Welcome to a world of rebates. The CIMB Platinum Mastercard gives you a cash rebate of 10% on a variety of spends including travel, wellness, beauty, and health. Whether you’re travelling around the world or heading to the spa, get rewarded for doing the things you love the most. The card also offers you a range of other benefits such as a zero percent administrative fee on purchases you make in foreign currency, unlimited cash rebates of 0.2%, waiver of the membership fee for life, e-commerce purchase protection for your online purchases, and instalments payment plans. Read on to find out more about this card and how you can make the most of the features and benefits it offers.
|Cash rebate on hotel bookings||10%|
|Cash rebate on flight bookings||10%|
|Cash rebate on health, wellness and beauty expenses||10%|
|Cash rebate on all retail spends||0.2%|
If you’re someone who loves to travel, you’re most likely going to fall in love with this card simply because you get cash rebates of 10% every time you book flights and hotel rooms using it. So the next time you’re planning a trip whether for business or pleasure, charging your travel expenses to this card can greatly reward you. You also get 10% cash rebates when you pay for beauty, health, and wellness transactions. Ever seen a card that rewards you for trying to stay healthy? This one does! Apart from this, when you use this credit card to pay for any other retail transactions not already covered in the above categories, you get a 0.2% rebate. These are unlimited rebates with no cap and no minimum spend requirement. Earn on every spend, as much as you want.
Another feature of the card is that it does not charge you the administrative fee that normally applies to overseas transactions. This makes foreign currency purchases both overseas and online that much cheaper. Is something stopping you from buying what you need online? Are you worried about getting scammed? With the e-commerce purchase protection facility, you can shop with total peace of mind, knowing that your purchases are fully protected and insured. If you find it difficult to pay for certain large expenses in one go, you should consider using the instalment payment option available on this card. The CIMB 0% i.Pay Plan is an instalment payment plan that allows you to convert your larger purchases into smaller payments and pay them over periods of up to 20 months. Paying for expensive flight tickets and hotel bookings just became that much easier.
Earn cash rebates on this card in the following ways:
If you S$200 on hotel bookings for a particular month, you’ll earn a cash rebate of S$20 at a rate of 10%. Similarly, if your cumulative spend across all other categories stands at S$2000, you’ll earn a cash rebate of S$4 at a base rate of 0.2%.
The following table illustrates the cash rebate you’ll earn across different categories in such a scenario:
|Spend categories for cash rebate||Monthly spend||Cashback rate||Cash rebate amount|
|All other retail spends||S$2000||0.2%||S$4|
|Total||S$2,600||Cash rebate earned is S$64|
All CIMB Platinum Mastercard holders will be covered under this insurance policy.
|Type of Interest||Charge|
|Retail Purchases||25.5% p.a., subject to a minimum fee of S$2.50|
|Cash Advance||28% p.a., subject to a minimum fee of S$2.50|
|Instalment Payment Plan||No interest is charged for the 0% i.Pay Plan|
|Type of charge||charge|
|Annual Fee||Annual fee waived permanently for this card|
|Overseas Transaction Fee||
|Late Payment Fee||S$100|
|Over limit Fee||S$50 or 5% of the overdrawn amount, depending on whichever is greater|
|Cash Advance Fee||6% of the sum withdrawn, subject to a minimum fee of S$15|
|Supplementary Card Fee||S$75 per year. (Annual fee waived for up to two supplementary cards)|
To ensure you are eligible for this card, please check the relevant page listing the criteria for eligibility.
To find out more on cards, you can go through the bank’s webpage or visit Bankbazaar where all card details for a particular category will be available on a single page.
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How to Enable/Disable Auto Debit & Standing Instructions
Fill and Submit Form to Bank
To enable auto debit/standing instruction, fill and submit the ‘Auto Debit and Interbank GIRO Authorisation Form:
How to Apply for the Card & Check the Application Status
Apply Online and Follow Up With the Bank
In order to apply for the card, do the following:
Call the 24-hour customer care hotline to stay updated with the status of your card application.
How to Check Balance
By Downloading CIMB Clicks
How Can the Bill Be Paid?
Through CIMB Clicks/GIRO/Internet Banking/CIMB Branch/AXS/Cheque
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Outstanding Balance or Min S$50
You’ll have to pay 3% of the outstanding balance subject to a minimum of S$50 and any overdue from the previous billing cycles.
What Is the Grace Period?
The grace period or interest-free period is 23 days from the date of generation of the bill, provided no balance is carried forward from the previous billing cycles.
Can It Be Used With EZ-Link?
You may use your CIMB card to top up your EZ-link travel card for convenient transportation.
How to Block or Unblock the Card
Call CIMB Hotline
To block or unblock your card, get in touch with your bank immediately. If you suspect fraudulent use of your card, call the 24-hour hotline number, report the incident, and request blocking of your card account.
How to Reset the PIN
Through CIMB ATMs/Bank Branches/CIMB Clicks/Submit Form to Bank
What Is the Billing Cycle and the Bill Due Date?
1 Month (Can Start on Any Day)
The billing cycle may vary from one customer to another. It may depend on the number of business days in a month and can be found on your monthly statement along with the bill due date and minimum payment due.
How to Get a Replacement Card
Download the credit card maintenance form, fill it, and send it to the bank to request a replacement card. The bank may also issue one if your card gets lost or is found to be damaged. Charges may apply on issuance of a new card and PIN.
How to Temporarily Increase the Limit of the Card
Download Form and Mail it to the Bank