The Takashimaya Visa Card from DBS is a co-branded credit card that rewards you with bonus points on shopping at Takashimaya Department Stores and Takashimaya Square, B2. Get 5% voucher rebates on using this card to shop at the stores. The card is also available with American Express and both offer promotional deals on merchandise at Takashimaya Department Stores.
Best suited to: Families who shop at Takashimaya Department Stores regularly.
|Annual fee||S$192.60 (first-year fee waived)|
|Reward points on retail purchases||2 Takashimaya Bonus Points per S$12|
|Reward points on out-of-store expenses||0.5% voucher rebates|
|Complimentary travel insurance||Not available|
If you are a Takashimaya Visa Cardholder, then you will earn 2 bonus points with every S$12 spent on the card.
Let’s say you have spent S$1,800 in a month at the Takashimaya Store using your Visa Card. According to the programme, you will earn 300 Takashimaya Bonus Points. Hence, the number of bonus points you will earn for each category in this scenario is:
|Spend category||Monthly spend||Points Earned|
|Cosmetics and skincare||S$240||40|
|Tableware and cookware||S$480||80|
|Fashion and accessories||S$360||60|
|Total||S$1,800||Points earned: 300|
Redeem your bonus points by logging onto the bank’s online rewards redemption website or Rewards App. If you have 100 bonus points, redeem them for Takashimaya gift vouchers worth S$30. Exchange all your dining, shopping, entertainment, and other expenditures for voucher rebates, which can be used to offset your next purchase at Takashimaya Stores.
|Type of Interests||Charge|
|Retail purchases||25.9% p.a.|
|Cash advance||28% p.a.|
|Instalment Payment Plans||0%|
|Type of charge||Charge|
|Overseas transaction fee||1.8% on the transaction amount|
|Late payment fee||S$100|
|Cash advance fee||6% on the withdrawn amount or S$15, whichever is more|
|Supplementary card fee||S$96.30 (waived for the first year)|
To know if you are eligible for this card, please visit our dedicated DBS credit cards main page.
Yes, it is mandatory to activate all DBS credit cards for overseas use. The purpose of this is to enhance security. You must activate the magnetic stripe on your card before making any overseas transactions. You can use any of the ways below to activate your card:
Please note – You can follow the same steps to deactivate your card once you are back in Singapore.
Split your big-ticket purchases into affordable instalments for up to 24 months at 0% interest and no processing fee with the Instalment Payment Plan (IPP). Use this facility at participating merchant outlets in Singapore. An administrative fee of S$150 will be charged by the bank upon termination of this plan if pay your dues before the tenure ends.
Alternatively, you can choose My Preferred Payment Plan (MP3) at 0% interest with a low processing fee of up to 6%, depending on the chosen tenure. Choose from the same tenure as IPP and use this facility at any participating outlet in Singapore. Combine up to 10 transactions for each application. However, a minimum S$100 spend in 1 transaction using your credit card is required to apply for this plan.
If you need to withdraw cash immediately, you can use the bank’s cash advance facility. The total amount you can withdraw depends on the available credit limit on your card. There is no minimum amount for cash withdrawal. However, the maximum amount you can withdraw from a DBS/POSB ATM in a day is S$3,000.
In case your credit card is stolen, lost or misused, you need to notify the bank immediately. You must also file a police complaint by writing a letter confirming the theft, loss or misuse of the credit card. The liability amount you need to pay to the bank in case of any illegal use of your card is limited to S$100 if it is proven that the loss/theft/misuse was not due to your negligence.
Visit our site and learn about ongoing promotions if you want to make the most of the latest credit card offers. You will need to apply for these cards within the validity period.
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How to Enable/Disable Auto Debit & Standing Instructions
Use a Video Teller Machine (VTM) or the digibank App to terminate this facility.
How to Apply for the Card & Check the Application Status
Apply Online and Follow Up through Phone Banking
Apply online on the bank’s website:
Check your application status through Phone Banking.
How to Check Balance
Through SMS or Phone Banking/iBanking/Digibank
Check your outstanding balance in any of these ways:
How Can the Bill Be Paid?
Through iBanking/Digibank/ATMs/SMS Banking/Cheque/AXS/GIRO/VTMs
You can pay the bill by any of the following ways:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Outstanding Balance or Min S$50
You must pay either 3% of the sum mentioned in your monthly statement or S$50, whichever is greater. Any overdue amounts will also be added to your minimum payment.
What Is the Grace Period?
The interest-free period available is 20 days.
Which Mobile Wallets Can This Card Be Used With?
Apple Pay/Samsung Pay/Google Pay
Pay quickly and conveniently with the following:
Can It Be Used With EZ-Link?
Yes, your DBS card can be used to top up your EZ-link account. To do so, you must visit a DBS/POSB ATM, insert the card, type your PIN and select CashCard/ez-link/concession card/NETS FlashPay under more services. Respond to the prompts on the screen to complete the process.
How to Block or Unblock the Card
To block or unblock your card, you could call the customer service centre of DBS.
Alternatively, you could go to the card’s digital services page of the bank.
How to Reset the PIN
Through Digibank/iBanking/VTM/Online Form
Reset your PIN through the following channels:
What Is the Billing Cycle and the Bill Due Date?
1 Month (Can Start on Any Date)
The billing cycle is usually the time between the generation of two subsequent statements. The statement reflects your transactions along with the due date.
The minimum payment should be made within 20 days from the statement generation date. The full payment should be made by the following month’s statement generation date.
How to Get a Replacement Card
Get a replacement card through:
How to Temporarily Increase the Limit of the Card?
The bank allows an increase in the credit limit temporarily for the following purposes:
Visit the bank’s website and fill the online form to make your request. After logging in to iBanking, follow these steps:
Check all the details and submit.