• DBS Altitude American Express Credit Card

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    DBS Altitude American Express Card Promotion

    Given below is a list of promotions for DBS Altitude American Express Card:

    • DBS cardholders can enjoy a promotional offer when shopping at Rabeanco. Cardholders can get a discount of 5% on all regular priced items and an additional discount of 5% on items on sale when they pay with their DBS card. The offer is valid until 31st December 2017.
    • DBS cardholders can enjoy a promotional offer at Ritz-Carlton Millenia in Singapore. Cardholders can get a discount of 10% on the total food bill when they pay with their DBS card. The offer is valid until 31st December 2017. The offer is not valid on Sunday Brunch at the Colony in Ritz-Carlton Millenia.
    • DBS cardholders can enjoy a promotional offer at Oven Fried Chicken. Cardholders can get a discount of 10% on the a la carte food menu when they pay with their DBS card. The offer is valid until 30th June 2017.
    • DBS cardholders can enjoy a promotional offer at Capri by Fraser. Cardholders can get a discount of 15% on the total food bill when they pay with their DBS card. The offer is valid until 31st December 2017.
    • DBS cardholders can enjoy a promotional offer at Tino's Pizza. Cardholders can get a discount of 10% on the food bill when they pay with their DBS card. The offer is valid until 31st December 2017.
    • DBS cardholders can enjoy a promotional offer at Tocco Toscano. Cardholders can get a discount of 15% on regular priced items when they pay with their DBS card. Cardholders will have to enter the promo code TOS15 to enjoy the offer. The offer is valid until 31st December 2017.
    • DBS cardholders can enjoy a promotional offer of S$28 for a Spider Gold Facial Treatment at Expressions. Cardholders can also enjoy a complimentary Vee mask worth S$15 when they make the payment using their DBS credit card. The offer is valid until 30th April 2017 and is limited to one redemption per cardholder. Cardholders are required to make advance bookings.

    DBS Altitude American Express Credit Card

    The DBS Altitude American Express credit card is the quintessential miles and travel credit card in the DBS line-up. This card allows cardholders to earn miles on every expense charged to the card and offers some great travel privileges such as discounts on airfare as well as specially curated travel packages to exotic destinations.

    Features of DBS Altitude American Express Credit Card

    • The card is a travel card that earns miles on expenses charged to it. The card earns a higher rate of miles when charged with overseas expenses.
    • Air miles are provided in the form of DBS points where 1 DBS point is equal to 2 Miles.
    • The card has a one year annual fee waiver.
    • The cardholder can access great travel privileges.
    • The cardholder can avail complimentary travel insurance.
    • The cardholder can avail a 24 hour concierge service.

    Rewards

    • Cardholders can avail discounts of up to 5% on hotel accommodations across the globe and discount of up to 8% for booking destinations such as Australia or New Zealand and discount of 7% for all booking any other destination around the globe from Agoda.com.
    • Cardholders can enjoy 15% off on the best available room rates at Bay Hotel Singapore when booking a staycation.
    • Cardholders can get a discount of 15% on all bookings from Travelio provided they spend a minimum of S$50 on the website.

    Benefits

    • Cardholders can avail the Altitude Travel Destinations service which offers great promotional prices on exciting destinations and getaways.
    • Cardholders can earn up to 3 miles per S$1 charged to the card when they book travel packages from Altitude Travel Destinations.
    • Local spend charged to the card earns air miles at the rate of 1.2 miles for every S$1 charged to the card.
    • Cardholders can also avail great discounts when booking flights from Asiatravel, Cathay Pacific, Garuda Indonesia, Qatar airways and more.
    • The card offers a 24 hour concierge service which assists the cardholders in booking vacations, flight tickets arranging for airport transfers and even booking dinner reservations.

    Insurance

    When air fare is purchased solely using the card, the cardholder receives a complimentary travel insurance policy with a cover of up to S$1 Million. This policy covers unforeseen scenarios such as accidental death or permanent and total disability.

    Fee and charges

    Type of fee Amount payable
    Annual fee The annual fee of the card is S$192.60. The annual fee for the first year is waived.
    Supplementary card fee The annual fee for the supplementary card is S$96.30 for each supplementary card. The annual fee for the supplementary card is waived for the first year.
    Interest rate Card transactions are charged an interest rate of 25.9% per annum and late payment of dues attracts an additional interest rate of 3%.
    Late payment charges The fee is based on outstanding dues. If the outstanding amount is less than S$50 then no fee is charged but if it is S$50.01 or more, a fee of S$80 is charged.
    Cash advance fee The fee is 6% of the amount withdrawn. Cash advances have a minimum fee of S$15.

