• BOC Shop! Card

    Credit Card BYTES FROM OUR KITCHEN

    Earn cash rebates on your purchases according to your monthly spend on the BOC Shop! Card. Earn rebates when shopping, dining, making travel arrangements and more.

    Features of the BOC Shop! Card

    • Enjoy annual fee waiver on this credit card for 2 years.
    • Singapore citizens, Permanent Residents and Foreigners can apply for this card.

    Rewards

    • What you get – Up to 1% cash rebate on your monthly spend.
    • How to redeem:
      • Get 1% cash rebate if the total spend in your monthly statement exceeds S$1,000.
      • Get 0.5% cash rebate if the total spend in your monthly statement is S$1,000 or below.
      • Total monthly cash rebate is capped at S$80.
    • Charges and details – BOC reserves the right to amend or withdraw this offer at any point without prior notice.

    BOC Shop! Card Promotions

    • BOC Dream Draw 2017: BOC cardholders stand a chance to win either a 4D3N stay at Banyan Tree Vabbinfaru in Maldives or 4D3N stay at Banyan Tree Ungasan in Bali or a brand new Mercedes-Benz C 180 Cabriolet. Cardholders will be awarded one chance for every S$50 charged to their card. Cardholders can also get 3 times the chances earned when the monthly spend charged to the card is S$2,000 or more. The promotion period is valid till 31 December 2017. New cardholders who have their card approved during the promotional period are awarded 10 chances upon card approval.
    • BOC Apply for BOC Credit Card Purchase Instalment Plan: Cardholders can convert their local and overseas retail purchases into low-interest instalment plans. These plans come with tenure options ranging from 6 to 24 months. The minimum purchase amount that is eligible for conversion is S$300. Cardholders can convert qualifying purchases into a 6-month instalment plan at an interest rate of 0.50% p.a. or a 9-month instalment plan at an interest rate of 1% p.a. or a 12-month instalment plan at 1.50% p.a. The processing fee of the instalment plans is 3.50% of the transaction amount. Cardholders need to call 1800 338 5335 after their purchase to convert it into an instalment plan. The offer is valid until 31 December 2017.
    • Apply for BOC Credit Card Statement Instalment Plan: Cardholders can convert their BOC Credit Card statements of S$500 or more into low-interest instalment plans with tenure options of 12 months or 24 months. Cardholders can convert their statements into a 12-month instalment plan at an interest rate of 2% p.a. or into a 24-month instalment plan at an interest rate of 4% p.a. They are required to call 1800 338 5335 after receiving their statement to convert it into an instalment plan. The offer is valid until 31 December 2017.

    Benefits of the BOC Shop! Card

    • Complimentary BOC Family Rebate Card – Receive a free BOC Family Rebate Card on successfully applying for the BOC Shop! Card and enjoy benefits of 2 different credit cards.
    • Exclusive offers from VISA:
      • Chope – S$10 discount vouchers to popular restaurants every Friday. This offer is valid until December 31, 2016.
      • Green Golf – Rounds of golf starting at RM30 on your Visa Platinum Card. This offer is valid until December 31, 2016.

    Instalment Payment Plan – Flexi Balance Program

    • Convert your local and overseas purchases into instalment payment plans.
    • Convert purchases of minimum S$500 into flexible instalment plans.
    • Pay over 12 instalments under this program.

    Fees and Charges

    Type of fee Amount payable
    Annual fee S$150 (First 2 years fee waived)
    Supplementary card fee S$75
    Interest rate 25.88% p.a. (Minimum charge is S$3 per month)
    Late payment charges S$80
    Cash advance fee 6% of the withdrawn amount or S$20, depending on whichever of the 2 is higher
    Interest on cash advance 28% p.a.

    Transactions in foreign currencies

    • Administrative fee charged by BOC on all foreign currency transactions is 1.5% of the transaction amount.
    • Administrative fee charged by VISA on all foreign currency transactions is 1% of the transaction amount.
    • DCC or Dynamic Currency Conversion Fee – All Visa transactions that are made in Singapore Dollars (SGD) but processed overseas will be subject to a fee of 0.8% as levied by Visa.

