• DBS Woman's MasterCard Card

    Credit Card BYTES FROM OUR KITCHEN

    DBS Woman's Card Promotion

    Given below is a list of promotions for DBS Woman's Card:

    • DBS Woman's cardholders can enjoy a promotional offer of being one of the first 500 cardholders to win S$20 worth of Uber Credits when they make a minimum purchase of S$100 at Taobao.com or Tmall.com using their DBS card. Cardholders can also earn 5 reward points for every S$5 spent online. The offer is valid till 30th April 2017.
    • DBS cardholders can enjoy a promotional offer when shopping at Rabeanco. Cardholders can get a discount of 5% on all regular priced items and an additional discount of 5% on items on sale when they pay with their DBS card. The offer is valid till 31st December 2017.
    • DBS cardholders can enjoy a promotional offer at Ritz Carlton Millenia in Singapore. Cardholders can get a discount of 10% on the total food bill when they pay with their DBS card. The offer is valid till 31st December 2017. The offer is not valid on Sunday Brunch at the Colony in Ritz Carlton Millenia.
    • DBS cardholders can enjoy a promotional offer at Oven Fried Chicken. Cardholders can get a discount of 10% on the ala carte food menu when they pay with their DBS card. The offer is valid till 30th June 2017.
    • DBS cardholders can enjoy a promotional offer at Jinja Chicken. Cardholders can get a discount of 10% when they spend a minimum of S$30 on their DBS card. The offer is valid till 30th June 2017.
    • DBS cardholders can enjoy a promotional offer at Capri by Fraser. Cardholders can get a discount of 15% on the total food bill when they pay with their DBS card. The offer is valid till 31st December 2017.
    • DBS cardholders can enjoy a promotional offer at Tino's Pizza. Cardholders can get a discount of 10% on the food bill when they pay with their DBS card. The offer is valid till 31st December 2017.

    DBS Woman’s MasterCard

    Enjoy a host of lifestyle privileges, shopping escapades and earn rewards while doing the things you love with the DBS Woman’s MasterCard.

    Joining Benefits/Perks

    • Apply for a DBS Woman’s MasterCard online and get cashback of up to S$160.
    • Apply for this credit card online and spend a minimum amount of S$500 within 1 month of card approval to qualify for this joining benefit.
    • New DBS credit cardmembers will receive cashback of S$160 and existing members will receive cashback of S$100.
    • This benefit is applicable until December 31, 2016.

    Features of the DBS Woman’s MasterCard

    • Enjoy annual fee waiver on this credit card for 1 year.
    • Make payments using DBS MasterPass, a wallet service offered by DBS, free of charge. It can be used to make purchases, taxi bookings and more.
    • Use the DBS Lifestyle App for exclusive deals on shopping, entertainment dining and travel privileges.

    Rewards

    Online shopping:

    • What you get – 5X Reward points per S$5 spent on all online purchases.
    • How to redeem – 5X Reward points is equivalent to 5 DBS Points or 10 air miles. You can redeem your points or air miles on “DBS Rewards”.
    • Charges and details – You will not be awarded reward points for payments made through mail order, via telephone, payments on insurance, donations, utility bills etc.

    Comfort and CityCab bookings:

    • What you get – 5X Rewards on all your taxi bookings.
    • How to redeem – Book your taxi using the DBS MasterPass through ComfortDelGro Taxis app for bookings.
    • Charges and details – You can exchange your earned reward points on DBS Rewards for exclusive privileges on shopping, travel, dining and entertainment.

    Benefits of the DBS Woman’s MasterCard

    Reward Points:

    • You will be awarded 1 DBS Point per S$5 spent on all other purchases (excluding online shopping and Comfort and Citycab bookings made through DBS MasterPass).
    • You can redeem all your earned reward points on DBS Rewards for a range of privileges that include dining, shopping, travel and more.

    Priority booking Program for Comfort and CityCab:

    • Enjoy a priority booking status when you make a taxi booking on Comfort and Citycab using your mobile number.
    • The priority booking status will entail you to be served on a queue dedicated to priority customers who will get their taxi before others.
    • In order to enjoy this status, you will need to enrol into the DBS Comfort and Citycab Priority Booking Program using 250 DBS Points + make at least 3 retail transactions on your credit card each month.