    Transactions in foreign currencies

    Cardholders will be charged for transactions carried out in foreign currencies. Such transactions effected in US Dollars are converted into Singaporean Dollars. Transactions made in any other currencies are converted into US Dollars and then into Singaporean Dollars. The rate of exchange used for conversion will be the prevailing rate at the time of posting and not at the time the transaction was made. The fee imposed is an administrative fee of 2.65% on the converted Singaporean Dollar amount. In addition to this fee, a fee of 1% of the converted Singaporean Dollar amount is charged by Visa/Mastercard and 0.6% of the converted Singaporean Dollar amount is charged by UnionPay.

    For those transactions made in foreign currencies and converted using Dynamic Currency Conversion, a fee of 2.8% is charged on the converted Singaporean Dollar amount. This fee is inclusive of a 1% fee imposed by Visa/MasterCard.

    Those transactions that are made overseas but effected in Singaporean Dollars are charged a fee of 2.8% on the converted Singaporean Dollar amount. This fee is inclusive of a 1% fee imposed by Visa/MasterCard.

    How to apply for DBS Altitude American Express Credit Card

    Candidates can apply for this card via 2 channels. They can either visit their nearest DBS branch or visit the DBS website and apply for the card. Cardholders must complete the application form and provide the required income documents to successfully avail the card.

    Eligibility Criteria for DBS Altitude American Express Credit Card

    • The minimum age of cardholders should be of 21 years at the time of application.
    • Singaporean nationals or Permanent residents who wish to apply for this card should earn a minimum annual income of S$30,000.
    • Foreign nationals require a minimum annual income of S$45,000 to avail this card.

    Documents required

    Applicants need to provide the following documents to avail the DBS Altitude American Express card.

    • For Salaried Applicants
      • Front and back copy of NRIC.
      • CPF contribution statement dating back 12 months.
      • Most recent income tax notice of assessment or
      • The copy of the latest computerised payslips.
    • For Self-employed Applicants
      • Front and back copy of NRIC.
      • Most recent income tax notice of assessment dating back at least 2 years.
    • For Commission or Variable Earning Applicants
      • Front and back copy of NRIC.
      • CPF contribution statement dating back 12 months or
      • Most recent income tax notice of assessment dating back at least 2 years.
    • For Foreign Applicants
      • A copy of the applicant’s passport.
      • A copy of the applicant’s employment pass with a minimum of 6 months of validity remaining on it.
      • Copy of latest payslip.
      • Company letter that acts as proof of employment.
      • The applicant must have served a minimum of 3 months in the current employer’s service during time of application.

    Interest on DBS Altitude American Express Credit Card

    Interest rates charged on the DBS Altitude American Express card for transactions is 25.90% per annum charged on a daily basis. This interest rate is charged when the dues owed are not paid in full by the specified due date. If cardholders fail to make the minimum monthly payment on time, then a penalty interest rate of 3% in addition to the prevailing interest rate is charged. This penalty rate will stop being charged when all previous outstanding dues have been cleared. Interest rates charged on cash transactions is 28% per annum charged on a daily basis from date of cash advance until it has been fully repaid. Interest rates are subject to change as per discretion of the bank and cardholders must check with DBS to find out prevailing interest rates of the product.

    Repayments

    DBS Altitude American Express cardholders are required to make a minimum monthly payment that is S$50 or 3% of the outstanding balance plus any previous dues, whichever is higher. If cardholders exceed their credit limit, then the amount they are exceeding it by should also be paid in addition to the monthly minimum payment.

    Reporting lost/stolen credit cards

    Cardholders must notify DBS immediately if they have lost or misplaced or have had their DBS Altitude American Express card stolen. DBS will then limit the liability of the cardholder against unauthorised transactions made on such cards provided it is satisfied that the cardholders had notified them in time and that the loss or theft did not take place due to sheer negligence on part of the cardholder.

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    News About DBS Altitude American Express

    • DBS Altitude Card Expedia Promotion 2016

      Runtime - This is an ongoing promotion that started on February 1, 2016 and is valid until April 30, 2016.

      Particulars –

        • During the promotion period you will earn 6 miles for every SGD that you spend on expedia.com.sg/dbsaltitude.

        • In addition to this, you will earn 2 extra miles for every SGD 1 that you spend when you make a purchase of SGD 2500 and above in a single transaction. This will give you 8 miles per SGD 1 spent.

      Terms and Conditions –

        • For every SGD 1 spent on single transactions worth SGD 2499 and lesser on the Expedia website, you will earn 3 miles.

        • You will earn additional 5 miles for every SGD 1 that you spend on single transactions worth SGD 2500 and above.

        • For further details on this promotion or for more information on the terms and conditions, please feel free to contact the bank.

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