    How to apply for the BOC Shop! Card

    Visit the BOC Shop! Card webpage of the official BOC Singapore website. At the bottom of the webpage you will find an option called “Apply Now!”. Click on this option and download the application form. You will need to complete this form and then mail it to the bank for successful application.

    Eligibility Criteria for the BOC Shop! Card

    • Minimum age:
      • Principal Cardmember – 21 years and above.
      • Supplementary Cardmember - 18 years and above.
    • Minimum income:
      • Singapore citizens and Permanent Residents – S$30,000 p.a.
      • Foreigners – S$60,000 p.a.

    Documents Required

    • Salaried employees:
      • Front and back copy of NRIC AND
      • Most recent computerized payslip OR
      • Latest 6 months CPF Statements OR
      • Most recent Income Tax NOA (Notice of Assessment) + Most recent computerized payslip/ Latest 6 months CPF Statements.
    • Self-employed:
      • Front and back copy of NRIC AND
      • Latest 2 years Income Tax NOA (Notice of Assessment).
    • Commission based earners:
      • Front and back copy of NRIC AND
      • Latest 6 months CPF Statements OR
      • Latest 2 years Income Tax NOA (Notice of Assessment) OR
      • Latest 6 months commission statements issued by the company.
    • Foreigners must additionally submit:
      • Valid Passport AND
      • Valid Employment Pass with minimum 9 months validity AND
      • Proof of residence.

    Interest on the BOC Shop! Card

    The applied interest rate on the BOC Shop! Card is 2.16% per month. The EIR or the Effective Interest Rate on this credit card is 25.88% p.a. with a minimum charge of S$3. If you do not make the full payment on your outstanding balance, then the interest will be calculated everyday on the outstanding balance on your previous monthly statement + any new transactions made from the date they are posted on your credit card account.

    Interest will not be applied on transactions if you make the full payment by your statement due date and you do not carry forward any balance from your previous statements.

    Repayments

    The minimum payment on the BOC Shop! Card is 3% of your monthly outstanding balance + any outstanding minimum due from your previous monthly statements + any excess amount from your credit limit OR S$50, depending on whichever of the 2 is higher. If you do not pay the full minimum due by your payment due date, you will subject to a late payment fee of S$80.

    Lost/stolen card liability

    The maximum liability for unauthorized or fraudulent transactions on your card is S$100. However, this is only applicable if you have not been negligent or acted fraudulently and have immediately informed the bank regarding the loss or theft of your credit card or the disclosure of the PIN to a third party.

    Reporting lost/stolen credit cards

    In case you have lost your credit card, it has been stolen or the PIN has been disclosed to a third party, you must immediately call BOC Bank on their Customer Service Hotline Number and notify them. The Customer Service Hotline Number is available on the official BOC Singapore website. You could also notify the bank in writing.

    After notifying the bank, you must file a police report and provide the bank with a written confirmation of the loss, theft or PIN disclosure. You must additionally provide BOC with any other requested information.

    Other cards offered by Bank of China

    • BOC Dual Currency Diamond Card
    • BOC Travel Card
    • BOC World MasterCard
    • BOC Family Rebate Card
    • BOC F1RST Card
    • BOC SCCCI Great Wall Affinity Card Platinum
    • BOC Chinese Scholars & Students Association Platinum Elite Card

    Read More Related to Credit Cards:

    News About BOC Shop! Card

    • BOC Shop! Card Cash Rebate Promotion

      Run Time – Till 30 June, 2016

      Particulars – Enjoy cash rebate of up to 6 percent when you shop at select merchants and online store with your BOC Shop! Card when you spend a minimum amount of SGD 500 in a month. You can get up to SGD 80 as cash rebate by spending a maximum amount of SGD 600 in a month.

      Terms and Conditions – This promotion does not apply to certain transactions including payments made to prepaid accounts such as EZ-Link, payments made to government institutions etc. Please contact the bank for all applicable terms and conditions for this promotion.

    • BOC Shop! Card Promotion

      Run Time – This offer is available till the 30th of June, 2016

      Particulars – Use your BOC Shop! Card while shopping at selected department stores and online to earn a cash rebate of up to 6 percent.

      Terms and Conditions

        • This offer is only available for online transactions or for transactions at selected stores.

        • The value of rebate will be maximum SGD 80.

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