• Credit Card BYTES FROM OUR KITCHEN

    Standard Chartered Business Platinum Card for Rewards: Yet to Get Reviews

    Credit Card Application

    The Standard Chartered Bank Business Platinum Card offers rewards points for every dollar you spend. Here are some highlights of the card:

    • Annual fee waived for three years.
    • Get 24-hour Visa Platinum Concierge.
    • Convert your rewards points to gain access to golf clubs, dining discounts, hotels and more.

    Best suited to: People who like to shop, travel and get access to privileges such as exclusive golf clubs, business services lifestyle and dining.

    Key Features

    Feature Description
    Annual Fee S$160.50 including GST (waived for first 3 years)
    Rewards Points on dining 1 point per S$1 spent
    Rewards Points on online/retail shopping 1 point per S$1 spent
    Rewards Points on grocery 1 point per S$1 spent
    Rewards Points on telecom bills 1 point per S$1 spent
    Rewards Points on petrol 1 point per S$1 spent

    Additional Benefits

    • CardSafe Guarantee: Enjoy protection from fraudulent transactions when you make online purchases.
    • The Good Life: Offers on dining, travel, shopping and lifestyle under this programme at over 3,000 participating outlets.
    • Recurring Payment Plan: Combine all your bills into just one card payment that will save time and let you earn more rewards.
    • Funds Transfer: Make transfers of at least S$1,000 from your Standard Chartered credit card, interest-free and a one-time processing fee.
    • Tap-and-Pay Payment: Use mobile wallets and contactless payment options to make convenient payments. You will not have to sign for purchases below S$100.
    • There are various promotional offers available with this card and you can know more about it on the promotions page of BankBazaar.

    Earning Rewards

    With this programme you will be rewarded for all expenditure made using your credit card:

    • You will earn rewards points through the 360° Rewards Programme.
    • The rewards points that you earn will be valid for a period of three years.
    • Preferred customers will earn more points. However, to earn more, you will have to spend at least S$250 per month.

    Let Us Illustrate:

    Here is another table showing how much rewards points you can earn for different purchases:

    Using Your Business Platinum Credit Card Amount Spent 360° Rewards Points Earned
    Purchase a tablet S$600 600 points
    Insurance premiums payment S$300 300 points
    Buy a travel package S$1,000 1,000 points
    Dining S$200 200 points
    Shopping S$300 300 points
    Total 360° Rewards Points earned S$2,400 2,400 points

    Redeeming Earned Reward Points/Cash Rebate?

    To redeem your rewards points, you will have to follow the steps given below:

    1. Visit the rewards page on the Standard Chartered website.
    2. When redeeming the points for the first time, register using your card information.
    3. Log in and look for rewards by product name or brand.
    4. Select your rewards, mention the amount and add to cart.
    5. Checkout after finalising your order.

    On the Points Summary section, you can check how many rewards points you have. You will receive a voucher for every redemption.

    Choose whatever you want from the various rewards available in the rewards catalogue. You will be charged a fee of S$10 for every 100,000 points transferred if you wish to transfer your points to a nominee.

    Interest Rates

    Type of Interest Charge
    Retail Purchases 25.9% p.a.
    Cash Advance 0.077% per day
    Instalment Payment Plan 0%

    Other Fee and Charges

    Type of Charge Charge
    Overseas Transaction Fee 1% of the amount in SGD charged by Visa and a fee of 2.5% of the converted SGD amount charged by the bank.
    Late Payment Fee S$80
    Over limit Fee S$40
    Cash Advance Fee 6% on the cash advance, subject to a minimum fee of $15
    Supplementary Card Fee S$0

    Activating the Card for Overseas Expenses

    Activation of the card is compulsory if you are going abroad and intend to use it to make purchases. Here are the two ways by which you can activate the card:

    • Use your registered mobile number to send an SMS to the bank.
    • Visit the bank’s website and activate your card online for overseas use.
    • Use the bank’s mobile application known as SC Mobile for activation.

    Instalment Payment Plans Available

    Choose from the following instalment payment plans to enjoy interest-free payments:

    • EasyPay: Convert retail purchases of at least S$500 into 6- or 12-month instalments. A one-time service fee (5%) will be applicable per conversion.
    • 0% Interest Instalment Plan: Sign up for this plan at no extra charge for a tenure of up to 36 months and continue earning reward points on purchases converted to this plan.

    Cash Withdrawal on the Credit Card

    You can withdraw cash from using your Standard Chartered credit card based on the cash advance balance available and the credit limit.

    Eligibility Criteria

    Before applying for this card, make sure to first check your eligibility for it here.

    Lost/Stolen Cards

    You must safeguard your credit card at all times. However, in case you lose your card, if the PIN is disclosed to someone else or if your card is stolen, you are obligated to inform the bank immediately about it and file a police complaint. You can inform the bank by calling their toll free number for local calls and customer service number for overseas calls.

