The DBS Live Fresh Card is designed to give you a cashback of 5% when you shop online and also when you make Visa payWave purchases. For all other transactions, you get a cashback of 0.3%. In addition to this, the card also features a number of offers, promotions, and deals that change every season to give you the latest of everything that’s out there. Welcome to a world where you live in the moment, get rewards, check out the latest parties, and save money every season.
|Cashback on online purchases||5%|
|Cashback on Visa payWave purchases||5%|
|Cashback on all other retail purchases||0.3%|
|Complimentary travel insurance||Not available|
If you’re someone who enjoys shopping online, chances are you’re going to love this card. For every online transaction you make and for all Visa payWave transactions, you are eligible to get a cashback of 5%. For all other transactions, you can earn a cashback of 0.3%. The maximum cashback you can earn every month is limited to S$20 for each category namely, online purchases, Visa payWave transactions, and all other spends.
This card brings you some of the best promotions and deals from around the country. It also gives you access to exclusive events and parties that happen in Singapore. You get discounts on event entry fees, discounts on food and beverage options at participating outlets, and a whole lot more. You also get to choose from various deals on travel options. So, go ahead and make your next holiday a memorable and exciting one while saving money at the same time.
The following table gives you an idea of the amount of cashback you can earn per category depending on your spending:
|Spend category||Amount Spent||Cash Back rate||Cash Back earned|
|Visa payWave payments||S$150||5%||S$7.50|
|Other retail purchases||S$600||0.3%||S$1.80|
|Total||S$1,900||S$60 (the max. you can earn)|
|Type of Interest||Charge|
|Retail Purchases||25.90% p.a.|
|Cash Advance||28% p.a.|
|Instalment Payment Plan||0%|
|Type of charge||Charge|
|Overseas Transaction Fee||
|Late Payment Fee||S$100 if the unsettled balance is more than S$50|
|Cash Advance Fee||6% or S$15 per transaction, whichever is more|
|Supplementary Card Fee||S$64.20|
You can check whether you qualify to apply for this card by looking at the eligibility criteria of DBS credit cards that can be found here.
To know more about the full range of cards offered by different banks, visit our website and check all the cards under various categories.
RELATED CARD PRODUCTDBS Live Fresh Student Card
RECENTLY VIEWED PRODUCTSUnlimited Cashback Card
How to Enable/Disable Auto Debit & Standing Instructions
Apply for GIRO
To cancel this facility, use the digibank App or any Video Teller Machine (VTM).
How to Apply for the Card & Check the Application Status
Apply Online and Follow Up Through Phone Banking
Applicants can track their card application status through Phone Banking.
How to Check Balance
Through digibank/iBanking/SMS or Phone Banking
How Can the Bill Be Paid?
Through digibank/iBanking/ATMs/Cheque/SMS Banking/GIRO/VTM/AXS
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Outstanding Balance or Min S$50
The minimum payment amount stands at 3% of the outstanding balance or S$50, whichever is higher. Any overdue amount will also be added to the payment due..
What Is the Grace Period?
If there’s no outstanding amount from earlier billing cycles, you will enjoy an interest-free period of 20 days.
Which Mobile Wallets Can This Card Be Used With?
Android Pay/Apple Pay/Samsung Pay
Can It Be Used With EZ-Link?
This credit card can be used as an EZ-Link card. For this feature, you will have to activate the EZ-Reload facility.
How to Block or Unblock the Card
In case your credit card is lost or stolen, you should immediately get in touch with the bank to intimate them and block your card. You can block the card by either using Online Services or by contacting the bank at the customer service hotline.
How to Reset the PIN
Through Internet Banking or digibank App
What Is the Billing Cycle and the Bill Due Date?
1 Month (Can Start on Any Date)
The minimum payment will be due by the 20th day from your statement generation and full payment will be due by the next statement generation.
The billing cycle is calculated between two successive credit card statements. The statement is sent to you each month, starting from the very date you received approval for the card. The billing cycle is determined based on the number of working days in a month. It is possible to change the date for billing cycle directly from the bank’s webpage.
How to Get a Replacement Card
Through Card and PIN/iBanking
You will receive the replacement card within 3-5 business days.
How to Temporarily Increase the Limit of the Card?
You can increase the limit of your credit card temporarily using iBanking. You can increase up to a maximum sum of S$4,000, and for a maximum period of up to 30 days. Your request for increase of limit will only be approved for the following reasons:
The bank will send you a confirmation letter based on your request.
Alternately, you can also request for a temporary increase of credit limit by filling and submitting an online form.