Bank of China (BOC) and Singapore Chinese Chamber of Commerce and Industry (SCCCI) together brings you the BOC SCCCI Great Wall Affinity Card Platinum in an attempt to facilitate economic activities between Singapore and China.
Best suited to: This card is best suited for those who are looking for shopping, dining, entertainment, and travel deals across China, Hong Kong, Macau, and Singapore.
|Bonus points on local retail purchases||1 bonus point per S$1|
|Airlines that the points can be used in||Singapore Airlines and SilkAir|
|Complimentary travel insurance||Not available|
Let’s say, your monthly expenditure is S$2,500. According to the BOC Rewards Programme, you will earn 2,500 bonus points. The table below shows the number of bonus points you will earn per category:
|Spend categories||Monthly spend||Points earned|
|Other retail spends||S$200||200|
|Total||S$2,500||Points earned: 2,500|
|Type of interest||Charge|
|Retail purchases||25.88% p.a. (S$3 per day minimum)|
|Cash advance||28% p.a. on the amount withdrawn|
|Instalment payment plan||Flexi Balance - 0% from 3 to 18 months|
Effective from 10 April 2018, the interest rates on retail purchases and cash advances will be revised to:
|Type of interest||Charge|
|Retail purchases||28.88% p.a. (S$3 per day minimum)|
|Cash advance||28.88% p.a. on the amount withdrawn|
|Type of charge||Charge|
|Overseas transaction fee||1.5% of the transaction amount|
|Late payment fee||5% of the monthly minimum sum (minimum S$100)|
|Cash advance fee||S$20 or 6% of the withdrawn amount, whichever is more|
|Monthly repayment||S$50 or 3% of the outstanding balance, whichever is more|
Picking a credit card in Singapore from the multiple options available is no easy task, but it can be made easier. You just have to go to the credit card comparison page on our site and decide which one to choose.
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How to Enable/Disable Auto Debit & Standing Instructions
Through Online Banking
To enable the auto debit facility on your credit card, apply for Bank of China’s Personal Online Banking facility. Once you have done this, log into your account and complete the following steps:
To disable this facility, navigate to ‘Scheduled Bill Management’ and cancel all or any of your unprocessed bill payments.
How to Apply for the Card & Check the Application Status
Through Mail/Fax and Follow Up With the Bank
Download and send the completed form and required documents to the bank through:
Check the status of your application by calling their 24-hour Customer Service Hotline. It takes around 2 weeks for new card applications to be processed.
How to Check Balance
Through Internet Banking
If you are a registered BOC internet banking user, then you can check the balance available on your credit card by just logging into your account.
How Can the Bill Be Paid?
Through GIRO/AXS/Telephone Banking/Cheque/Cash
Your bill can be paid by using any of the following modes of payment:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Outstanding Balance or Min. S$50
What Is the Grace Period?
You receive an interest-free period of 23 days.
How to Block or Unblock the Card?
Call Customer Service
If your card is missing or has been stolen, you can block your card by calling BOC’s 24-hour Customer Service Hotline.
To unblock your card, call the hotline and follow the instructions provided.
How to Reset the PIN?
Through Tele-Banking/Customer Service Hotline
If you are a registered tele-banking user, then you can reset your 6-digit PIN via this facility. If you aren’t a registered tele-banking member, then call BOC’s customer service hotline to reset your PIN.
What Is the Billing Cycle and the Bill Due Date?
You will receive your credit card statement every month form the date of which your application was approved. If you opt for e-statements, then you will be able to view your bill 7 working days prior to your statement date.
The due date by which the minimum or the complete payment must be made will be reflected on your statement. Any payments made post this date will be charged a late fee.
How to Get a Replacement Card?
The bank, will at its discretion provide you with replacement cards if your current card expires. In case of loss or theft of your card, you will be issued with a replacement card once you call the 24-hour customer service hotline.
How to Temporarily Increase the Limit of the Card
The bank offers a permanent increase of your credit limit for up to 2x your monthly salary. However, you will be required to submit an application along with your income proof documents for the same.