CIMB Visa Infinite Card for Rebates and Travel: Yet to Get Reviews

This card is a premium card with special benefits such as:

• Lifetime annual fee waiver.
• 2% cash rebate on foreign currency spends and 1% cash rebate on local spends.
• Concierge service.
• Complimentary travel insurance.

Best suited to: This card is ideal for those who travel frequently and prefer cash rebates instead of miles.

Key Features

Additional Benefits

• Get access to around 900 lounges worldwide, thrice a year, with the help of CIMB Airport Companion Programme.
• Get discounts of up to 50% at select restaurants in airports.
• Register for DragonPass account on the ‘Airport Companion’ app.
• Enjoy discounts through CIMB’s network of partners cutting across lifestyle, retail and dining outlets within the Southeast Asian region.
• Get same-day delivery of the card if you apply before 12:00 p.m. between Monday and Friday.
• Enjoy exciting promotional offers with your card. Learn more about the latest offers on this page.

Earning Cash Rebate?

• Get a cash rebate of 2% on travel bookings, and transactions in a foreign currency both overseas and online if you spend at least S$2,000 within a month.
• Get 1% base cash rebate for all other spends, including those converted to 0% instalment payment plan. There is no minimum spend requirement to earn the base rate.
• The 2% rebate is credited in the form of an extra 1% rebate above the base 1%.
• There is no cap on how much cash rebate you can earn through this card.
• Use your cash rebates to offset your credit card bill.

Complimentary Insurance Coverage

Who All Will Be Covered by the Insurance?

• You, the cardholder.
• Your spouse. You and your spouse should not be younger than 21 or older than 75.
• One dependent child. The dependant child should be aged below 21, or below 25 if he/she is still studying in a reputed institution, and should neither be married nor employed.

How Does the Concierge/Butler Service Work?

• The Visa Infinite Concierge Service will take care of any of your requests such as:
  • Reserving a posh restaurant for your wedding anniversary.
  • Finding a rare piece of antique.
• Access the service by:
  • Calling the bank.
  • Sending an email to the bank., you will be able to access concierge services 24x7.
  • Download the ‘VisaConcierge’ app on your smartphone.

Interest Rates

Other Fee and Charges

Activating the Card for Overseas Expenses

• Activate the magnetic stripe of your card if you want to use it to make transactions overseas.
• Activate your card by:
  • Calling the bank’s 24-hour credit card hotline.
  • Sending an SMS to the bank.
• You’re recommended to deactivate the magnetic stripe of your card as soon as you return to Singapore.

Instalment Payment Plans Available

• Convert a big-ticket purchase into small, manageable instalments with CIMB’s interest-free instalment payment plan known as 0% i.Pay Plan.
• Spread your payment over 5, 10, or 20 months.
• A one-time processing fee will apply. It is:
  • 3% for the 5-month and 10-month tenures.
  • 5% for the 20-month tenure.
• The effective interest rates are:
  • 12% for the 5-month tenure.
  • 6.55% for the 10-month tenure.
  • 5.71% p.a. for the 20-month tenure.
• Decide whether to convert a transaction to the 0% i.Pay Plan after it has been made.
• Your purchase should be valued at least S$500 per receipt for 5- and 10-month plans, and worth S$1,000 each transaction for the 20-month plan.
• No more than S$30,000 can be converted into instalments.
• Call the 24x7 card hotline for enrolling for this plan.

Cash Withdrawal on the Credit Card

• Take out cash using your CIMB credit card from bank ATMs in different branches in Singapore or from Visa/Plus or Mastercard/Cirrus ATMs abroad, if you need excess cash.
• Get a PIN to make this possible.
• The withdrawal amount depends on your pre-set daily cash withdrawal limit, the ATM limit, or your available credit limit – whichever is lower.

Eligibility Criteria

You can find out more about this card’s eligibility on our CIMB credit cards page.

Lost/Stolen Cards

• Inform the bank immediately.
• File a police complaint and submit a report to the bank, if asked for.
• Your liability for unauthorised transactions won’t be more than S$100, provided:
  • You have not failed to inform the bank about the loss or theft of the card within a reasonable period from the time of the incident.
  • You have not been totally neglectful.
  • You have not acted in a fraudulent manner.

There are numerous websites that you can use to compare credit cards and find one that is ideal for your needs. Navigate through our site to get a good understanding of the pros and cons of credit cards in different categories.