Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Credit Card BYTES FROM OUR KITCHEN

    Maybank World Mastercard for Rewards: Yet to Get Reviews

    Credit Card Application

    This Maybank card, meant for premium banking customers, offers accelerated rewards points. The most important benefits of using this card are:

    • 10 TREATS Points equivalent to 4 air miles on every dollar spent at select dining, retail, and petrol stations at Singapore.
    • Access to JetQuay, the VIP terminal at Changi Airport.
    • Up to 19.1% savings on petrol.
    • Priority health checkup and treatment.
    • Contactless payment feature.

    Best suited to: Premium customers looking for more rewards for every dollar spent on retail purchases.

    Key Features

    Feature Description
    Annual fee S$240 (Waived for the first year which gets extended further if a total charge of S$24,000 is made to the card per year thereafter)
    Reward points on dining (select merchants) 10 TREATS Points for every S$1
    Reward points on retail spends (select merchants) 10 TREATS Points for every S$1
    Reward points on petrol (select merchants) 10 TREATS Points for every S$1
    Reward points on all other retail spends 1 TREATS Point for every S$1
    Complimentary travel insurance Up to S$1 million

    Joining Perks and Signup Bonuses

    Get a Samsonite Orfeo trolley bag (69cm Spinner) as a welcome gift (worth S$420) if you successfully apply for a Maybank World Mastercard and charge a combined minimum of S$700 to your card within the first two months of approval.

    Terms and conditions:

    • Each eligible candidate is entitled to one activation gift.
    • The date of posting of a transaction to your card account will be considered by the bank for checking your eligibility. Proof of charge slips won’t be considered while determining eligible spending.
    • Get a redemption letter or e-coupon from the bank for redemption of your gift. The redemption details of the gift can’t be accessed without referring to this letter.
    • You’ll need to collect your gift from the merchant within one month from the date of issue of the redemption letter. Failure to do so would lead to forfeiture.
    • Find the full terms and conditions http://info.maybank2u.com.sg/pdf/cards/wmc-activation-tnc.pdf.

    Additional Benefits

    • Be a part of promotions run by the bank throughout the year with this card. Check our dedicated Maybank promotions page for more information.
    • Get concierge service.
    • Enjoy 12.5% P$ rebate on food bill at restaurants participating in the Paradise Group scheme.
    • Save up to 20% at select restaurants in Singapore, Indonesia, and Malaysia.
    • Guarantee non-expiration of your accumulated TREATS Points with complimentary enrolment in the Rewards Infinite (RI) Programme.
    • Redeem items on the rewards portal for half the usual points during your birthday month.
    • Enjoy exclusive golfing privileges that include green fees at 86 fairways across the world.

    Earning Rewards

    • Earn 10 TREATS Points per dollar on select retail transactions. Get 1 TREATS point per dollar on other transactions.
    • No reward points will be awarded on transactions like balance transfer, FlexiPay, FlexiCash, credit card fee payments or AXS payments.
    • TREATS Points won’t be awarded on amounts spent beyond your permissible credit limit.
    • Vouchers, received in lieu of TREATS Points, can be combined and redeemed, unless otherwise stated.
    • Vouchers can also be used in conjunction with other TREATS privileges and discounts.
    • TREATS Points can be converted to Singapore dollars by signing up for the Auto Cash Credit Programme. Points can be redeemed in multiples of 17,000 or as stated.
    • Use your TREATS Points earned to offset the amount outstanding in your Best petrol/diesel bi-weekly invoice by signing up for the Best Petrol Cash Credit programme. The bi-weekly invoice must be in excess of S$50.
    • Learn more about TREATS Points by visiting http://info.maybank2u.com.sg/pdf/cards/terms_and_conditions.pdf.

    Let Us Illustrate:

    Let us assume that you charge S$2,000 a month to your card. Let us also assume that you spend S$700 on dining, S$500 on petrol, S$500 at select retail outlets which are part of the accelerated TREATS Points programme and S$300 on all other retail purchases.

    The table below shows the number of TREATS Points and miles you can earn per spend category.

    Spend Category Monthly Spend Points Earned Equivalent Miles
    Select dining places S$700 7,000 2,800
    Select retail merchants S$500 5,000 2,000
    Select petrol stations S$500 5,000 2,000
    Regular retail purchase S$300 300 120
    Total S$2,000 Points earned: 17,300 Miles earned: 6,920

    Redeeming your Earned Reward Points

    • Use your online banking credentials to check your TREATS Points balance and redeem them.
    • Download the relevant redemption form, fill it out, and mail or fax it to the bank.
    • Redeem the points directly on the redemption portal.
    • Call the hotline numbers to complete the process.

