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    DBS Takashimaya Visa Card for Cash Rebate

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    If you love shopping at the Takashimaya Department Stores or the Takashimaya Square, using this card to pay for your purchases will help you earn 5% voucher rebates. You earn 2 Takashimaya Bonus Points for each S$12 you spend in these stores. For every set of 100 Takashimaya Bonus Points that you accumulate, you can redeem Takashimaya Gift Vouchers worth S$30. You also get the benefit of an extra 10% discount when you shop during certain sale events in the store. In addition to this, you also get free delivery of your purchases if you spend at least S$100. Apart from this reward, you also get 0.5% voucher rebates on all the spends you make on this card. Now every time you pay for dining, shopping, or other spends, you get these rebates that you can then redeem to get discounts on your Takashimaya shopping bills. You also get to enjoy a discount of 5% when you shop at Takashimaya in Japan. With the Visa payWave feature, you can easily pay for your purchases by simply waving your card. You can also make use of more than 1,000 deals related to dining and shopping, available all over Singapore.

    Key Features and Benefits

    Feature Description
    Reward points on retail purchases 2 Takashimaya Bonus Points per S$12
    Reward points on out-of-store expenses 0.5% voucher rebates
    Complimentary travel insurance Not available

    Additional Benefits

    • 5% voucher rebates for every S$12 spent at the store.
    • Extra discount of 10% during in-store sale period.
    • CashCard top-up of S$6 for parking if you spend at least S$250 at the store.
    • Free delivery of the purchased products on minimum spend of S$200 during the 10% Promotion Day and S$100 on any other day.
    • 5% off at Takashimaya Japan.
    • Make contactless payments through Visa payWave.
    • More than 1,000 dining and shopping deals in Singapore under the DBS Lifestyle Privileges programme.
    • To know about the offers and their expiry dates, please visit our dedicated DBS credit cards promotions page.

    Earn Rewards While Shopping

    If you are a Takashimaya Visa Cardholder, then you will earn 2 bonus points with every S$12 spent on the card.

    Calculate Rewards Points from DBS Takashimaya Visa Card

    Let’s say you have spent S$1,800 in a month at the Takashimaya Store using your Visa Card. According to the programme, you will earn 300 Takashimaya Bonus Points. Hence, the number of bonus points you will earn for each category in this scenario is:

    Spend category Monthly spend Points Earned
    Cosmetics and skincare S$240 40
    Tableware and cookware S$480 80
    Fashion and accessories S$360 60
    Luggage S$240 40
    Baby appliances S$480 80
    Total S$1,800 Points earned: 300

    Redeem Earned Rewards Points

    Redeem your bonus points by logging onto the bank’s online rewards redemption website or Rewards App. If you have 100 bonus points, redeem them for Takashimaya gift vouchers worth S$30. Exchange all your dining, shopping, entertainment, and other expenditures for voucher rebates, which can be used to offset your next purchase at Takashimaya Stores.

    DBS Takashimaya Visa Card Interest Rate

    Type of Interests Charge
    Retail purchases 25.9% p.a.
    Cash advance 28% p.a.
    Instalment Payment Plans 0%

    DBS Takashimaya Visa Card Fees & Charges

    Type of charge Charge
    Annual fee S$192.60 (first-year fee waived)
    Overseas transaction fee 1.8% on the transaction amount
    Late payment fee S$100
    Cash advance fee 6% on the withdrawn amount or S$15, whichever is more
    Supplementary card fee S$96.30 (waived for the first year)

    Eligibility Criteria

    To know if you are eligible for this card, please visit our dedicated DBS credit cards main page.

    Activating the Card for Overseas Use

    Yes, it is mandatory to activate all DBS credit cards for overseas use. The purpose of this is to enhance security. You must activate the magnetic stripe on your card before making any overseas transactions. You can use any of the ways below to activate your card:

    • SMS
    • DBS or POSB iBanking
    • DBS or POSB Digibank app
    • You can visit any of the DBS/POSB ATMs in Singapore
    • Call the bank’s 24/7 hotline and speak to an executive

    Please note – You can follow the same steps to deactivate your card once you are back in Singapore.

    Instalment Plans

    Split your big-ticket purchases into affordable instalments for up to 24 months at 0% interest and no processing fee with the Instalment Payment Plan (IPP). Use this facility at participating merchant outlets in Singapore. An administrative fee of S$150 will be charged by the bank upon termination of this plan if pay your dues before the tenure ends.

