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    How to get more miles with OCBC Titanium cards

    The OCBC Titanium Rewards Card gives you up to 10 OCBC$ per S$1 spent, especially on payments made for shoes, clothes, bags, electronics, department stores, children’s wear and personal care – both offline and online, and inside and outside Singapore. This translates to 0.4 Krisflyer Miles per OCBC$ earned.

    Please refer to the table below to understand how you can earn more air miles on your OCBC Titanium Rewards Credit Card:

    You earn OCBC$ for any purchases Total air miles earned Minimum spend required Maximum OCBC$ that can be earned
    For every S$1 that is spent on transactions related to online or offline purchases from department stores, or for bags, clothes, shoes, baby wear, personal care, electronics and mobile wallet payments (Samsung Pay, Apple Pay, Android Pay), both inside and outside Singapore 10 OCBC$ 4 air miles None 120,000, after which you will earn only 1 OCBC$ per S$1 spent on these categories as well
    For every S$1 that is spent locally 1 OCBC$ = 0.4 air miles 0.4 air mile None None

    So if you spend more in the respective high-miles earning categories, then you will earn miles at faster rate. For example, if you spend S$1,500 per month in the designated categories, then you will earn 15,000 OCBC$. If you continue doing this for 6 months, you will earn a total of 90,000 OCBC$, You can redeem this for 30,000 miles (with 15,000 OCBC$ to spare), which can get you to Hong Kong, Taiwan or South China in an Economy Class ticket with Singapore Airlines.

    Redeeming OCBC$ for Krisflyer Miles

    The accumulated OCBC$ can be used to redeem vouchers, rebates, air miles and other redemption products listed in the reward catalogue. However, we are looking only at air mile conversions here.

    In order to start earning your air miles, you will need to register for a frequent flyer programme with Singapore Airlines. You can do this through an additional form that can be obtained from the bank. You can also check OCBC online banking for options to enroll in the miles programme. Once you are enrolled, you can convert your OCBC$ into Krisflyer miles. Just visit

    A few things to remember:

    • Conversion to Krisflyer miles can only be done in blocks of 25,000 OCBC$. This means that you need to plan your spending and redemptions accordingly.
    • There is a redemption fee of S$25 per redemption. It does not matter whether you are redeeming 25,000 OCBC$ or 120,000 OCBC$ in one go – the fee remains S$25.
    • The conversion is not instant. There will be a waiting period of up to 21 working days. So plan your journey in advance if you plan to use your converted miles for the ticket.

    Keep checking your credit card statement to see how many miles you are earning every month. This will help you plan your redemptions well.

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