BOC SCCCI Great Wall Affinity Platinum Credit Card

    BOC SCCCI Great Wall Affinity Card Platinum Overview

    BOC has long been a champion of facilitating and promoting economic trade between China and Singapore. The SCCCI which stands for Singapore Chinese Chamber of Commerce and Industry was established in 1906 and is the forerunner of the Chinese business community and their economic operations in Singapore. This credit card is designed to ease economic activities between the two regions and also assist in travelling between the two regions


    • The card comes with a lifetime waiver on the annual fees.
    • Cardholders can get access to UnionPay, the widest payment gateway in China which allows cardholders to use their card at over 2,400,000 merchant outlets and 210,000 ATM’s across China.
    • Cardholders are also treated to a wide range of discounts and deals ranging from travel to shopping and dining from over 17,000 participating merchants.
    • The card earns twice the number of reward points for all overseas expenses charged to it.
    • The cardholders get access to the BOC rewards programme wherein they can redeem the reward points earned on the card for shopping vouchers, discounts on dining, latest electronic gadgets and other merchandise.
    • Cardholders get access to MoneyPlus which is a personal line of credit that provides cardholders an additional line of credit up to 2 times their monthly salary. Cardholders can enjoy the additional credit for lower interest rates of 16.88% per annum.

    Instalment Plans

    The instalment plans from BOC allow cardholders to convert their retail purchases into 0% instalments with tenures ranging from 3 months to 18 months. The processing fee of 2% and minimum S$20 is charged on the amount converted and the amount needs to be S$500 or more in a single receipt to be eligible for conversion. Premature termination of the instalment plan attracts a penalty of S$100.

    Fee and charges

    Type of fee Amount payable
    Annual fee The annual fee of the card is waived for life
    Supplementary card fee The annual fee of the card is waived for life
    Interest rate The card charges an interest rate of 25.88% per annum on transactions and 28% per annum on cash advances
    Late payment charges Late payments attract a fee of S$80 or 5% of the minimum payment sum, whichever is higher
    Cash advance fee 6% of the amount withdrawn or S$20, whichever is higher.

    Transactions in foreign currencies

    Transactions undertaken in foreign currencies attract an administrative fee of 1.5% and an additional cross border fee of 1% for Visa or MasterCard transactions and 0.6% for UnionPay transactions.

    For all transactions processed overseas but effected in Singaporean Dollars carry a processing fee of 0.8% for Visa transactions and 1% for MasterCard transactions.

    How to apply for BOC SCCCI Great Wall Affinity Platinum Credit Card

    Those who wish to apply for this card can do so by downloading the application forms and submitting the completed forms along with the required documents on the BOC website or can visit their nearest BOC branch and requesting for application.

    Eligibility Criteria for BOC SCCCI Great Wall Affinity Platinum Credit Card

    • The minimum age of the cardholder must be 21 years at the time of application.
    • The minimum age of the supplementary cardholder must be 18 years.
    • The applicant must be an existing member of the SCCCI.
    • The minimum annual income required for Singaporean Nationals or Permanent Residents is S$30,000.
    • The minimum annual income required for Foreign Nationals is S$60,000.

    Documents required

    The following documents are required to be submitted during the time of application.

    • For Salaried Applicant
      • A copy of the latest income tax notice of assessment.
      • A computerised copy of the payslips dating back at least 3 months.
      • Applicants can also provide the CPF statement of account dating back 6 months
      • A copy of the applicant’s NRIC, both front and back.
    • For self employed applicants or commission/variable income applicants
      • A copy of the CPF statement of account dating back 12 months.
      • Income tax notice of assessment dating back 2 years.
      • A copy of the applicant’s NRIC, both front and back.
    • Foreign Applicants
      • Passport copy.
      • Employment pass copy which has a remaining validity of at least 9 months.

    Interest on BOC SCCCI Great Wall Affinity Platinum Credit Card

    The interest charged on card transactions is 25.88% per annum. The interest is not levied if the outstanding dues are paid in full by the due date. Cash advances attract an interest rate of 28% per annum calculated on a daily basis from date of advance till it is fully repaid. Interest rates are subject to change and cardholders should consult with BOC to check the prevailing interest rates.


    The cardholder must make a minimum monthly payment of 3% of the outstanding balance plus any previous minimum payments due and any amount exceeding the credit limit or S$50, whichever is higher.

    Reporting lost/stolen credit cards

    Cardholders are required to take utmost care of their credit card. If the card is lost or stolen, cardholders need to notify BOC immediately or upon discovery of loss or theft of the card. They can do so by calling to BOC credit card hotline number 1800 338 5335. Notifying BOC and providing a written letter confirming the loss or theft of the card, BOC will limit the liability of the cardholder against unauthorised transactions to S$100.

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