    Complimentary Insurance Coverage

    Type of Cover Sum Assured
    Death or disability due to an accident on all forms of public conveyance scheduled during a covered trip Up to S$1 million.
    Repatriation of mortal remains of the insured back to home country or to a destination selected by the legal representative of the insured S$5,000 per person.
    Loss of baggage Up to S$1,000.
    Delay in arrival of your luggage Up to S$400.
    Missing a scheduled connecting flight due to unavoidable reasons Up to S$400.

    Who All Will Be Covered by the Insurance Policy?

    • You, the cardholder.
    • Your spouse.
    • Your dependent children under the age of 23.

    Note:This cover will apply only if the tickets of the journey including those of your spouse and your dependent child are charged to your card.

    Interest Rates

    Type of Interest Charge
    Retail purchases 25.9% p.a.
    Cash advance 25.9% p.a.
    Instalment payment plan 0%

    Other Fee and Charges

    Type of Charge Charge
    Overseas transaction fee An administrative charge of 1.75% in addition to a charge of 1% levied by Mastercard.
    Late payment fee 5% of the minimum monthly due or S$80, whichever is higher.
    Over limit fee 3% of the credit limit granted to you in addition to the excess over your credit limit.
    Cash advance fee 5% of the cash withdrawn or S$15, whichever is higher.
    Supplementary card fee Free

    Activating the Card for Overseas Expenses

    • Yes, it is mandatory to activate the magnetic stripe of your card for overseas retail transactions.
    • It is also mandatory to activate the overseas cash withdrawal facility.

    Activate/deactivate the overseas ATM withdrawal facility of your card by doing one of the following:

    • Use your internet banking account to complete the process.
    • Call the hotlines of the bank and get in touch with the customer relationship executives.
    • Download the relevant form from the bank’s website, fill it out, and mail it to the bank.
    • Visit a Maybank branch in Singapore.

    Activate the magnetic stripe on the back of your card by using one of the following methods:

    • Visit a branch.
    • Use internet banking.
    • Call the bank’s hotline numbers.

    Instalment Payment Plans Available

    • Posh EzyPay:
      • Convert your purchases made at select luxury brand boutiques into affordable monthly instalments with this interest-free payment plan.
      • Charge a minimum of S$500 to your card to activate this plan.
      • Settle the total payment over 3, or 6 months.
    • Maybank 0% Instalment Payment Plan:
      • Convert eligible retail transactions into easy instalments with this plan.
      • Spread your payment over 6, 12, 24, or 36 months.
      • No interest is charged if instalment payments are made in full.
      • Charge a minimum of S$500 to your card in a single transaction to activate this plan.
    • Maybank FlexiPay:
      • Convert your purchases into affordable instalment payments even at stores that don’t accept your cards.
      • Register a minimum S$300 in a single charge slip to opt in for this plan.
      • Spread your payment over 6, 12, or 24 months as per your convenience.
      • A one-time processing fee, starting from 3%, will apply.

    Note: TREATS Points won’t be awarded for purchases made through any of the plans described above.

    Cash Withdrawal on the Credit Card

    • Up to S$3,000 can be withdrawn in local or foreign currency per day.
    • With SpeedLink, a dial-in service, you can do either of the following:
      • Increase your daily cash withdrawal limit to S$10,000 for up to three days.
      • Reduce your daily cash withdrawal limit to S$2,000.

    Lost/Stolen Cards

    • Report the incident to the bank as quickly as possible by calling the bank’s hotline.
    • File a report with the police and submit a copy of the same to the bank, if asked to.
    • Your liability for unauthorised transactions would be limited to S$100, provided:
    • Liability for unauthorised transactions conducted before you reported the incident is limited to S$100, provided it is established beyond reasonable doubt that:
      • You weren’t grossly negligent.
      • You weren’t complicit in the fraud.
      • You were compliant with the bank’s rules and policies at all times.
      • You were cooperative during the investigations.
    • The bank may even waive off your liability at its discretion.
    • You’ll be liable for all the unauthorised transactions made through your card in all other instances.

    If you think that you need a credit card but can’t make up your mind on the type, dig through our pages for a quick comparison. Curated information, available on these pages, make analysis extremely easy.

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Log in to Maybank2u.com.sg or submit the GIRO form

    To enable standing instructions on card payments, either set up a GIRO arrangement through a form, or set up automatic card payments by logging in to your Maybank2u.com.sg profile.

    How to Apply for the Card & Check the Application Status

    On Maybank site or at a branch

    You can apply for this credit card through the bank’s website. To check the application status, call the bank’s hotline. You will receive a text message with the status of your card application in 2 business days.

    How to Check Balance

    SMS alerts/Maybank2u.com.sg/phone banking

    You can check the current balance available on the card by through your online banking account. Also, you can request for SMART alerts, which will send you SMS notifications for all your transactions including the balance on your card.

