The DBS Takashimaya American Express Card is a co-branded card issued with Takashimaya Stores. This card gives you privileges such as:
Best suited to: Earn rebates on shopping from Takashimaya Stores in Singapore and Japan.
|Annual Fee||S$192.60 after the first year|
|Reward points on shopping at the Takashimaya Store||2 Takashimaya Bonus Points (or 6% voucher rebates) per S$10|
|Reward points on purchases outside the Takashimaya Store||Not applicable 2 Takashimaya Bonus Points (or 0.5% voucher rebates) for every S$10 you spend|
|Complimentary travel insurance||Not available|
The DBS Takashimaya American Express Card offers you Takashimaya Bonus Points whenever you spend at participating stores using the card.
Let us consider an illustration for better understanding.
|Spend category||Monthly spend||Points Earned||Gift voucher value|
|Purchases at Takashimaya||S$1,050||210||S$63|
|Purchases outside Takashimaya||S$750||Nil||-|
|Total||S$1,800||210||S$60 + 10 points carried over|
|Type of Interests||Charge|
|Retail Purchases||25.90% p.a.|
|Cash Advance||S$15 or 6% of the sum withdrawn, whichever is higher|
|Instalment Payment Plan||N/A|
|Type of charge||Charge|
|Overseas Transaction Fee||3.8% of the amount for the transaction|
|Late Payment Fee||S$80 if your pending balance is above S$50|
|Cash Advance Fee||6% of the amount withdrawn|
|Supplementary Card Fee||S$96.30|
Your card will have a magnetic stripe on the back, which is essential for transactions in some foreign countries. The stripe is in a deactivated state when in Singapore, because our country uses EMV chip technology.
To make the card ready for transactions outside Singapore, you can use any one of the following ways:
You can withdraw up to S$3,000 in a day from a DBS/POSB ATM. There is no minimum limit on cash advance withdrawal and it is linked to your available credit.
The first thing you ought to do is to inform the bank about the theft/loss. If your card was stolen or lost, you have a liability limited to S$100 only in the following cases:
In case the bank finds you guilty in misuse of the card, then you could be held responsible for the fraud and legal proceedings may be taken against you.
Whether you are looking to accumulate miles for your next tour or save big on fuel in Singapore, you can get more information on cards with reference to their privileges, on our website.
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How to Enable/Disable Auto Debit & Standing Instructions
Through iBanking/Recurring Payment Form
To terminate the recurring funds transfer, you will have to log into iBanking and click on ‘Terminate Standing Instruction’ under ‘Other Services’.
How to Apply for the Card & Check the Application Status
How to Check Balance
Through SMS/Phone Banking/Digibank/iBanking
You can check your credit card by:
How Can the Bill Be Paid?
Through iBanking/Digibank/GIRO/SMS/Phone Banking/AXS/ATM/Cheque
You can pay your DBS credit card bills in the following ways:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Statement Balance or Min S$50
With this card, you will have to pay at least S$50 or 3% of the card statement balance, the greater among the two. In addition, you will also have to pay the overdue amount.
What Is the Grace Period?
You will get an interest-free period of 20 days before your next credit card statement is generated. This period is applicable if you pay your credit card bills in full every month.
Which Mobile Wallets Can This Card Be Used With?
Apple Pay/Google Pay/Samsung Pay
You can make purchases using the following mobile wallets:
Can It Be Used With EZ-Link?
Yes, you can top up this card using EZ-link through a DBS/POSB ATM. You will have to take the following steps:
How to Block or Unblock the Card
Online/Contact DBS Customer Service Centre
To block or unblock your card, you will have to go to the ‘Cards Digital Services Page’. Otherwise, you can have a chat with the DBS Customer Service Centre.
How to Reset the PIN
Through Internet Banking/Online/Digibank
You can instantly reset your pin through the following ways:
What Is the Billing Cycle and the Bill Due Date?
20 Calendar Days for Minimum Payment/ 1 Month for Full Payment (Can Start on Any Date)
Your billing cycle and bill due date will be mentioned on your credit card bill.
How to Get a Replacement Card
Online Form/Card & PIN/iBanking/Customer Service
If you want to replace your DBS credit card, you can do it via:
How to Temporarily Increase the Limit of the Card?
Through iBanking/Online Form