Maybank eVibes Card

    Maybank offers a wide range of financial products such as credit cards, loans, deposits, insurance and investment products, etc. Maybank provides various credit cards covering most of the categories like rewards, premium, student, miles, cash rebates, etc.

    Maybank eVibes Credit Card Review

    Maybank eVibes Card is a student credit card that provides various benefits in terms of cash rebate, sign-up gifts, promotional offers and everyday privileges. This card comes with a credit limit of S$500 to avoid overspending. You can enjoy cash rebate on all your purchases without any minimum spend requirement. Let’s understand the Maybank eVibes Card in detail.


    • Tertiary students who are more than 18 years old need not provide a guarantor or have a minimum income to apply for the Maybank eVibes Card.
    • You will get a fee waiver for 2 years. After this period, you are liable to pay a Quarterly service fee which is S$5. The Quarterly service fee will be waived if you charge your card once in every 3 months.
    • You can view e-statements online, which helps to track your expenses. This service is available 24-hours a day.
    • The credit limit for this card is S$500, which means that you can keep your spending in control.


    • You can earn Maybank TREATS while shopping, dining, and travelling.
    • With the contactless payment facility by Visa payWave, you will enjoy faster payment while purchasing.


    • Mileslife: Get 2 times the usual miles on Mileslife – a travel and lifestyle mobile app. When you spend on this app for lifestyle and dining, you can earn frequent flyer miles according to your preference. This offer is valid until 31 March 2018 and for all Maybank credit cards.
    • Bangkok Jam: Spend S$48 or more and save 10% on your food bill. The offer is valid at the Bugis Junction, Great World City, Plaza Singapura, Wheelock Place, Marina Square, and JEM outlets of the restaurant. The offer ends on 28 February 2018.
    • BeautyFresh: Until 31 December 2018, buy anything from the online store of BeautyFresh and get a discount of 15%. You can't claim the offer for Clearance items, Jo Malone, Cle De Peau or Aveda products.
    • Cathay Cineplexes: Until 31 December 2018, you can enjoy the following discounts at Cathay:
      • Movie tickets from Monday to Thursday at S$8.50
      • Movie tickets from Friday to Sunday and public holidays at S$11
      • Combo sets at a discount of S$1

    For more details and terms and conditions of the offers, visit Maybank’s official website.

    Joining Benefits/Perks

    Apply for the Maybank eVibes Card and you can win a wristwatch from Adidas which is worth S$120. You can get this gift once you use your card for any transaction (no minimum spending needed) within one month from the date of card receipt. Only the first 500 approved cards qualify for this gift, though.

    Rewards Programme

    • You can enjoy 1% cash rebate on all the purchases made with Maybank eVibes Card. Here, there is no minimum spend required to get this cash rebate. You can use this cash rebate to automatically offset your card bills.

    If you spend S$1,000 on shopping, you will get S$10 as cash rebate. You can use this S$10 cash rebate to pay your credit card bill. For better insights on the terms and conditions governing the cash rebate, you can visit: http://info.maybank2u.com.sg/pdf/cards/tnc-evibes-priv-cashrebate.pdf.

    Fees and Charges

    The fees and charges associated with Maybank eVibes Card are mentioned in the table given below:

    Annual fee Quarterly service fee of S$5
    Interest rate 24% p.a.
    Minimum monthly payment 3% of the bill amount or S$20 (whichever is higher), and other dues from past
    Late payment fee 5% of the minimum amount to be paid or S$50 (whichever is higher)
    Cash advance fee 5% or S$15 (whichever is higher)
    Interest on cash advance 24% p.a.
    Over-limit fee 3% of the credit limit and the excess amount used above the credit limit

    How to Activate Maybank eVibes Card Overseas

    In order to activate your Maybank eVibes Card for ATM cash withdrawal overseas, you can do any of the options given below:

    1. Log in to your Maybank online banking and go to ‘Customer Service’ and locate ‘Overseas cash withdrawal’. Here, you can complete your request for card activation.
    2. You can visit the nearest Maybank branch for your card activation.
    3. Contact Maybank’s Customer Relationship Executive by calling on 1800-629 2265 or (65) 6533 5229.
    4. You can also activate it online by filling the eServices form which is available on Maybank’s official website. You must mail the filled form to Maybank.