    How Can the Bill Be Paid?

    GIRO/internet banking/ATM and others

    You can pay your credit card bills via the following modes:

    • AXS Stations
    • SingPost SAM
    • Online banking
    • Interbank GIRO
    • Cheque payment
    • With your ATM card
    • At any Maybank ATM
    • Maybank cash deposit machines
    • Cash payment at any Maybank branch

    How Much Is the Minimum Payment to Be Made on the Card?

    S$20 or 3% of the dues

    The minimum payment to be made is 3% of the outstanding balance on your statement or S$20, whichever is higher. In addition, you are liable to pay any amount you used that is above your credit limit.

    What Is the Grace Period?

    20 days

    The interest-free period is 20 days from the date of statement. This grace period is available only if you have paid your older bills in full.

    Which Mobile Wallets Can This Be Used With?

    Samsung Pay

    Your Maybank World Mastercard can be linked to your Samsung Pay wallet.

    Can It Be Used With EZ-Link?

    Yes

    The Maybank World MasterCard Credit Card can be used for EZ-Reload. However, not more than 7 EZ-Link accounts can be linked to one card.

    How to Block or Unblock the Card

    Phone banking or customer care hotline

    Inform Maybank about blocking or unblocking your credit card by calling their customer service or phone banking hotline.

    How to Reset the PIN

    Hotline/branch/ATM

    To change the PIN, perform one of the following:

    • Go to a Maybank Singapore ATM.
    • Call the bank’s customer care number.
    • Visit any Maybank branch in the country.
    • Fill up and mail the e-services form to the bank.

    What Is the Billing Cycle and the Bill Due Date?

    Check the bill

    Your billing cycle will start from the date of which your card was issued. In case you own multiple cards, Maybank will combine all your statements into one and decide on a due date, depending on their discretion. The due date will reflect on your statement every month. Make sure you pay your bill within the date to avoid late payment penalties.

    How to Temporarily Increase the Limit of the Card

    Call Maybank hotline

    You can call the bank’s customer service hotline to appeal for a temporary increase in the credit limit of your card.

    News About Maybank World MasterCard

    • Maybank World MasterCard or Visa Infinite Card Promotions

      Runtime – There are multiple promotions and all of them are ongoing offers. They will be valid till September 30, 2016.

      Particulars – The offers can be availed by using Maybank World MasterCard credit card or Maybank Visa Infinite credit card only.

        • Adeva Spa – Enjoy Natura Face Spa for a duration of 90 minutes, or, you can enjoy aroma body massage for a duration of 60 minutes. Couple spa treatment is available at a cost of S$48 only.

        • Cathay Platinum Movie – You can enjoy a two platinum movie tickets at Cathay when you spend a minimum amount of S$1,000 in three retail transactions. However, you must be one of the first fifty card members to avail this particular offer.

        • Durian Bonanza – When you spend a minimum amount of S$6,000 using your Maybank Visa Infinite credit card or Maybank World MasterCard credit card, you can avail two passes for the Durian Bonanza event organised by Maybank. The venue is at Le Meridien, Sentosa. It will start from 7 pm on August 19, 2016.

        • Kidzania Singapore – Expose you kids to edutainment adventure with several activities. Get a discount of 10% on the regular priced merchandise at Kidzania Singapore and admission tickets.

        • Millennium Resorts and Hotels – Enjoy exclusive dining deals and privileges at the Grand Copthorne Waterfront Hotel. Avail a discount of 30% on your food bill at Tien Court of Copthorne King’s Hotel. Get a discount of 30% on the buffet menus at M Hotel’s Café 2000. Enjoy a discount of 20% at the Orchard Hotel’s Hua Ting Steam Boat. You can avail dine 3 pay for 2 offer at Food Capitol. Enjoy a discount of 15% on your food bill at Grissini. At Secret Chat, you can get a discount of 10%. Avail a discount of 15% at Tempo Bar on your entire bill amount.

        • PHS Hair science – Enjoy aroma spa therapy for a duration of 150 minutes at a cost of S$188. Avail scalp and hair therapy at a cost of S$58 for a duration of 80 minutes. The card holder can be accompanied by an individual who can enjoy two hair and scalp therapies at a cost of S$100.

        • Port and Porters – Enjoy exclusive travel experience on a luxurious cruise chip. For every cabin you book on Regent Seven Seas Cruises or Oceania, avail Shipboard Credit worth US$700.

        • Silk Boutique Spa – On all the a la carte services at Skii Boutique Spa, you can avail a discount of 25%.

      Terms and Conditions – Please get in touch with Maybank to know more about the terms and conditions of this particular promotional offer.

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