Step into a world of exclusive privileges and rewards spanning across a variety of categories. The Citi Prestige Card gives you up to 6 Citi ThankYouSM Points (which is equal to 2.4 Miles) for every dollar you spend on it. In addition to this, you also can also get extra Citi ThankYouSM Points of up to 30% based on your relationship with the bank. You can also get Citi Rebates of up to 10% on spends at more than 300 locations. The card also features other exclusive privileges such as unlimited access to airport lounges across the world, complimentary night stays at international resorts and hotels, free airport transfers, golfing benefits, and dining offers. In addition to this, you also get travel insurance coverage of up to S$1 million along with a concierge service that assists you during your travels.
|Reward points on overseas retail transactions||5 Citi Dollars for every S$1|
|Reward points on local retail transactions||3.25 Citi Dollars for every S$1|
|Complimentary travel insurance||Up to S$1 million|
|Hotel privileges||Free stay for a night at any hotel, subject to conditions|
|Airport lounge access||Unlimited access to VIP lounges with Priority Pass|
|Airlines that miles can be used in||AirAsia, Singapore Airlines, Garuda, British Airways, Etihad, Eva Air, and Malaysia Airlines|
A great way to accumulate reward points is probably to use a card that rewards you for every spend. That’s exactly what this card does for you. It gives you 3.25 Citi ThankYouSM Points (equal to 1.3 Citi Miles) for every dollar you spend on local transactions in Singapore. For S$1 you spend on transactions in foreign currency, you stand to gain 5 Points (the same as 2 Citi Miles). However, till 31 December 2018, the card is offering you 6 Points per dollar spent on foreign currency purchases (this is equal to 2.4 Miles per dollar). What’s more, there is no limit to how many Points or Miles you can accumulate on this card. As long as you keep spending on the card, you keep earning these rewards.
The bank also rewards you with Points based on how good a relationship you share with it. Depending on certain parameters such as the number of years you’ve been a loyal customer and what you annual card spend has been, you can get up to 30% extra Points. You can redeem these Points to get cash rebates or convert them into Citi Miles and use them to get discounts on your next flight booking. Apart from this, you can also get up to 10% Citi rebates when you shop at more than 300 outlets that include brands such as Subway, Starbucks, and Sheng Siong.
Waiting to catch your flight at a busy and chaotic airport can be annoying. The next time you’re at an airport either in transit or starting your journey, use this card to check into any of Priority Pass lounges at airports all over the world. You can make use of the amenities and services available at these lounges any number of times a year. No entry fees, and no membership fees. Flash your card and start your journey in comfort, free from the noise and confusion of your airport terminal.
If you don’t want to go through the trouble of planning your journey, you can get in touch with the global concierge service available on this card and get a team of professionals to help you out. This service is available all 24 hours of the day and the experts are proficient in a number of different languages. So, no matter which part of the world you’re travelling to or if you need any assistance during your trip, you can rest assured knowing that help is just a call away.
Now every time you book hotels or resorts for your vacations, you can get an extra night of stay for free. All you have to do is to book your stay for a period of 4 consecutive nights to get an extra night free. You can use this feature as many times as you want as long as you book through the Citi Prestige Concierge. So, go ahead and make the most of your next holiday.
The Citi Prestige Card offers you a host of exclusive benefits when it comes to golf. You get access to some of the finest and most popular golf courses in Singapore as well as in the surrounding regions. Book your next golfing experience using this card and make the best out of it. If you love to dine out, you can make use of the various dining offers and deals available on this credit card to make your gastronomic escapades cheaper from the next time onwards. You can get dining vouchers, discounts on bills, and other offers to reduce your dining expenses.
Let us assume that you have spent S$500 in foreign currency and S$800 in local currency in a month. The following table shows the number of Citi Dollars and miles you can earn based on this month’s spend:
|Spend Categories||Monthly Spend||Citi Dollars Earned||Equivalent Miles|
[Disclaimer: These numbers are for illustrative purposes only. The actual numbers may vary from the numbers shown here.]
