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Citi Rebate and Instant Rewards on Credit Card

Are you looking for something more with your credit cards? With Citi credit cards, you will get a lot more. In addition to the features and benefits, you will also get extra rebates and rewards in the form of Citi Rebate and Instant Rewards. With Citi Rebate, you will earn up to 10% rebate on top of other benefits that you get from all your Citi credit cards except Citi PremierMiles American Express Card, Citibank Staff Business Gold Cards, and corporate cards. You can easily redeem the rebates, rewards points, and shopping vouchers that you earn in different ways at various participating outlets.

Learn More About Citibank Credit Cards

Citi Rebate

If you have a Citi credit card, you will earn Citi Rebate at more than 300 outlets and stores spread across Singapore. Some of the retail chains where you will earn Citi Rebate are as follows:

  • Four Seasons Gourmet Market
  • Sheng Siong Supermarket
  • Bee Cheng Hiang
  • Owell BodyCare
  • Times Bookstores
  • X-boundaries
  • Sports Connection
  • Blum & Co
  • toss & turn
  • Starbucks

Benefits Offered by Citi Rebate on Various Citi Cards

Credit Card Current Card Benefit >Extra Citi Rebate
Citi Cash Back Card Save up to 20.88% on fuel. Up to 10%
Citi Clear Card Elite party privileges. Up to 10%
Citi SMRT Card Rebate of up to 7% on daily expenditure. Up to 10%
Citi PremierMiles VISA Card Get up to two Citi Miles for every dollar spent. Up to 10%
Citi Rewards Card Get up to 20x reward points when you shop. Up to 10%

How Citi Rebate Works

The Citi Rebate you earn with Citi credit cards work in the following way:

  1. Visit any participating commercial outlet.
  2. Charge the purchases made to your card.
  3. Earn Citi Rebate.
  4. Make use of the Citi Rebate to offset your next purchase at various participating commercial outlets.

There is no limit to the number of Citi Rebate that you can earn and they do not expire and work just like cash as 1 Citi Rebate equals 1 Singapore Dollar. You can check your Citi Rebate balance on your Citi credit card receipt.

Terms and Conditions Associated with Citi Rebate

There are various terms and conditions associated with how you can use these rebates:

  • You cannot transfer or exchange the Citi Rebate earned on your credit card for cash or credit.
  • Citi Rebate earned by supplementary or basic cardholders must be credited and redeemed independently.
  • If you have more than one Citi credit card, you cannot aggregate the rebates earned.
  • You will not get Citi Rebate for all online retail transactions.

Instant Rewards

As part of the Instant Rewards programme, you can use your miles/points to offset your purchases immediately or redeem for shopping coupons at various participating commercial outlets in Singapore. You can also exchange your points for miles. For instance, with every five points transferred, two miles will be added to your respective frequent flyer account.

Here are the steps involved in redeeming your points:

  1. Shop at participating commercial outlets.
  2. Show your Citi credit card.
  3. Redeem your rewards points immediately to offset your purchase.

For online redemptions, you just have to sign in using your user identification and PIN and take the following steps:

  • Click on "Rewards and Offers".
  • Choose your card.
  • Click on "Redeem Rewards".

You can redeem your miles or points for cash rebates with just a simple text message. Here is how the SMS redemption process works:

  1. SMS to 72484: RWDS the last four digits of your card CASH10.
  2. The cash rebate you earn will be credited to your card account immediately.

You can even check your points balance with just a simple text message. The steps involved in the process are as follows:

  1. SMS to 72484: RWDSBAL the last four digits of your card.
  1. You will get an SMS response with your points balance.

As per the conversion rate, 4,200 points can be exchanged for S$10 cash rebate and 1,400 miles can be exchanged for S$10 cash rebate. The table below shows the redemption code that you will have to use and the cash rebate that you will get with the various Citi credit cards:

Credit Card Keyword Points/Miles Cash Rebate
Citi PremierMiles Visa PMCASH50 7,000 miles S$50
PMCASH20 2,800 miles S$20
PMCASH10 1,400 miles S$10
Citi Prestige Card, Citi ULTIMA Visa Card, Citi Clear Visa Card, Citi Clear 500 Card, Citi Platinum Visa Card, Citi Gold Visa/Mastercard, Citi Silver Visa/Mastercard, Citi Rewards Visa/Mastercard CASH50 21,000 points S$50
CASH20 8,400 points S$20
CASH10 4,200 points S$10

You can also use your Citi credit card or Samsung Pay to offset your purchases using your miles/points.

Here are the steps that you need to take when you make a card transaction on Samsung Pay:

  1. Make payment for your purchases using Samsung Pay.
  2. Click on the notification ‘Citi Pay with Points’.
  3. Select from the last ten transactions made in the past 30 days.
  4. Click on ‘Redeem Now’ to proceed.
  5. Once your redemption has been carried out successfully, a credit will be reflected in your next statement.

Here are the steps that you need to take when you make a card transaction on Samsung Pay:

  1. Pay for your purchases using your Citi card.
  2. You will get a text message on your phone registered with the bank together with the link using which you can redeem your miles or points.
  3. Click on the link and choose the number of miles or points you wish to redeem.
  4. Once your redemption has been carried out successfully, a credit will be reflected in your next statement.

According to the conversion rate, 420 points can be exchanged for S$1 and 140 miles can be exchanged for S$1. Some of the preferred retail partners include Amazon Prime Now, Expedia, Lazada, Grab, Foodpanda, and more.

Citi ThankYousm Rewards

As part of Instant Rewards, you will also enjoy Citi ThankYousm Rewards Here you can use your points to redeem from a large collection of items. Do note that you cannot redeem the miles you earn on the Citi PremierMiles American Express Card through the instant redemption method.

The Instant Rewards programme will not be applicable to co-branded cards. The points you earn with Citi Classic Card and Citi Clear Card will be valid only for a period of one year. The points you earn with Citi Gold or Platinum Card and Citi World Mastercard or Citi Rewards Visa Signature will be valid for five years. For Ultima cardmembers, the points earned never expire.

If you wish to convert your Citi ThankYousm Points into air miles, you will be charged an administrative fee of S$25 and it will be charged for each mile transfer request. If you earn any Citi reward vouchers, it will be applicable for a period of three months unless stated otherwise. The reward vouchers will reach you within seven working days from the date of the request.

To collect your rewards, you must fill in your card number and put your signature on your Citi reward voucher before you show it to the respective redemption outlet or shop owner. If your reward voucher is incomplete, it will not be accepted. You can collect your Citi Rewards at the specified venue on the Citi voucher itself or on the Online Rewards Catalogue.

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