    True Fitness and True Yoga:

    • Complimentary visits:
      • You are entitled to 2 complimentary visits every month to True Fitness Centres located at NTUC Income Tampines Junction and Suntec City, Djitsun Mall, Chevron House and True Yoga Centre located at Pacific Plaza.
      • There are 5 complimentary slots available each day at every centre.
    • 24 month membership at True Fitness and True Yoga:
      • You will receive a joining fee waiver of S$200 +
      • 2 free personal training sessions + Complimentary 1 month True Fitness membership for a guest, which together costs S$450.
    • 24 month membership at True Fitness:
      • You will receive a joining fee waiver of S$200 +
      • 1 complimentary assessment of Body Fat Analysis + 1 free personal training session, which together costs S$170.
    • 24 month membership at True Yoga:
      • You will receive a joining fee waiver of S$200 +
      • 1 complimentary pair of True Fitness memberships for 1 month each for your guests worth S$420.

    Instalment Payment Plans – My Preferred Payment Plan (MP3)

    • You can combine + convert all your retail spends into instalment payment plans at 0% interest.
    • 0% interest + 0% processing fees if you convert your purchases into payments over 12 months. The processing fee charged otherwise for this instalment is 5%.
    • The minimum transaction amount to convert into My Preferred Payment Plan is S$500. You can use a maximum of 5 transactions to meet this required amount.
    • Only retail transactions made on your DBS Woman’s MasterCard can be converted into this instalment plan. It is not applicable on payments including balance transfer, cash advance etc.
    • You will not earn any DBS Points or cash rebates on purchases you convert into My Preferred Payment Plan.
    • To apply for My Preferred Payment Plan, you need to send the bank an SMS according to the procedure available on the DBS Woman’s MasterCard webpage of the official DBS Singapore website. Upon sending the SMS, the bank will call you within 3 business days to complete the application process.

    Fees and Charges

    Type of fee Amount payable
    Annual fee S$16.50 (First year fee waived)
    Supplementary card fee S$80.25 (First year fee waived)
    Interest rate 25.90% p.a. (Minimum charge is S$2.50)
    Late payment charges S$80 for outstanding balances above S$50
    Cash advance fee 6% of the withdrawn amount (Minimum charge is S$15)
    Interest on cash advance 28% p.a.

    Transactions in foreign currencies

    • Foreign currency transactions made in US Dollars (USD) will be converted into Singapore Dollars (SGD). All foreign currency transactions other than USD will first be converted into USD and then into SGD.
    • The conversion will depend on the government mandated rate or wholesale interbank rates as determined by the card association.
    • All foreign charges that are converted by MasterCard are subject to a 1% conversion factor on the converted amount.
    • The administrative fee charged on all foreign currency transactions by DBS is 1.5% of the transaction amount.
    • For foreign currency transactions converted into SGD through DCC or Dynamic Currency Conversion, an administrative fee of 1% of the converted amount will be applicable.
    • For all SGD transactions processed overseas, an administrative fee of 1% will be applicable.

    How to apply for the DBS Woman’s MasterCard

    You can apply for the DBS Woman’s Card online. Click on the “Apply Now” option available on the DBS Woman’s Card webpage of the official DBS Singapore website. You will need to fill out the online application, verify your information, upload the relevant documents and submit it.  

    You can also visit your nearest DBS Bank branch and apply for this credit card directly in person.

    Eligibility Criteria for DBS Woman’s MasterCard

    • Minimum age: 21 years.
    • Minimum income:
      • Singapore citizens and Permanent Residents: S$30,000 p.a.
      • Foreigners: S$45,000 p.a.