    Alternatively, you can choose My Preferred Payment Plan (MP3) at 0% interest with a low processing fee of up to 6%, depending on the chosen tenure. Choose from the same tenure as IPP and use this facility at any participating outlet in Singapore. Combine up to 10 transactions for each application. However, a minimum S$100 spend in 1 transaction using your credit card is required to apply for this plan.

    Cash Withdrawn on Credit Card

    If you need to withdraw cash immediately, you can use the bank’s cash advance facility. The total amount you can withdraw depends on the available credit limit on your card. There is no minimum amount for cash withdrawal. However, the maximum amount you can withdraw from a DBS/POSB ATM in a day is S$3,000.

    Lost/Stolen Card

    In case your credit card is stolen, lost or misused, you need to notify the bank immediately. You must also file a police complaint by writing a letter confirming the theft, loss or misuse of the credit card. The liability amount you need to pay to the bank in case of any illegal use of your card is limited to S$100 if it is proven that the loss/theft/misuse was not due to your negligence.

    Visit our site and learn about ongoing promotions if you want to make the most of the latest credit card offers. You will need to apply for these cards within the validity period.

    Credit Card Tips

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Through GIRO

    • Use internet banking or digibank to apply for GIRO.
    • Start making payments to your credit card and to over 60 billing organisations.
    • Payments will be automatically deducted and credited to your account on the second business day from your payment due date.

    Use a Video Teller Machine (VTM) or the digibank App to terminate this facility.

    How to Apply for the Card & Check the Application Status

    Apply Online and Follow Up through Phone Banking

    Apply online on the bank’s website:

    • New customers can apply online by filling the form and submitting it.
    • Existing customers can use their Card and PIN or iBanking credentials to apply online

    Check your application status through Phone Banking.

    How to Check Balance

    Through SMS or Phone Banking/iBanking/Digibank

    Check your outstanding balance in any of these ways:

    • SMS banking
    • Phone banking
    • iBanking
    • Digibank

    How Can the Bill Be Paid?

    Through iBanking/Digibank/ATMs/SMS Banking/Cheque/AXS/GIRO/VTMs

    You can pay the bill by any of the following ways:

    • iBanking
    • digibank
    • DBS/POSB ATM
    • SMS Banking
    • Cheque
    • AXS Station/AXS e-Station/AXS m-Station/AXS QuickBill
    • Interbank Giro
    • Video Teller Machine (VTM)

    How Much Is the Minimum Payment to Be Made on the Card?

    3% of the Outstanding Balance or Min S$50

    You must pay either 3% of the sum mentioned in your monthly statement or S$50, whichever is greater. Any overdue amounts will also be added to your minimum payment.

    What Is the Grace Period?

    20 Days

    The interest-free period available is 20 days.

    Which Mobile Wallets Can This Card Be Used With?

    Apple Pay/Samsung Pay/Google Pay

    Pay quickly and conveniently with the following:

    • Apple Pay
    • Samsung Pay
    • Google Pay

    Can It Be Used With EZ-Link?

    Yes

    Yes, your DBS card can be used to top up your EZ-link account. To do so, you must visit a DBS/POSB ATM, insert the card, type your PIN and select CashCard/ez-link/concession card/NETS FlashPay under more services. Respond to the prompts on the screen to complete the process.

    How to Block or Unblock the Card

    To block or unblock your card, you could call the customer service centre of DBS.

    Alternatively, you could go to the card’s digital services page of the bank.

    How to Reset the PIN

    Through Digibank/iBanking/VTM/Online Form

    Reset your PIN through the following channels:

    • Digibank
    • iBanking
    • VTM
    • Online form

    What Is the Billing Cycle and the Bill Due Date?

    1 Month (Can Start on Any Date)

    The billing cycle is usually the time between the generation of two subsequent statements. The statement reflects your transactions along with the due date.

    The minimum payment should be made within 20 days from the statement generation date. The full payment should be made by the following month’s statement generation date.

    How to Get a Replacement Card

    Online/Digibank

    Get a replacement card through:

    • Online using your Card and PIN.
    • Through digibank

    How to Temporarily Increase the Limit of the Card?

    The bank allows an increase in the credit limit temporarily for the following purposes:

    • Hospitalisation
    • Burial service
    • Wedding
    • Travel

    Visit the bank’s website and fill the online form to make your request. After logging in to iBanking, follow these steps:

    • Apply>More Application Services>Cards & Cashline Application and Services>Credit Card Temporary Limit Increase.
    • Key-in your iBanking PIN.
    • Set your temporary credit limit increase (up to S$4,000).
    • Select your purpose.
    • Set the time period (up to 1 month).

    Check all the details and submit.

    • For travelling, you must mention the destination and the duration of your trip.
    • If your request is approved, you will receive a letter of confirmation.
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