The Takashimaya Visa Card from DBS is a co-branded credit card that rewards you with bonus points on shopping at Takashimaya Department Stores and Takashimaya Square, B2. Get 5% voucher rebates on using this card to shop at the stores. The card is also available with American Express and both offer promotional deals on merchandise at Takashimaya Department Stores.
Best suited to: Families who shop at Takashimaya Department Stores regularly.
|Annual fee||S$192.60 (first-year fee waived)|
|Reward points on retail purchases||2 Takashimaya Bonus Points per S$12|
|Reward points on out-of-store expenses||0.5% voucher rebates|
|Complimentary travel insurance||Not available|
If you are a Takashimaya Visa Cardholder, then you will earn 2 bonus points with every S$12 spent on the card.
Let Us Illustrate:
Let’s say you have spent S$1,800 in a month at the Takashimaya Store using your Visa Card. According to the programme, you will earn 300 Takashimaya Bonus Points. Hence, the number of bonus points you will earn for each category in this scenario is:
|Spend category||Monthly spend||Points earned|
|Cosmetics and skincare||S$240||40|
|Tableware and cookware||S$480||80|
|Fashion and accessories||S$360||60|
|Total||S$1,800||Points earned: 300|
Redeem your bonus points by logging onto the bank’s online rewards redemption website or Rewards App. If you have 100 bonus points, redeem them for Takashimaya gift vouchers worth S$30. Exchange all your dining, shopping, entertainment, and other expenditures for voucher rebates, which can be used to offset your next purchase at Takashimaya Stores.
|Type of interest||Charge|
|Retail purchases||25.9% p.a.|
|Cash advance||28% p.a.|
|Instalment Payment Plans||0%|
|Type of charge||Charge|
|Overseas transaction fee||1.8% on the transaction amount|
|Late payment fee||S$100|
|Cash advance fee||6% on the withdrawn amount or S$15, whichever is more|
|Supplementary card fee||S$96.30 (waived for the first year)|
To know if you are eligible for this card, please visit our dedicated DBS credit cards main page.
Yes, it is mandatory to activate all DBS credit cards for overseas use. The purpose of this is to enhance security. You must activate the magnetic stripe on your card before making any overseas transactions. You can use any of the ways below to activate your card:
Please note – You can follow the same steps to deactivate your card once you are back in Singapore.
Split your big-ticket purchases into affordable instalments for up to 24 months at 0% interest and no processing fee with the Instalment Payment Plan (IPP). Use this facility at participating merchant outlets in Singapore. An administrative fee of S$150 will be charged by the bank upon termination of this plan if pay your dues before the tenure ends.
Alternatively, you can choose My Preferred Payment Plan (MP3) at 0% interest with a low processing fee of up to 6%, depending on the chosen tenure. Choose from the same tenure as IPP and use this facility at any participating outlet in Singapore. Combine up to 10 transactions for each application. However, a minimum S$100 spend in 1 transaction using your credit card is required to apply for this plan.
If you need to withdraw cash immediately, you can use the bank’s cash advance facility. The total amount you can withdraw depends on the available credit limit on your card. There is no minimum amount for cash withdrawal. However, the maximum amount you can withdraw from a DBS/POSB ATM in a day is S$3,000.
In case your credit card is stolen, lost or misused, you need to notify the bank immediately. You must also file a police complaint by writing a letter confirming the theft, loss or misuse of the credit card. The liability amount you need to pay to the bank in case of any illegal use of your card is limited to S$100 if it is proven that the loss/theft/misuse was not due to your negligence.
Visit our site and learn about ongoing promotions if you want to make the most of the latest credit card offers. You will need to apply for these cards within the validity period.