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    Bank of China Visa Infinite Credit Card

    Bank of China Visa Infinite Card Overview

    BOC Visa Infinite credit card is one of the many credit cards offered by BOC. The card can be used both locally and abroad. Other than the general perks, the card offers amazing benefits such as the waiver of 1.5% currency exchange fee on overseas transactions and 1% cash rebate on all purchases made on the card.

    Features of BOC Visa Infinite credit card

    BOC Visa Infinite credit card comes with some amazing perks and features. Listed below are the features of BOC Visa Infinite credit card:

    • The card offers amazing rewards on overseas and local spends.
    • Offers a waiver of 1.5% currency exchange fee on all overseas transactions.
    • Offers a 1% rebate on all purchases made in Singapore.
    • The card offers an additional interest of 1.55% on your BOC Multi-Currency Savings account given that you spend a minimum of S$500 on your credit card.
    • The card also offers exclusive dining privileges.
    • Interest free period of 23 days.
    • Offers up to 2 complimentary free access to Plaza Premium lounge worldwide in a year.
    • Complimentary travel insurance worth S$1 million.
    • Offers complimentary purchase protection.
    • Available to Singaporeans and Foreigners.
    • First year annual fee is waived.
    • Low interest rate.
    • Hassle free application process.
    • Quick processing.
    • Easy and simple documentation.

    Rewards

    BOC Visa Infinite credit card comes with some amazing rewards. Given below are the rewards of BOC Visa Infinite credit card in different categories:

    • The card offers a waiver of 1.5% currency exchange fee on all transactions conducted overseas.
    • Offers a 1% rebate on all purchases made in Singapore. There is no minimum spend or cap on the rebate earned.
    • The card offers an additional interest of 1.55% on your BOC Multi-Currency Savings account given that you spend a minimum of S$500 on your credit card.
    • Avail waiver on annual fee for the first year.

    Benefits of BOC Visa Infinite credit card

    Listed below are the benefits of BOC Visa Infinite credit card:

    • Avail a discount of 20% on the food bill at Marina Mandarin, Singapore.
    • Enjoy a discount 20% on the food bill when you spend over S$50 at Peach garden Chinese restaurant.
    • Enjoy a discount of 15% on food bill when you dine at OSO Ristorante, Restaurant Absinthe and Wakanui grill.
    • Offers up to 2 complimentary free access to Plaza Premium lounge worldwide in a year.
    • Complimentary travel insurance worth S$1 million.
    • Offers complimentary purchase protection.
    • First year annual fee waiver.

    Insurance provided by the card

    The card offers free travel insurance worth about S$1 million.

    Fee and charges

    Type of fee Amount payable
    Annual fee S$350 per annum for primary credit card
    Supplementary card fee S$175per annum for supplementary card
    Interest rate 2.16% per month 25.88% per annum
    Late payment charges 5% per month of the minimum payment amount, subject to a minimum of S$80
    Cash advance fee S$20 or 6% of the amount withdrawn
    Interest on cash advance 28% per annum
    Administrative fee NA

    How to apply for BOC Visa Infinite credit card

    One can apply for BOC Visa Infinite credit card either online or offline. In order to apply online, the applicant can either visit the official website of BOC Singapore and apply by filling the online form or apply through third party financial websites if the provision is made. In order to apply for the card offline, the applicant can visit one of the BOC branches in Singapore and fill the form.

    Eligibility criteria for BOC Visa Infinite credit card

    • Minimum age: 21 years and above
    • Minimum age for supplementary applicants: 18 years and above
    • Minimum income: S$120,000 per year.

    Documents required

    Every applicant needs to submit certain documents while applying for the credit card. Listed below are the documents that need to be submitted at the time of application:

    Salaried individuals

    • Passport copy
    • Latest original payslip
    • Last 12 months of CPF statement

    Self Employed individuals

    • Passport copy
    • 6 months latest bank statement
    • Last 12 months of CPF statement

    Foreigners

    • Passport copy
    • A copy of work permit
    • A copy of telephone bill or utility bill
    • Income Tax Notice of Assessment
    • Latest payslip

    Card protection schemes

    The bank offers complimentary purchase protection for the card.

    Interest on BOC Visa Infinite credit card

    BOC Visa Infinite card comes at a rate of applied interest of 2.16% per month and effective rate of interest of 25.88% per annum.

    Lost/Stolen card liability

    In case of stolen or lost cards, the cardholder should file a police report along with a written confirmation. The maximum liability provided to the cardholder to compensate for unauthorized use of the card is S$100.

    Repayment

    In case the cardholder fails to make the minimum payment on the credit card, 3% of the monthly outstanding balance along with outstanding minimum payment amount plus the amount in excess of the credit limit or S$50 should be paid.

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