    Documents Required

    • Salaried Employees:
      • Front and back copy of NRIC AND
      • CPF Contribution History for the past 12 months AND
      • Most recent Income NOA (Notice of Assessment) OR
      • Last 3 months computerized payslips OR
      • Salary crediting into your personal DBS or POSB Bank Account Number.
    • Commission based employees/Variable income employees:
      • Front and back copy of NRIC AND
      • CPF Contribution History for the past 12 months OR
      • Last 2 years Income NOA (Notice of Assessment).
    • Self-employed:
      • Front and back copy of NRIC AND
      • Last 2 years Income NOA (Notice of Assessment).
    • Foreigners who have been employed for less than 3 months:
      • Valid Passport having minimum validity of 6 months AND
      • Employment Pass having minimum validity of 6 months AND
      • Most recent Income NOA (Notice of Assessment), if applicable AND
      • Most recent computerized payslip OR
      • Salary credited into DBS or POSB Bank Account Number (in SGD currency) OR
      • A letter from your company stating your employment + salary in SGD currency (the letter should be dated within 3 months of your application).
    • Foreigners who have been employed for 3 months and above:
      • Valid Passport having minimum validity of 6 months AND
      • Employment Pass having minimum validity of 6 months AND
      • Most recent Income NOA (Notice of Assessment), if applicable AND
      • Most recent computerized payslip OR
      • Salary credited into DBS or POSB Bank Account Number (in SGD currency).
    • Supplementary credit card applicants who are 18 years or below:
      • Front and back of NRIC/Passport AND
      • An Acceptance Letter from an overseas institution certifying your study abroad OR
      • A letter confirming travel duration for at least 1 month.
    • Supplementary credit card applicants who are above 18 years:
      • Front and back of NRIC/Passport.

    Interest on the DBS Woman’s MasterCard

    The finance charge on the DBS Woman’s MasterCard is 25.90% p.a. This charge will compound if you do not make full payments on your outstanding balances. The finance charge will be charged on a daily basis from your transaction date and until you make the payment in full. The minimum finance charge is S$2.50. If you pay your outstanding balance in full by your payment due date, then no finance charge will be applicable on your transactions.

    Repayments

    The minimum repayment amount for the DBS Woman’s MasterCard is S$50 or 3% of your outstanding balance + any amount exceeding your credit limit. If you do not make the minimum payment by your payment due date, an additional 3% interest will be added to your finance charge of 25.90% p.a. This interest adjustment will be applicable from your next credit card account statement. Your interest rate will be reinstated to 25.90% p.a. on the first business day of your next statement cycle after you have paid the minimum payment by your payment due date.

    Lost/stolen card liability

    If your DBS Woman’s MasterCard is lost, stolen or the PIN has been disclosed to a third party, you must immediately notify DBS Bank regarding the same. The maximum liability for any unauthorized transactions on the credit card will be S$100 provided you notify the bank. You will not be liable to pay for any unauthorized transactions on your card after you have notified the bank regarding the loss, theft or disclosure.

    Reporting lost/stolen credit cards

    Your maximum liability on any and all unauthorized transactions made on your credit card will be S$100 only if you report the following to the bank:

    • You must immediately notify the bank regarding the incident of loss/theft/disclosure.
    • You must assist the bank in recovering any unauthorized charges made on your card.
    • You must provide the bank with a police report and a written confirmation of the loss/theft/disclosure + any other information requested by the bank.

    DBS Bank must be satisfied that the loss/theft/disclosure has not been a direct result of your negligence or intent to default. 

    Read More Related to Credit Cards:

    News About DBS Woman's MasterCard Card

    • No longer on DBS Woman’s Cards: priority taxi bookings

      If you’ve currently been enjoying priority bookings on Comfort & CityCab through your DBS Woman’s Cards, this privilege will no longer be available from 1 August 2017.

      DBS has announced the cancellation of Comfort & CityCab Priority Bookings Programme for the DBS Woman’s Card. However, you will continue to earn up to 10 DBS Points per S$5 spent on taxi rides with Uber, Grab and Comfort. Payments for Comfort taxis have to be made through Masterpass to earn the extra points.

      DBS also stopped awarding of extra reward points for transactions made through CardUp and iPaymy from 1 May 2017 onwards.

      31st July 2017

    • DBS Women's Card Promotions

      Runtime – There are several promotions with different runtimes. All are ongoing.

      Particulars – The promotions with DBS Women’s Cards are as follows:

        • Blue Lotus – 10 percent discount on all Ala-Carte orders

        • Resorts World Sentosa – Avail discounts of up to 10 percent at more than forty F&B outlets

        • Cathay Cineplexes – Avail discount of SGD 5 on Platinum Movie Suite tickets. Enjoy 10 percent discount on Combo Deals and Ala-Carte. When you purchase two Platinum Movie tickets, you can enjoy complimentary combo worth SGD 12

        • Hotels.com – Book your hotel on Hotels.com and avail discounts of up to 8 percent

        • SKIRT, W Singapore – Avail a discount of 10 percent on the total bill

      Terms and Conditions – Please, get in touch with the bank to know more about the terms and conditions of these promotional offers.

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