Bank of China Credit Card Payment Plans

Bank of China credit card customers can now shop easily as the bank allows them to make all their retail purchases in monthly instalments. The bank offers two types of payment plans to their cardholders, which they can use on any purchase of at least SGD500. These plans are –

• Flexi – Balance Instalment Plan
• 0% Interest Instalment Plan

Key Features and Benefits

Flexi – Balance Instalment Plan

• Used Globally – Credit cardholders of Bank of China can make use of the Flexi – Balance Instalment plan for all their domestic and global retail purchases
• Low processing fees – When cardholders apply for this plan, they have to pay a one – time processing fee that is very low and affordable
• Flexible Tenure – Cardholders of the bank can easily convert all their retail purchases into 6, 9, 12, 18, 24 or 36 month instalments
• Easy to apply – Cardholders can easily apply for this plan online or offline. They can do so via SMS, Email or Fax

0% Interest Instalment Payment Plan

• No Interest – To use this plan, credit card customers do not have to pay any interest on their instalments
• Flexible Tenures – By applying for the 0% Interest Instalment Payment Plan, Bank of China credit cardholders can convert their card transactions into instalments of 6, 12, 24 or 36 months

Charges

Effective Interest Rates (EIR)

Other Fees

How to Apply?

Applying for Bank of China Credit Card payment plans is very simple and cardholders can do so by sitting in the comfort of their homes/ offices.

To sign up for the Flexi – Balance Instalment plan, customers can either send an SMS to the bank or fill the application form and send it to them via fax or email.