The complimentary travel insurance on the Citi Prestige Card is issued and underwritten by AIG. This travel plan offers coverage for the following:
|Death or disability while travelling in a carrier||Up to S$1 million|
|Medical and dental expenses in a covered trip abroad||Up to S$50,000|
|Evacuation due to a medical emergency||Up to S$100,000|
|Repatriation of a dead body to Singapore||Up to S$50,000|
|Loss of luggage while travelling||S$1,000 (Maximum limit is S$500 for a single article, a pair of articles, or a set of articles)|
|Delay of flights during the covered trip||Up to S$400|
|Delay in arrival of baggage||Up to S$400|
The following people will be covered by this insurance policy:
As an owner of this card, you’ll have access to 24-hour global concierge service for all your lifestyle- and travel-related needs. This team of experts can offer you guidance in a number of languages. Call the dedicated helpline from anywhere in the world to use this service.
|Type of Interest||Rate|
|Retail Purchases||26.9% p.a.|
|Cash Advance||26.9% p.a.|
|Instalment Payment Plan||0%|
|Type of Charge||Rate|
|Annual fee||S$535 (no fee waiver)|
|Overseas Transaction Fee||2.8%|
|Late Payment Fee||S$100|
|Over Limit Fee||S$40|
|Cash Advance Fee||6% of the amount withdrawn or S$15, whichever is higher|
|Supplementary Card Fee||Free|
Before you decide to make this card your shopping and travel partner, make sure to check the eligibility requirements.
Generally, the magnetic stripe on your card for will be deactivated for security reasons, unless you have specifically asked for activation at the time of application. Before undertaking an overseas trip, you’ll have to activate it if you wish to use it at retail terminals. Once you do so, you’ll be able to enjoy the Citi World Privileges at more than 40,000 merchant establishments across 36 countries.
Activate this feature of your card by doing any of the following:
As soon as the magnetic stripe is activated, you’ll receive a confirmation SMS. For security reasons, you’re advised to deactivate the card after your return to Singapore. You can do so by using any one of the following modes:
The following instalment payment plans are offered by Citi:
You can withdraw 100% of the approved credit limit on your card or 100% of the credit available, whichever is lower. The interest rate on cash advances/withdrawals is 26.9% p.a. The bank will also charge a cash advance fee of 6% of the withdrawal amount, subject to a minimum of S$15.
If your card is lost or stolen, you need to do the following:
By choosing the right credit card, you can manage your cash flow better and earn rewards on your spends.
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Use the self-service phone banking facility provided by the bank to check the status of your application.
Use any of the following modes to check your card balance:
Pay your card bill using any of the following modes:
The minimum payment amount will be the higher of S$50 or the aggregate of 1% of the current balance, 1% of the unbilled instalment amounts, if any, interest charges including those for the interest and service charges of recurring/instalment payments and any late payment charges.
The grace period or interest-free period on this card is 25 days from the statement generation date.
While the Citi Prestige Card doesn’t have the EZ-Link feature, the Mastercard Tap and Go feature is available. With this feature, you won’t have to top up prepaid cards. Simply use this contactless feature to tap and pay for your bus and train rides.
You can also use this card for EZ-Pay. Simply register your card for the EZ-Pay feature and pass through the ERP gantries anywhere in Singapore without the need to stop. You won’t have to top up a cash card and insert it into your IU device at these gantries.
Enjoy more convenience and speed with these features.
In case of card loss, misuse or disclosure of card details, inform the bank immediately. The bank will block the card and make arrangements for issuing a replacement card. The card and the corresponding PIN will be dispatched to your registered mailing address.
If you have an internet banking account and/or the Citi Mobile app, go to “Manage Your Cards”, then to “Block Lost or Stolen Cards”, and follow the onscreen instructions to complete the process.
Call the self-service hotline to reset your PIN or visit a nearby Citi ATM to reset your PIN. In order to get a new PIN using the phone banking facility, you’ll first have to get a T-PIN first.
The billing cycle is the duration between two successive statements. It is usually the number of business days between the two bills. The bill due date is the date by which you need to make the minimum payment to avoid late payment charges and additional interests.
You may block your card and make a request for a replacement card if you fear that the card’s security has been breached. Alternatively, the bank can issue a replacement card at its discretion. The bank may also charge a handling fee for the issue of a replacement card.
Use your phone banking credentials to request a temporary credit limit increase of your card. If you have also asked for a permanent credit limit hike, it will only come into effect, if granted, after the temporary increased limit has been reverted to the original one.