the Suite tickets.
      • The 1st S$1,000 you spend will give you 1st 10 chances to enter the draw.
      • Every S$100 you spend thereafter will give you 1 additional chance.

    To participate in this promotion, you can register online or send an SMS to the bank. The procedure for both can be found on the official Standard Chartered Singapore website.

    Uber Promotion (valid until September 30, 2017):

    • 20% cashback on Uber rides within Singapore and overseas.
    • Cashback up to S$50 every month.
    • New Uber users will get S$10 discount on their first 3 Uber rides.
    • Register your SC credit card on the Uber app to avail this promotion.

    SC NUS Alumni Platinum Credit Card

    Enjoy special perks and offers on the SC NUS Alumni Platinum Credit Card and at the same time have the opportunity to make contributions to your alma mater.

    Joining Benefits/Perks

    • Apply for a SC NUS Alumni Platinum Credit Card online and activate it to receive cashback of up to S$138.
    • This benefit is valid until December 31, 2016.

    Features of the SC NUS Alumni Platinum Credit Card

    • Enjoy annual fee waiver for 2 years on this credit card.
    • 24 hour concierge service to help with shopping, gifting, making travel arrangements and more.

    Rewards

    360° Rewards Program:

    • What you get – 1 Point for every S$1 spent on your credit card.
    • How to redeem – Find below an illustration of how to redeem your earned points.
      • Get shopping/dining vouchers worth S$30 on minimum spend of S$600 each month.
      • Get shopping/dining vouchers worth S$65 on minimum spend of S$1,000 each month.
      • Get shopping/dining vouchers worth S$100 on minimum spend of S$1,800 each month.
    • Charges and details – The reward points earned in this program is valid for 3 years.

    Benefits of the SC NUS Alumni Platinum Credit Card

    The Good Life:

    • We Cinemas:
      • S$1 discount on movie tickets.
      • Offer valid until December 31, 2016.
    • SK Jewellery:
      • 15% discount on 999 Pure Gold Jewellery Workmanship.
      • Offer valid until January 31, 2017.
    • California Pizza:
      • Return visit voucher worth S$10 per S$50 spent.
      • Offer valid until April 31, 2017.
    • T32 Dental Care:
      • Teeth whitening and other dental packages starting from S$350.
      • Offer valid until April 31, 2017.
    • Cortina Watch:
      • Spend a minimum amount of S$5,000 and get a discount of S$500.
      • Offer valid until February 28, 2017.
    • Adeva Spa:
      • 10% discount on a la carte services.
      • Offer valid until December 31, 2016.

    More offers and benefits at:

    • Fullerton Healthcare
    • Honestbee
    • Amazonia
    • AsiaMedic Wellness
    • Spinelli
    • Four Seasons Hotel and MORE.

    Instalment Payment Plans

    EasyPay Instalment Plan:

    • Avail 0% interest on all local and overseas purchases including travel, shopping, insurance premiums, taxes and more.
    • Convert purchases with transaction amount of S$500 and above.
    • A one time service fee of 5% will be applicable.
    • Choose between 6 month and 12 month instalment tenures.
    • Easy application process via online banking. You can also apply by calling the SC 24 Hour Phone Banking team. The number is available on the EasyPay webpage of the official Standard Chartered Singapore website.

    0% Instalment:

    • 0% instalment on your SC NUS Alumni Platinum Credit Card.
    • Flexible tenure of up to 3 years (36 months).
    • No additional fee to sign up for this instalment plan.
    • You will continue earning cashback/360o Reward Points on all purchases made using this instalment plan.
    • To avail this plan, ask for the SC 0% Interest Instalment Plan at any participating merchant establishment before using your credit card to make the payment.

    Fees and Charges

    Type of fee Amount payable
    Annual fee S$192.60 (2 year annual fee waiver)
    Supplementary card fee Free
    Interest rate 25.9% p.a.
    Late payment charges S$80
    Cash advance fee 6% of the withdrawn amount (Minimum charge is S$15)
    Interest on cash advance EIR of 28% p.a.

    Transactions in foreign currencies

    • All foreign currency transactions made in USD (US Dollar) will be converted into SGD (Singapore Dollar).
    • For all foreign currency transactions other than USD, the transaction will first be converted into USD and then into SGD. All such transactions are subject to a conversion rate determined by the card association. The conversion rate will be applicable on the date the transaction is processed and not on the date it was first made.
    • For all foreign currency transactions, 1% prevailing charge will be imposed by VISA on the converted SGD amount + 2.5% prevailing fee on the converted SGD amount.
    • DCC or Dynamic Currency Conversion – A prevailing charge of 0.8% will be applicable on the transaction amount on all foreign currency transactions converted through DCC. This charge is imposed by VISA.
    • For all SGD transactions that are processed overseas, VISA imposes a prevailing charge of 0.8% of the transaction amount.

