The SC MANHATTAN $500 Card can get you into the most popular clubs, exclusive deals, offers and promotions and rebates on all your purchases.
Credit cards have made our day-to-day transactions much easier and have transformed the way we shop. While there are plenty of cards to choose from, you will need to check which one is apt to suit your needs. If this is the first time you are applying for one, you may consider applying for Standard Chartered Manhattan $500 Credit Card.
This standard chartered credit card is primarily aimed at undergraduates or first-time jobbers. It offers a credit limit of S$500. By opting for this card, you are exempted from paying an annual fee of S$32.10 for the first year. The Manhattan $500 card also provides 0.25% cashback on all your purchases. For all your Uber rides, you are eligible to get up to 20% cashback, ranging to a maximum of S$50 each month, if you spend at least S$900 in a month.
If you are looking for a card that offers low annual fees and a basic credit limit to meet you’re spending needs, this card may be the right one for you.
If you have been using the SC MANHATTAN $500 Card for a while now but you have started earning more than S$30,000 p.a. you can switch to a MANHATTAN World MasterCard that offers extended benefits and deals with just a phone call. You can call the bank on the number provided on the SC MANHATTAN $500 Card webpage of the official Standard Chartered Singapore website and the bank will send you the application form. You simply have to complete the form, attach the required documents and mail it back to the bank. Once, your application is approved, the bank will send you your new MANHATTAN World MasterCard.
To make the transition even more convenient for you, the bank will make sure that you’re old SC MANHATTAN $500 Card will share the combined credit limit as your new MANHATTAN World MasterCard which is up to 2X your monthly income. Although this is an option, Standard Chartered encourages cardmembers to cancel their old MANHATTAN $500 when they apply for the MANHATTAN World MasterCard.
|Type of fee||Amount payable|
|Annual fee||S$32.10 (1-year annual fee waiver)|
|Interest rate||25.9% p.a.|
|Late payment charges||S$80|
|Cash advance fee||6% of the transacted amount with a minimum charge of S$15|
|Interest on cash advance||0.077% per day on the transacted amount until the full payment is made.|
To apply for this credit card, visit the SC MANHATTAN $500 Card webpage of the official Standard Chartered Singapore website. You will find the “Apply Now” option on the page. Click on this option and download the application form. Fill in the necessary details, attach the requested documents and mail the completed application form to the bank.
The Effective Interest Rate or EIR on the SC MANHATTAN $500 Card is 24.455% p.a. This interest rate will be applied on your credit card balance if you do not make the full payment on your outstanding balance by your payment due date. This finance charge will be calculated daily at 0.067% on your outstanding balance from your statement date.
The interest will be calculated starting from the transaction date and until the payment is made in full. The repayment grace period on this credit card is 22 days from your statement date and only applicable if you pay the outstanding balance in full. This interest free credit will not be applicable on partial payments on the minimum amount due.
The minimum repayment per month on the SC MANHATTAN $500 Card is S$50 OR:
If you do not pay the minimum due amount by your payment due date, a late payment charge of S$60 will be applicable. If the minimum due amount is not paid by the next statement cycle, the interest rate on this credit card will be adjusted to 28% p.a. Once you start making timely payments on your minimum due amount by your payment due date, the interest rate will be reverted to 24.455% p.a.
You will be liable for all unauthorized or fraudulent transactions made on your credit card before you notify Standard Chartered Bank regarding the loss or theft of your card or if your PIN has been disclosed to a third party. The maximum liability on such transactions is S$100 provided you notify the bank immediately.
CardSafe Guarantee is only applicable on unauthorized online transactions:
If you have lost your SC MANHATTAN $500 Card or it has been stolen, you must notify Bank immediately by phoning their 24 Hour Client Contact Centre standard chartered credit card hotline number. This number is available on the application form for this credit card. You can find a link to download this application form on the SC MANHATTAN $500 Card webpage of the official Standard Chartered Singapore website.