    Foreign Currency Transactions

    Foreign currency transactions will be first converted to US dollars and then to Singapore dollars. The card transactions that are in US dollars will be directly converted to Singapore dollars. All the foreign currency transactions will have a conversion rate that is decided by the card association. Apart from the conversion rate, the bank will charge an administrative fee, which is 1.5% of the amount converted. The card association will also charge an additional 1% on the converted Singapore dollar amount. So the total applicable fee is 2.5% of the converted amount.

    Suppose you make a transaction in US dollars for an amount US$200. If US$1 = S$1.32340 on the day of conversion, then the amount in SGD will be S$264.68. Foreign currency transaction fee on converted amount will be 2.5% of S$264.68 = S$6.617. So in total, you will be spending S$271.297 for a transaction value of US$200.

    Cash Advance

    You can withdraw cash from any ATM across the world using your Maybank eVibes Card. You will be charged 5% of the amount withdrawn or S$15 (whichever is higher). When you withdraw cash overseas from a non-Maybank ATM, you will be charged S$5 per transaction.

    Apart from this, there’s an interest rate of 24% per year, applicable from the date the money is taken out.

    How to Apply for Maybank eVibes Card

    In order to apply for Maybank eVibes card, you can fill the application form available on Maybank official webpage and click on ‘Call Me Back’. Maybank’s officer will contact you for further procedure. You could also visit the nearest branch of the bank and kickstart the process.


    The eligibility criteria to apply for Maybank eVibes Card are given below:

    • Your age must be between 18 and 30 years. Applicants below 21 years must get the consent of his/her parent or legal guardian in order to process the application.
    • You must be a Singapore citizen or a Permanent Resident.
    • You must be an existing tertiary student/NSF person accepted by the educational institutions given below: SUSS, NAFA, SUTD & SIT, NUS, SMU, NTU, NP, NYP, SP, TP, LASALLE, RP, and NIE.

    Documents Required

    The documents required for Tertiary students who are above 21 years of age are:

    • Your NRIC photocopy (front & back).
    • Your student identification card.

    The documents required for people who belong to NSF and are above 21 years:

    • Your student identification card photocopy (front & back).
    • An acceptance letter from your institution.

    The documents required for applicants who are below 21 years are:

    • NRIC photocopy (front and back) of a parent or a legal guardian and documents related to guardianship.

    Interest Rates

    An interest rate of 24% p.a. is applicable on purchases done on the Maybank eVibes Card. However, you have to pay this interest only if you do not pay the full bill each month. You will also get an interest-free period of 20 days from the date when the statement was generated. The interest is compounded every day until you make the full payment.

    Bill Payments

    Maybank has facilitated various methods for bill payment and they are given below:

    • You can directly visit your nearest Maybank branch and pay cash at the credit card counter.
    • You can opt for Interbank GIRO transfer so that your bill amount is automatically debited from your account every month.
    • You can pay through Maybank debit card at Maybank ATMs if you have a Maybank current or savings account.
    • You can pay by cheque if you have a savings or checking account.
    • You can use Maybank cash deposit machines located at Maybank branches to pay your bill.
    • You can pay online through online banking facility.
    • You can make bill payments at AXS stations and SingPost SAM kiosks that are located island-wide.

    What Should You Do If Your Maybank eVibes Card Is Lost/Stolen?

    Once you realise that your Maybank eVibes Card is lost or stolen, you must immediately notify Maybank about the loss. You should also lodge a police complaint. Before informing the bank about the card loss if there was any unauthorised transaction, you will only be liable for such transactions up to S$100. After informing the bank, you will not be liable for the unauthorised transactions.

    However, if the bank finds that you were negligent in maintaining your credit card or if you were acting fraudulently or if you fail to notify the bank early, then you will be liable to all the unauthorised transactions (up to your credit limit), additional interests, and late payment fees charged by the bank.

    Cards Similar to the Maybank eVibes Card

    Read More Related to Credit Cards:

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.