The DBS Esso Card is the only credit card in Singapore that is co-branded with a petrol station and allows you to save on your fuel costs. Additionally, every time you spend using the DBS Esso Card, you earn Smiles Points – the loyalty programme of Esso – which allows you to convert the points into fuel purchases. You get 1 Smiles point for every S$10 that you spend on non-Esso purchases. This means free fuel several times a year!
You are automatically enrolled into Esso’s Smiles Driver Rewards system when you get the DBS Esso Card. Every time you buy Synergy fuel from an Esso station, you get 1 Smiles Point. You can exchange Smiles points for fuel at the rate of petrol worth S$10 for 300 points or petrol worth S$30 for 750 points. In addition, the card gives you a total of 17% discount when you buy petrol from Esso stations across Singapore. The discount is divided in this way –
The card also gives you driving perks. You can convert your Motor Insurance and Road Tax payments made through the credit card into zero-interest instalment payment plan. This is a perfect petrol credit card for high fuel-consuming Singaporeans.
Given below is a list of DBS Esso Mastercard promotions:
The DBS Esso MasterCard gives you the exclusive opportunity to earn excellent fuel savings at Esso stations when you use your credit card for shopping, dining and other purchases. Earn Smiles points with your card for every SGD you spend and save on fuel across Singapore. Let us take a look at the benefits, fee details, features and other aspects of the DBS Esso MasterCard.
Upon approval of your card application, enjoy additional savings of up to S$90 at Esso stations besides the 17% fuel savings that can be earned through purchases made using your credit card.
The card allows for flexible instalment options towards motor insurance and road tax payments. The offer is meant exclusively for customers with a DBS/POSB Current account or Savings account. The cash amounting to the motor insurance and road tax amount is credit to the account within 7 working days and can be repaid over a 12-month payment period.
|Type of fee||Amount payable|
|Supplementary card fee||S$42.80|
|Interest rate||25.90% p.a.|
|Late payment charges||S$80 if the monthly outstanding is more than S$50|
|Cash advance fee||6% of the withdrawn amount|
|Interest on cash advance||28% p.a.|
You can apply for the DBS Esso MasterCard by visiting the official DBS site and filling the online application form. You can also visit any DBS branch and apply for the card. Approval of the credit card application is completely contingent on satisfying the eligibility criteria.
Customers are required to make a minimum monthly payment of 3% of the total monthly outstanding amount. Additionally, any overdue amounts from previous minimum payments and amounts exceeding credit limits are also charged under the minimum monthly payment for the given month. Late payment charges of S$80 are also accordingly applicable if payments are not made before the due date.
The liability for lost/stolen cards is S$100. Liability is imposed by the bank if the bank observes gross negligence or fraud on the part of the customer and unauthorised transactions take place before the bank is notified about the loss/theft of the credit card.
The bank can be contacted directly in case of lost/stolen credit cards. Customers can reach out to the bank by dialling the bank’s Customer Service Number and providing details about the card and recent transactions performed on the card. The bank will then block the card, thereby disallowing future transactions to take place.
Run Time – This offer is available till 30th June, 2016
Particulars – Avail fuel vouchers worth SGD 60, when you apply for DBS Esso Card.
Terms and Conditions –
• The card application has to be approved during the offer period
• One card member will receive one voucher only