    How to apply for the SC NUS Alumni Platinum Credit Card

    You can apply for the SC NUS Alumni Platinum Credit Card online. Click on the “Apply Now” option available on the SC NUS Alumni Platinum Credit Card webpage of the official Standard Chartered Singapore website. You will need to provide your personal details, employment details, required documents, review your application and then submit it.

    You can also apply for this credit card by walking into your nearest Standard Chartered Bank branch and applying for the card directly in person.

    For any queries regarding the card or the application process, you can call the bank on their hotline number or complete the ‘Contact Me’ form with your queries and submit it online. The hotline number as well as the online form can be found on the SC NUS Alumni Platinum Credit Card webpage of the official Standard Chartered Singapore website.

    Eligibility Criteria for the SC NUS Alumni Platinum Credit Card

    • Only NUS graduates are eligible to apply for this credit card.
    • Minimum age: 21 years.
    • Maximum age: 65 years.
    • Minimum income:
      • Singapore citizens and Permanent Residents: S$30,000 p.a.
      • Foreigners: S$60,000 p.a.

    Documents Required

    • Salaried employees:
      • Front and back copy of NRIC AND
      • Last month’s payslip (computerized)+ Most recent Income Tax NOA (Notice of Assessment) OR
      • CPF Contribution History for the last 6 months OR
      • Last month’s payslip (computerized).
    • Self-employed:
      • Front and back copy of NRIC AND
      • Most recent Income Tax NOA (Notice of Assessment).
      • The self-employed person must be in business for at least 2 years.
    • Commissioned earners:
      • Front and back copy of NRIC AND
      • Last 3 months payslip (computerized)+ Most recent Income Tax NOA (Notice of Assessment) OR
      • CPF Contribution History for the last 6 months OR
      • Last 3 months payslip OR
      • Most recent Income Tax NOA (Notice of Assessment) if commission earned is 100%.
    • Foreigners must additionally submit:
      • Copy of Passport AND
      • Copy of Employment Pass AND
      • Proof of address such as latest utility bill, latest bank statement, rental agreement containing current address, latest TV/mobile statements, employment letter containing current address etc.

    Interest on the SC NUS Alumni Platinum Credit Card

    The Effective Interest Rate or EIR on the SC NUS Alumni Platinum Credit Card is 25.9% p.a. If you do not make the full outstanding payment on your credit card by the payment due date, the finance charges on your transactions will be calculated daily at 0.71% on the outstanding balance + new transactions until the payment is made in full.

    Repayments

    The minimum payment per month on the NUS Alumni Platinum Credit Card is S$50 OR 1% of the principal outstanding amount + other fees and charges + interest, depending on whichever of the 2 is higher. Additionally, if your account balance exceeds the credit limit, that amount exceeding the credit limit will also be added to your minimum due payment.

    If you do not make the minimum due payment by your payment due date, you will be subjected to a late payment fee of S$80.

    Lost/stolen card liability

    You will be liable for all unauthorized or fraudulent transactions made on your credit card before you notify Standard Chartered Bank regarding the loss or theft of your card or if your PIN has been disclosed to a third party. The maximum liability on such transactions is S$100provided you notify the bank immediately.

    Card Protection Schemes: CardSafe Guarantee

    CardSafe Guarantee is only applicable on unauthorized online transactions:

    • SMS Alerts – The bank will send you an SMS every time a transaction is made using your credit card. You will also have the option to set a pre-set limit where the bank will send you a message whenever a transaction exceeds that limit. You will have to sign up for SMS Alerts online.
    • OTP (3-D Secure) Transactions for online purchases – An OTP or a One-Time Password will be sent to your registered mobile number to complete online transactions at 3-D Secure merchant establishments.
    • 24 hour protection – The bank has a fraud detection system which watches for any suspicious activity on your credit card round the clock. In case of detection of any suspicious activity, the bank will contact you for verification.

    Reporting lost/stolen credit card

    If you have lost your credit card, it has been stolen or the PIN has been disclosed to a third party, you must immediately contact Standard Chartered Bank on their hotline number and inform them of the loss, theft or disclosure. The Toll Free local number and overseas hotline number can be found on the “Report A Lost or Stolen Card” webpage of the official Standard Chartered Singapore website. 

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