    Your maximum liability will be S$100 for unauthorised transactions before informing the bank, upon discovery that the loss, theft or disclosure was not on account of your negligence.

    When you’re buying a credit card for the first time, mostly people find it difficult to understand the terms and conditions of the card. The interest rates applicable on a card can be confusing. Use our website to find more information on cards and how their interest rates differ.

    Credit Card Tips

    RELATED CARD PRODUCT

    SCB NUS Alumni Platinum Card SCB NUS Alumni Platinum Card
    Annual Fee: S$192.60 (2-year waiver) Who Is It For: NUS graduates What You Get: 1 point for each S$1 spent
    Show Me Details

    RECENTLY VIEWED PRODUCTS

    DBS Woman's World Card DBS Woman's World Card
    Annual Fee: S$192.60 (1-year waiver) Who Is It For: Women What You Get: Up to 10x DBS Points
    Show Me Details

    YOU MIGHT ALSO LIKE

    American Express Rewards Card American Express Rewards Card
    Annual Fee: S$53.50 Who Is It For: Who shop and dine regularly What You Get: 50% savings at restaurants
    Show Me Details

    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Through GIRO/ACH direct debit form

    Standard Chartered allows you to set up GIRO/automated clearing house (ACH) direct debit for payment of credit card and other utility bills. You can set up this service by following the steps given below:

    • Ask for a direct debit authorisation form from your billing organisation or download it from the bank’s official website.
    • Submit the completed form to the bank/billing company for approval.
    • After your application is approved, your direct debit instruction will be set up. The dates on which deductions are made will be given to you by the service provider or the bank, as the case may be.

    You can either get in touch with the bank or the billing organisation when you need assistance in cancelling your standing instruction.

    How to Apply for the Card & Check the Application Status

    Online/at branch

    You can apply for Standard Chartered Business Platinum Card in 2 ways:

    • Complete the Standard Chartered Credit Card Application Form and send it to your nearest bank branch along with the mandatory documents.
    • Fill in the online application form that is available on the bank’s official website and follow the instructions.

    Generally, it takes up to 4 business days to access your card application. You can keep a track on the progress of your application by reaching out to the 24-hour Client Care Centre after 4 business days from the date on which you submitted your application. You’ll be notified whether your application is approved or declined through an SMS.

    How to Check Balance

    SMS/internet banking/mobile banking/hotline

    Keep track of your credit card balance in the following ways:

    • SMS banking
    • Online banking
    • Mobile banking
    • Contact the 24-hour Client Care Centre

    How Can the Bill Be Paid?

    AXS/Online banking/GIRO and others

    Your card payment options include:

    • AXS
    • Funds transfer
    • Phone banking
    • Online banking
    • Interbank GIRO
    • Cash deposit machines
    • Any Standard Chartered ATMs
    • Teller counters at any SCB branch
    • Deposit your cheque at express cheque deposit boxes

    How Much Is the Minimum Payment to Be Made on the Card?

    1% of outstanding bill + other dues, or S$50

    You have to pay at least 1% of your outstanding balance amount, subject to a minimum of S$50. Any kind of dues from your previous billing cycles (over-limit fee, interest charges, and pending dues) will also have to be settled.

    What Is the Grace Period?

    22 days

    You will get an interest-free period of 22 days. You’ll qualify for a grace period only if you have fully paid your previous credit card bills. You are not eligible for an interest-free period if you make partial payments.

    Which Mobile Wallets Can This Card Be Used With?

    PayNow/Google Pay/Apple Pay/Android Pay/Samsung Pay

    You can link your Standard Chartered Business Platinum Card with the following mobile wallets:

    • PayNow
    • Apple Pay
    • Google Pay
    • Android Pay
    • Samsung Pay

    How to Block or Unblock the Card

    Contact the bank’s Client Care Centre

    Call the SCB 24-hour Client Care Centre to block or unblock your card.

    How to Reset the PIN

    ATM/hotline/online banking

    You can change your card’s PIN by visiting any of the SCB ATMs, by calling the 24-hour Client Care Centre or by using internet banking.

    What Is the Billing Cycle and the Bill Due Date?

    Available on the credit card bill

    The billing period depends on the number of working days in a month. You will receive your credit card e-statement on a monthly basis through your registered email address.

    Your card statement will comprise the following details:

    • All transactions done using your credit card for a specific month
    • Fees and charges (if any applicable)
    • Your minimum amount due
    • Your current balance as of the statement date
    • The due date by which you need to make your payment

    How to Get a Replacement Card

    Call 24/7 Client Care Centre

    You can call the SCB 24-hour Client Care Centre to request a replacement card. You can request for it under the following circumstances:

    • Your existing card has expired;
    • Your current card was lost or stolen;
    • Your existing card was physically damaged;
    • Your current card was blocked by the bank for security reasons.
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.